Volume 11 | Issue 12

 Abstract

This research delves into the awareness levels of college-going students, focusing on gender-specific insights regarding financial products for investment and risk perception. Assuming a foundational financial knowledge, the study aims to understand the awareness and risk preferences of future investors--college students. Through a questionnaire distributed to 179 participants, the data suggests a general awareness of financial products without significant gender-based differences. Additionally, the study reveals that gender does not play a significant role in shaping risk perception among college students. Furthermore, the interaction between investment awareness and gender does not impact risk perception. These findings provide valuable insights for financial institutions, banks, and the financial market to view college students as potential customers, emphasizing the importance of addressing their needs irrespective of gender.

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Financial Products, Investments, risks, college-going students

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Besides being the wayfarer of India, this great personality Raja Rammohan Roy is also the Father of Indian Renaissance. He is a tireless social reformer who inaugurated the age of enlightment and liberal reformist modernization in India. He was one of the founders of the Brahmo Sabha in 1828, the precursor of Brahmo Samaj a social religious reform in the Indian subcontinent. Raja Rammohan Roy appeared to be a man of Scientific temper, broad outlook and a harbinger of equality and humanism.

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Besides being the wayfarer of India, this great personality Raja Rammohan Roy is also the Father of Indian Renaissance. He is a tireless social reformer who inaugurated the age of enlightment and liberal reformist modernization in India. He was one of the founders of the Brahmo Sabha in 1828, the precursor of Brahmo Samaj a social religious reform in the Indian subcontinent. Raja Rammohan Roy appeared to be a man of Scientific temper, broad outlook and a harbinger of equality and humanism.

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Abstract: In total population of Rajasthan Scheduled Tribes (STs), contribute 13.48% (India census 2011). According to constitution of India article 342(1) defines that "The President may designate as Scheduled tribes, either in whole or in part, any tribes, tribal communities, or groups within tribes or tribal communities, with respect to any State or Union Territory, as the case may be, by public notification following consultation with the Governor of that State or Union Territory." (D. D. Basu). Major tribes of Rajasthan are Bhils, Meena, Garasiya, Sahariya, Kanjar, Sansi, Damor, Kathodi, Patelia etc. There are nomadic and semi nomadic tribes also like banjaras, gadia-lohar, rebari etc. Districts that are fully tribal: Pratapgarh, Dungarpur, and Banswara. Areas that are partially tribal: Pali, Rajsamand, Chittorgarh, Sirohi, Udaipur. Problems they face in day-to-day life are: exploitation and poverty, Technological and economic regression, sociocultural limitations, issues with integration with the non-tribal populace, Tribal people's lack of literacy is a key barrier to their growth, Tribal people frequently struggle with poor diet and health because of poverty and a lack of access to hygienic and medical services, debt resulting from insufficient revenue sources, preserving their identities while coexisting in a community with caste, sect, and religious groupings tribes that are considered to be untouchables. In this paper author will discuss how much help tribes of Rajasthan got from the government (administration and police) and NGO's (clothing, food, medicine and regarding safety measures) during covid-19 and lockdown period? How they cope with it and how is there life after covid-19? This paper is based on secondary sources. The data has been collected from newspapers, magazines, electronic media and various surveys from government and non-government sources.

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--- Covid-19, Rajasthan, tribes, Indigenous, Reverse migration, DE notified, problems

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In today's rapidly evolving agricultural landscape, farmers grapple with persistent challenges in optimizing the prices of their crops. Government-regulated mandis, coupled with the involvement of intermediaries, have long been factors hindering farmers from maximizing their earnings. To counter these challenges, a revolutionary platform has emerged as a beacon of hope for the agricultural community. This platform serves as a dynamic bridge between farmers and stakeholders, fostering direct interactions that empower farmers to secure better prices for their produce while eliminating the need for intermediaries. The platform far outstrips the aspirations of everyday transaction efficiency. Rather, it strives to open a newfound era of frankness in the agricultural supply chain, instilling assurance and reducing any remaining disagreements. With instructions on crop cultivation and insightful data given to possible farmers, not only are transactions accelerated, but upcoming engagement in this domain is also boosted, thus advancing the growth of the agricultural field. Furthermore, the platform lends assistance to agriculturists by offering low-cost access to apparatus and providing essential info about chilled storage facilities.

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Agriculture, Farming, Agricultural Technology, Direct Market Access, Transparent Pricing, Sustainability Stakeholder Engagement, Innovative Methodologies.

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Abstract: This research endeavors to explore the intricate dynamics between students' attitudes towards life skills and their educational and vocational aspirations in the context of higher secondary school students. With a focus on understanding how attitudes towards critical life skills impact students' academic and career ambitions. Recognizing the pivotal role of life skills in holistic development, this study employs a mixed-methods approach involving surveys and qualitative interviews. The primary objectives are to assess the prevailing attitudes towards critical life skills, delineate the educational aspirations of students, and unravel the correlation between life skills attitudes and vocational goals. The anticipated findings aspire to contribute nuanced insights for educators, policymakers, and stakeholders, fostering a comprehensive understanding of the factors influencing the multifaceted journey of higher secondary school students as they navigate towards their educational and vocational futures.

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Keywords: life skills, educational aspirations, vocational aspirations, higher secondary school students.

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Agriculture, crucial for human sustenance, faces the challenge of meeting the demands of a growing population. Historically, natural techniques, like utilizing cow dung as fertilizer, boosted productivity. However, modern farming, driven by the need for higher yields, resorts to fertilizers, posing risks to soil and the environment. In response, innovative strategies have been employed to minimize herbicide application. Precision herbicide spraying now targets specific areas with weed infestation, optimizing usage and mitigating environmental impact.

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Keywords - Weed identification, Machine Learning, Automatic recognition, Efficient Agriculture.

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This study examined the influence of plant-based satvik (no onion/garlic) and vegetarian diets on mindfulness capacities among adults practicing three meditation styles - Rajyoga, Ruhani Satsang, and Vipassana. A sample of 600 participants filled out the 15-item Five Facet Mindfulness Questionnaire (FFMQ-15) assessing skills in observing, describing, acting with awareness, non-judging, and non-reactivity to inner experiences. Results of two-way ANOVA tests showed higher total mindfulness and non-judging scores in Satvik versus Vegetarian practitioners regardless of meditation style. Significant diet-by-meditation interactions were also noted, with Ruhani Satsang practitioners specifically exhibiting heightened describing and acting with awareness facets when following satvik diets. Findings support synergistic effects between nutrition and mindfulness practice, with removal of excitatory foods potentially enabling calmer, more attentive cognitive states conducive to meditation. Tailored integration of lifestyle modalities could inform multimodal behavioral therapies targeting holistic wellbeing.

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Plant-based diet, vegan, vegetarian, meditation, cognition, executive function

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The year 2020 has been reframed for all the commercial working sectors of Healthcare, Manufacturing, Education, Information Technology, and others due to the widespread harm of COVID-19. The education sector has also been stirred in terms of teaching-learning practices, assessment, and evaluation aspects. Many traditional pedagogies have been altered. Teaching-learning processes have been made malleable keeping in mind the students' convenience. It requires the physical presence of both teacher and student, with some elements of student control over time, place, path, or pace. While students still attend "brick-and-mortar schools with a teacher present, face-to-face classroom practices are combined with computer-mediated activities regarding content and delivery. Blended learning has been found an effective approach to delivering the best teaching practices and utilizing the maximum potential of students. It is an innovative approach that embraces the advantages of both traditional classroom teaching and ICT-supported learning including online and offline learning. This paper aims to explore the possibilities of effective implementation of blended learning in college education. This paper focuses on a survey conducted among 54 teachers of English teaching at the college level in Gujarat. The survey was conducted to construct a data-based scenario on English teachers' attitudes, observations, experiments, and experiences regarding the blended mode of teaching and learning approach. Later, the data was analyzed and interpreted to develop better insights, which ultimately helped make appropriate generalizations. At last, the paper enlists major findings and recommendations for improvement of the current scenario.

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Covid-19, Blended Learning, Face-to-face learning, Online learning

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In the wake of COVID-19, Indian startups have encountered unprecedented challenges, spurring a wave of innovation and adaptability. This paper explores how these startups have transformed obstacles into opportunities, pivoting their business models and strategies in response to the pandemic. Qualitative analysis of case studies, along with expert interviews, provides insights into the innovative practices adopted across various sectors. Special attention is given to startups in digital technology and healthcare, which have shown remarkable agility and growth. The study not only charts the immediate responses to the pandemic but also projects the long-term shifts in the startup ecosystem, highlighting a significant move towards digitalization and sustainable business practices.

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covid-19 impact , Indian startup, challenges and strategies

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Marine sponges have been considered as a drug treasure house with respect to great potential regarding their secondary metabolites. Most of the studies have been conducted on sponge's derived compounds to examine its pharmacological properties. Such compounds proved to have antibacterial, antiviral, antifungal, antimalarial, antitumor, immunosuppressive, and cardiovascular activity. Although, the mode of action of many compounds by which they interfere with human pathogenesis have not been clear till now, in this review not only the capability of the medicinal substances have been examined in vitro and in vivo against serious pathogenic microbes but, the mode of actions of medicinal compounds were explained with diagrammatic illustrations. This knowledge is one of the basic components to be known especially for transforming medicinal molecules to medicines. Sponges produce a different kind of chemical substances with numerous carbon skeletons, which have been found to be the main component interfering with human pathogenesis at different sites. The fact that different diseases have the capability to fight at different sites inside the body can increase the chances to produce targeted medicines.

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Sponge Medicine-Natural Product -Inflammation - virus

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This paper outlines the design and practical implementation of a simple dynamic dual-axis solar tracker (DAST) that uses fewer segments and is less expensive to track the sun's evolution. A dual-axis device is designed to tilt the PV board using a servo motor and rotates with a mechanical motor in response to the strongest daylight detected by light-dependent resistor sensors fixed along the frame's four edges. To determine its effectiveness, the DAST model was essentially developed and tested using a real-time virtual instrument that was dependent on Dominate. Additionally, a correlation based on trial results between the energy produced by the clever DAST and a fixed board reveals that the former generates 36.26% more energy than the latter. It is easy to implement the suggested dynamic DAST without having extensive knowledge of sun-oriented electronic design and sun-oriented following innovations.

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Arduino: servomotor: LDR

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Metal compounds that are carcinogenic and harm human health through occupational and environmental exposure include arsenic, cadmium, chromium, cobalt, lead, mercury, and nickel. However, the fundamental processes leading to tumor development remain poorly understood. Oxidative stress, which is a discrepancy between the system's capacity to quickly detoxify reactive intermediates and the rate at which free radicals are produced, may be caused by interference with metal homeostasis. As a result, this incident results in protein modification, lipid peroxidation, DNA damage, and maybe symptoms of numerous diseases, including cancer. Numerous molecular markers and common mechanisms of action are included in this overview. Free radicals produced by metals, oxidative stress, protein, lipid, and DNA damage, responsive signal transduction pathways important for cell growth and development, and the functions of antioxidant enzymes and DNA repair systems are all discussed. It is also discussed how certain regulatory factors, such as AP-1, NF-B, Ref-1, and p53, interact with non-enzymatic antioxidants, such as carotenoids, flavonoids, glutathione, selenium, vitamin C, and vitamin E. Cellular oxidative stress markers, such as catalase, glutathione peroxidase, and superoxide dismutase, are also discussed. Oncogenic stimulation is associated with dysregulation of defensive mechanisms, including the cellular antioxidant network against free radicals and a deficit in DNA repair. These findings support the hypothesis that DNA repair proteins and newly developing regulatory factors responsive to oxidative stress serve as possible predictors of tumor initiation and progression.

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carcinogenicity; DNA damage; DNA repair; genotoxicity; heavy metal; oxidative stress

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Financial literacy is a multifaceted concept and is considered to be one of the most researched areas and also a crucial component which envisages financial inclusion. It encompasses across all the levels of societies and economic strata. The lack of understanding the concept of financial literacy would result in poor investment decision making. Therefore, financial literacy acts as a catalyst which can improve the quality of life, as it boosts the savings and investment decision taken by individuals to ensure a safe and secured future. The paper is an attempt to methodically use a case study approach of women in Sadalga Taluka, Chikkodi" in order to understand the in-depth concept of financial literacy and its impact on investment decision making. The objective of the study is to closely examine the literacy levels of women using 4 demographic factors namely age, income, occupation and education level and also assess the components like Financial Awareness and Knowledge of Financial Products, Attitudes towards Savings and Investments, behaviour towards Savings & Investments and Financial Motivation were analysed in the research. It also encompasses the analysis of the influence of 4/2 demographic factors that impact the savings and investment decisions. The primary data for the study has been collected by developing a questionnaire as a survey tool consisting of 34 questions through convenience sampling technique and also conducted a face-to-face interview method. The four components namely, 129 women respondents belonging to varied economic, social and financial background residing in Sadalga village in Chikkodi. The data has been analysed using frequencies, percentages and cross tabulation. The findings of the study reveal that; although women having a reasonable income-generating employment backed up by their family bread-winners, they possess lesser financial knowledge. Majority of women (66%) respondents are well educated and belonged to the "others" (other than agriculture) category of occupation. They are presumed to be occupants of agriculture or running their family-owned businesses. It points to the understanding that the respondents with higher income levels have not sensed the need for financial literacy and knowledge on avenues of investment. The women who hold an above the average annual income are more motivated to invest in good investment avenues and are more inclined to make informed decisions for future. From the survey conducted and the interview, it was observed that a minimum percentage of women (32%) had lower level of financial literacy, and such individual women preferred gold investment as a conservational investment option.

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Financial Literacy, Financial Inclusion, Investment Decision, Financial Awareness, Financial Motivation

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Water is one of the most prevalent chemicals and comes in a variety of forms. Lakes are critical lentic freshwater habitats, with water quality influenced by a variety of environmental and seasonal factors. Three sites were chosen based on anthropogenic interference, and physio-chemical parameters of surface water were studied for the sixth month of the year 2020. Different physio-chemical characteristics utilized for water quality testing, such as temperature, pH, Turbidity, Hardness, Alkalinity, DO, BOD, COD, Phosphate, Chloride, Nitrate-Nitrogen, Nitrite-Nitrogen, Ammonia-Nitrogen, Silicate, must be understood in detail. Drinking water is an essential component for all living things. Lake water is a vital natural resource that contributes to human health, economic prosperity, and ecological diversity.This research will help raise public awareness about the importance of maintaining a healthy and environmentally friendly environment. These bodies of water are extremely valuable, and their water should be protected from pollution.

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-

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Employing Arduino technology, this research introduces a Linemen Safety Security System designed to enhance the safety of electrical lineworkers. The system integrates real-time safety measures for linemen during field operations. This innovative solution aims to mitigate risks and improve the overall safety protocols within the electrical utility industry, prioritizing the well-being of linemen.

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Arduino Uno, Security, Keypad, Relay, Access Control

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Abstract: Upper crossed syndrome is caused by weak lower and middle trapezius, tight upper trapezius and levator scapulae, weak deep-neck flexors, tight suboccipital muscles and sternocleidomastoid, weak serratus anterior, and tight pectoralis major and minor. Poor posture is the main driver of UCS. Postural deviations are a common problem among children caused by long term effects of poor posture induced by different factors of modern lifestyle. Sitting is the most common body position of every school child during classroom activities. The daily physical stresses associated with carrying bagpack causes significant forward lean of head and trunk. The simultaneous occurrence of forward head posture and rounded shoulders is a typical manifestation of upper crossed syndrome. Method - Observational study was conducted on 200 Subjects. According to the inclusion and exclusion criteria. Subjects were selected and explained about the procedure and informed consent was taken from all the included subjects and their teacher/parents before starting the procedure. Pectoralis major contracture test, Pectoralis minor contracture test, Upper trapezius muscle length test, Lower and Middle trapezius weakness test was done. Lateral view photo was taken then cranio-vertebral angle measured using kinovea software .Data was recorded and analysed. The results were analyzed and documents. Result - : According to the tests performed as mentioned above 1% population was tested positive for pectoralis major contracture test, 72 % population was tested positive for pectoralis minor tightness test, 89.5 % and 90 % tested positive for middle and lower trapezius weakness test respectively , 73% tested positive for upper trapezius tightness test and 76.5 % population showed decreased cranio-vertebral angle values which suggests forward head posture. The above mentioned results collectively suggest that 24% of the population exhibited upper cross syndrome. Conclusion - The study concludes that there is 24% of the population showing prevalence of the upper cross syndrome in school going children's. Hence it is necessary to create postural awareness and ergonomics advice among school going children

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Upper cross syndrome, poor posture, Upper trapezius muscle length test, Lower and Middle trapezius weakness,

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Marine microorganisms, including bacteria, fungi, and other microbes, inhabit diverse ecosystems with unique biochemical and ecological characteristics. These organisms have increasingly become recognized as a valuable resource for the discovery of novel pharmaceutical compounds. This review article aims to explore the untapped potential of marine microorganisms in the search for new drugs. We discuss methods for isolating and characterizing marine microorganisms, highlight bioactive compounds derived from these organisms, and evaluate their pharmacological properties and potential applications in various therapeutic areas. Furthermore, we examine the challenges and opportunities in harnessing marine biodiversity for the development of new pharmaceuticals. Through this comprehensive review, we emphasize the importance of marine microorganisms as a promising source of innovative drugs and advocate for increased research in this field.

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Marine, Organisms, drugs, bioactive, pharmaceuticals

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Uterus, tumour

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This study helps us to find out the customer perception and customer knowledge about private health insurance. The Knowledge of Best offer and Policy will be helpful to Customer and those who are willing to buy private health insurance will be able to choose best policy. The Entry of Foreign Players in Private Insurance has opened up Market for extensive opportunities. Premiums and Policy Selection decision will be easy from this study.

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Customer Perception, Premium and Policyholders, Claims, Private Health Insurance,

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18वीं एवं 19वीं शताब्दी के बीच की अवधि न केवल आरंभिक बल्कि राजनीतिक चेतना एवं भारतीय राष्ट्रवाद की किशोरावस्था का काल देखा गया है | इस समय में प्रेस ने सामाजिक धार्मिक सुधार शुरू करने में महत्वपूर्ण भूमिका निभाई | इसके अलावा यही वह वर्ग था जिसने राजनीतिक क्षेत्र के अग्रदूतों को राजनीतिक जागृति और राष्ट्रीय आंदोलन का उदय करने के लिए सबसे प्रभावी रूप में प्रेस को हथियार बनाकर कार्य किया | मास मीडिया प्रेस ने राजनीतिक संगठनों के निर्माण और प्रचार में अपनी महत्वपूर्ण भूमिका निभाई | निसंदेह भारतीय प्रेस ने कट्टरपंथी विचारों के प्रचार के माध्यम के रूप में काम किया और सुधारवादी एवं राष्ट्रवादी विचारों की एक बढ़ती हुई संस्था का गठन किया और ऐसे कई सामाजिक मुद्दों को जीवित रखा जिसमें कन्या भ्रूण हत्या, बाल विवाह, अस्पृश्यता, अंधविश्वास और ब्रिटिश सरकार की आधिकारिक फिजूलखर्ची, जैसे मुद्दे यूरोपीय समुदाय में सेवाओं का भारतीयकरण, विधायी संस्था में भारतीय प्रतिनिधित्व कई समाचार पत्र पत्रिकाएं सामने आई जिन्होंने 18वीं एवं19वीं शताब्दी के विभिन्न सामाजिक धार्मिक, राजनीतिक, आर्थिक और बौद्धिक गतिविधियों के उद्भव के कारण देश के कुछ हिस्सों में विशेष रूप से बंगाल और तमिलनाडु में औपनिवेशिक सरकार के लिए चुनौतीपूर्ण कार्य किया | इस पत्र में भारतीय राष्ट्रीय स्वतंत्रता आंदोलन में प्रेस की भूमिका में विभिन्न समाचार पत्रों से संबंधित संपादकों एवं राष्ट्रीय आंदोलन से संबंधित विभिन्न समाचार पत्र तथा इन पत्रों के माध्यम से सामाजिक, राजनीतिक, सांस्कृतिक बदलाव और किस प्रकार प्रेस ने लोगों में राजनीतिक चेतना तथा उन्हें उनके अधिकारों के प्रति जागृत करने में भूमिका निभाई इसका उल्लेख किया जाएगा |

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भारतीय राष्ट्रवाद, प्रेस, स्वंतत्रता आन्दोलन, संपादक, सामाजिक – राजनितिक चेतना, ब्रिटिश, समाचार पत्र |

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