Volume 6 | Issue 2

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Creative Commons Attribution 4.0 and The Open Definition

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Creative Commons Attribution 4.0 and The Open Definition

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Creative Commons Attribution 4.0 and The Open Definition

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We show that for crown graphs W4+,W5+,W6+ path union of families are product cordial graphs. Further we show that Wn+ is product cordial

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labeling, cordial, product, wheel, crown.

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Enhancing efficiency and performance of banks is a key objective of economic reforms in any countries including India. The study attempts to empirically observe the efficiency of Public and Private sector banks considering the efficiency ratios i.e Return on assests and Return on Equity. This study is based on secondry data. Five year data has been used to calculate the efficiency of the public and private sector banks. Efficiency is essential for smooth running of any firm.

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Efficiency of Banks, ROA,ROE

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The sewage from colonies as well effluent from industrial units has been identified as main cause for water pollution across our country. The contaminants in wastewater are removed by physical, chemical, and biological means. The individual methods usually are classified as physical unit operations, chemical unit processes, and biological unit processes. The BOD, COD, TSS concentration of sewage ranges from 180-200 mg/l, 300- 440 mg/l and 150-200 mg/l respectively. Under this project report a suit treatment technology has been developed to treat sewage. Treatment technologies consist of filtration, chlorination and biological treatment. The results were very encouraging. The treatment system achieved 94% COD and 95% TSS removal respectively. The treated sewage can be reused for various purpose like cooling water make up, gardening, landscape development, toilet flushing, road washing etc. thus leading towards water conservation.

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Biological treatment, Bio filter, BOD, COD, Sewage, TSS

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GGBFS (Ground Granulated Blast Furnace Slag).

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Creative Commons Attribution 4.0 and The Open Definition

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Pervious concrete, durability, rural road ,Water absorption, Porosity, Cost.

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Introduction Financial inclusion means availability of financial services in the unbanked area where people are depressed and deprived of banking services and facilities. So the basic aim of financial inclusion is to extend financial services to the large hitherto un-served population. RBI has initiated several measure to achieve greater Financial Inclusion such as facilitating no-frill accounts, relaxation on KYC norms, engaging Business Facilitators (BFs) and Business Correspondents (BCs), use of technology, adoption on EBT, GCC, opening of branches in unbanked rural centre etc. The paper highlights the proper progress and benefit assessment in the tribal areas. Against this background, the article concentrates here four objectives 1. To explore the need of financial inclusion for the economic and social development in the backward areas. 2. To analyse various schemes adopted by the government for benefit of all strata of the society including tribals to achieve financial inclusion. 3. To know the nature and extent of financial inclusion implemented in India. 4. To assess the current financial inclusion status in the backward tribal area. The methodology here is analytical and descriptive, which is based on primary and secondary data. To provide financial services to the housesholds and enterprises to make them bankable including savings, short and long term credit, leasing and factoring,mortgages, insurance, pensions, payments local money transfers and international remittances. For economic development equitable growth in the society will achieve through reduction of disparities in terms of income and saving. It is found from the observation that financial inclusion reached to the door steps to the tribal people after 2012 but initiative to invest in different sector is not seen due to illiteracy, unavailability of financial instituition, lack of coordination among the people and financial institution etc. Apart from formal banking system, Financial Inclusion looks both business opportunity and social responsibility. Financial Inclusion Improves the SHG groups and micro-financial institutions.

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Financial inclusion, tribal people, nofrill accounts, Know Your Customer (KYC), Business Correspondents (BC), Business Facilitators (BF), Direct Benefit Transfer (DBT), JAM Trinity (J- Jan Dhan Yojana, A- Aadhar and M - Mobile banking )

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Creative Commons Attribution 4.0 and The Open Definition

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Seaweed, Spirulina, Biosorption, Heavy metals, Electroplating wastewater

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Creative Commons Attribution 4.0 and The Open Definition

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Banking sector is the lubricating wheel of modern economy and E-banking is one of the emerging trends of the banking industry which is not quite common yet in a developing country like India so it provides a lot of scope for research. This study examines customer satisfaction towards e-banking services in Kerala.. To serve the objective descriptive research design is used and primary data is collected from 150 respondents with the help of questionnaire. Data is analyzed with the help of weighted arithmetic mean and percentages. It has been concluded that male peoples using more e-banking products than female counterparts, people prefer e-banking mainly due to convenience, simplicity and better terms and conditions. Peoples are more worry about security concern issues.Based on these findings, conclusions were drawn and some feasible recommendations were made.

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E-Banking, Customer Satisfaction, E-Banking products, Services

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Consumer perception is the basic for the success of any product or service. In this connection, this study aims to find out the consumer perception of e-banking services provided by the public sector banks in Coimbatore district. For this study 458 customers of various banks were selected as samples based on convenient sampling method. The data were collected from the respondents using interview schedules. This study focused on the consumer perception on e-banking, Internet banking, mobile banking, real time gross settlement, electronic fund transfer, NEFT, ECS. For analysis purpose percentage analysis and score ranking methods were used.

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Creative Commons Attribution 4.0 and The Open Definition

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Consumer Perception, e-banking services, Coimbatore district, banking services

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Parental Alienation, Psychological Trauma, Dreams, Oedipus Complex, Parental Alienation Syndrome, Psychoanalysis.

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Creative Commons Attribution 4.0 and The Open Definition

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Anti-Judaism, Racial anti-Semitism, Deconstruction, Binary opposition, Stereotype

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Abstract: Background & objectives: The health care organizations generate tremendous hospital waste and existing methods for its management are costlier and liberate toxic byproducts causing ailments in the nearby residents. This study involves the use of fungus Periconiella sp. grown on Khillar Deshi Indian cow dung to degrade hospital waste. Method: Dung from 10 Khillar breed cows was used to grow the fungus Periconiella sp which was subcultured on Sabouraud dextrose agar. It was morphologically confirmed on the basis of 10% Potassium Hydroxide (KOH), Lactophenol Cotton Blue (LCB) preparation & slide culture. Its role in degradation of soiled cotton, soiled gauze pieces, and tissue pieces was studied. Results: The fungus Periconiella sp. was found to degrade 5g.of hospital waste containing soiled cotton gauze and tissue pieces in a span of 35 days. Interpretation & conclusion: Fungus Periconiella sp. is a good degrader of soiled cotton, gauze, bandage; tissue pieces requiring Indian Deshi Khillar breed cow dung, helping to develop cheap microbial based method for hospital waste management.

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Key words: Cow dung, hospital waste, low temperature, microbial based, Periconiella, Saprophyte

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With the improvement of living standards, people on drinking water quality is also put forward higher requirements, so the standard of drinking water is becoming more and more strict. Compared with conventional water treatment technology, membrane separation technology has good water quality, stable operation, small occupation area, easy to realize the automatic control, has an extremely wide application prospect in municipal water treatment industry. This method briefly introduces the domestic types and development situation of materials of preparing ultra filtration membrane. Membrane filtration in drinking water treatment has become a more attractive technology in recent years as a possible alternative treatment.

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Ultrafiltration, Disinfection, TDS, Ultraviolet, Sources, Membrane arrangement

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Advancement of technology has helped business organizations capture data in all the business operations. Emergence of powerful computing capabilities has driven the outgrowth of business analytics as a function in organizations. Business analytics can create insights from data and forecast with higher accuracy and help in decision making. Business analytics gained strategic importance with the use of bigdata. Emergence of more sophisticated analytical tools increased the credibility of business analytics. Gradually all organizations are making use of analytics. From being confined to the operations, marketing and finance fields; analytics is fast moving in the HR domain. It is important to develop thought on the way analytics can shape the decisions made in the HR field. The present paper discusses the context through which business analytics has emerged and provides an overview of its functioning and the entry of business analytics into the domain of HR and its prospects.

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Big data, Business analytics, Digitalization, HR analytics,

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Hazard, disaster management, floods, coastal hazards, erosion.

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A management style that can be a good way to meet these needs is participative management that will develop human resources through the decision-making process and also will lead to improvements in human relations between management and staff and ultimately improve the effectiveness of the organization.

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Participative-management, decision making, morale

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The British administration in India witnessed significant changes in the cultural life of the people. English education may be regarded as the chief contributing factor to the great regeneration of India in the 19th century, generally referred to as the Renaissance. It is, therefore, necessary to trace the history of this education in some detail.

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Committee, Controversy, English Education, Madras Presidency,

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Creative Commons Attribution 4.0 and The Open Definition

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: Sugar Industry, Working Capital Management, Sakthi Sugars Limited, Thiru Arooran Sugars Limited, The Andhra Sugars Limited

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Creative Commons Attribution 4.0 and The Open Definition