IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.
ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)
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Paper Title: Counter Marginality: A New Diction of Resistance: A Case Study of Mahasweta Devi's 'Draupadi'
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212648
Register Paper ID - 245143
Title: COUNTER MARGINALITY: A NEW DICTION OF RESISTANCE: A CASE STUDY OF MAHASWETA DEVI'S 'DRAUPADI'
Author Name(s): Krishnendu Das
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f584-f588
Year: December 2022
Downloads: 1541
From the mythical age to the post-modern era, from rural culture to urban elitism, rape has been used as a deadly weapon by the society to dominate women. After establishment of the myth of 'pure' and 'impure' body in our patriarchal society, rape has become a very useful tool to marginalize them. Sometimes even social hegemony uses this heinous act to control, subjugate, punish and marginalize the 'second sex', or in turn, the forces of anti-state rebellion. Because it not only affects the body and soul of the victims, but also of the female sex in general and even the sensible men as well. In Mahasweta Devi's short story 'Draupadi', the protagonist, Dopdi Mejhen, is brutally subjected to gang-rape through the whole night by a number of policemen. The narrative proceeds to portray how she retaliates against her perpetrators in her unique way. The present paper concentrates on how the process of marginalization of the rape victims is countered by the so called 'shamelessness' of the victim herself; how the social matrix is being subverted by the transformation of the response register, where defence is transformed into offence; and also the new language of resistance and the new diction of protest, that are flourished in Mahasweta Devi's short story, 'Draupadi'.
Licence: creative commons attribution 4.0
Marginality, Subversion, Hegemony, Rape, Register
Paper Title: Sports Injuries: its Impact and Psychology Rehabilitation
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212647
Register Paper ID - 244783
Title: SPORTS INJURIES: ITS IMPACT AND PSYCHOLOGY REHABILITATION
Author Name(s): Dipesh Choudhary
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f579-f583
Year: December 2022
Downloads: 433
Abstract The paper examines the post-injury responses and the effect of injury on athletes. Most of the time emotional responses of athletes towards injury. Accompanied by depression, tension, anger, low self-esteem, mood disturbance, and sometimes suicide isolation resulting in running of sports career. The paper also explores the role of sports psychologists, when injured athletes are rehabilitating. Rehabilitation from sports injury involves not only physical but also psychological considerations. The psychology of sports injury rehabilitation is a relatively new field. All through, the psychology of sports injury has made a significant impact on sports medicine team, the practical aspect of how and when we refurb patient to psychologist need to be better understood. An appreciation of mind-body interaction and how they function regarding stress and sports performance. Sports injury is fundamental to the acceptance of psychological techniques in the medical arena. The psychology of sports injury has emerged from several previous rehabilitation and sports psychology. The athlete's attitude towards recovery social support and social and support from coaches and other teammates and effective communication between injured athletes and medical professionals are also discussed.
Licence: creative commons attribution 4.0
Keywords: Sports Injuries, Psychology, Rehabilitation
Paper Title: Bangladesh - India relation on Tran's boundary rivers water sharing disputes: a historical analysis
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212646
Register Paper ID - 244707
Title: BANGLADESH - INDIA RELATION ON TRAN'S BOUNDARY RIVERS WATER SHARING DISPUTES: A HISTORICAL ANALYSIS
Author Name(s): PURNENDU SEKHAR RAY
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f566-f578
Year: December 2022
Downloads: 435
The two neighbors, India and Bangladesh, are organically linked- with their common heritage and shared history, common memories of tragic loss, and the separation of families on a massive scale following the Partition of India in 1947. India and Bangladesh are not just neighbours, but are bound by an umbilical connection of ethnicity and kinship. India attaches highest importance to bilateral relations with Bangladesh because of our shared history, heritage, culture, language, physical proximity and passion for music, literature and arts. Also, Rabindranath Tagore created the national anthems of both Bangladesh and India in 1905 and in 1911 respectively. However the bilateral relations between the two Nations formally started after the Bangladesh liberation war, 1971 which had played a key role along with the Mukhti Bahini, thus helping East Pakistan (as called then) to separate from Pakistan and emerge as an independence nation. India was the first country to recognize Bangladesh as a separate and independent State and established diplomatic relations with the country immediately after its independence in December 1971. The two nations can together play a significant role for the development and prosperity of the entire subcontinent and beyond. The edifice of this unique relationship between the two neighboring nations are based on the unwavering faith in democratic values, principles of liberalism, egalitarianism, secularism and respect for each Other sovereignty and integrity. The cordial relation is reflected through multidimensional expanding relations between the two countries in the four decades, the two countries have continued to consolidate their relations, and have built a comprehensive institutional framework to promote bilateral cooperation in all areas. The relations between the two countries have been characterized as a special relationship although some disputes remain unresolved. The historic land boundary agreement was signed on 6th June 2015 which settled decades old disputes, while negotiations are still ongoing over the sharing of water of the Trans Boundary Rivers. In this context my paper would traces the disputes on the Trans Boundary river water sharing between the two countries.
Licence: creative commons attribution 4.0
Partition, ethnicity, liberalism, Tran's boundary etc
Paper Title: EFFECT OF PHYSICAL TRAINING AND COMBINATION OF PHYSICAL AND YOGIC TRAINING ON MOTOR FITNESS COMPONENT OF HANDBALL PLAYERS
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212645
Register Paper ID - 243803
Title: EFFECT OF PHYSICAL TRAINING AND COMBINATION OF PHYSICAL AND YOGIC TRAINING ON MOTOR FITNESS COMPONENT OF HANDBALL PLAYERS
Author Name(s): Dr. Mahaprasad Ghosh
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f558-f565
Year: December 2022
Downloads: 403
The study aimed to investigate the effect of physical training and a combination of physical and yogic training on motor fitness component of college level Handball players. 45 male players from Alipurduar district in West Bengal, India, aged 18-20, were randomly selected for the study. The study was conducted using a true random group design, consisting of a pre-test and post-test. The participants were divided into three groups: physical training (Experimental Group 1), combined physical and yogic training (Experimental Group 2), and control group (Experimental Group 3). Pre-tests was conducted on Abdominal muscular strength. The experimental groups participated in their respective physical training, combined physical and yogic practices for six weeks. Post-tests were conducted on this dependent variable after six weeks. The analysis of variance (ANCOVA) statistical technique was used to test the adjusted post-test mean differences among the experimental groups. Scheffe's post hoc test was used to find paired mean significant differences (Thirumalaisamy A. 1995). The descriptive analysis revealed that performance-related factors influenced both the physical training group and the combined group equally. Both groups had chances to develop physical factors, and the incorporation of yogic exercises with the training was found to be the prime source for such significance. The study highlights the importance of incorporating yogic exercises in sports training for improved motor fitness.
Licence: creative commons attribution 4.0
Physical training, Abdominal muscular strength & Yogic Asanas
Paper Title: IMPACT OF MEDIA ON CHILDREN TODAY
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212644
Register Paper ID - 243549
Title: IMPACT OF MEDIA ON CHILDREN TODAY
Author Name(s): GOVINDAIAH .C
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f551-f557
Year: December 2022
Downloads: 1496
The impact of media on children today is a multifaceted issue with both positive and negative implications. This abstract examines how various forms of media influence children's development, behavior, and attitudes. Positive effects include educational benefits from well-designed content, fostering cognitive growth and cultural understanding. However, negative impacts encompass exposure to inappropriate or violent content, potential for cyberbullying, and skewed perceptions of body image. The role of parents in guiding media usage and promoting media literacy is crucial. To mitigate negative effects and enhance positive outcomes, a balanced and informed approach to media consumption is essential for children's well-rounded development.
Licence: creative commons attribution 4.0
Media, Impact, Children, Today, Technology, Digital devices, Television, Internet, Social media, Video games, Screen time, Content, Influence, Behavior, Development, Cognitive Emotional, Psychological, Socialization, Advertising, Education
Paper Title: The Manuscript as Collection Development in the Kameshwar Singh Darbhanga Sanskrit University : A Study
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212643
Register Paper ID - 243190
Title: THE MANUSCRIPT AS COLLECTION DEVELOPMENT IN THE KAMESHWAR SINGH DARBHANGA SANSKRIT UNIVERSITY : A STUDY
Author Name(s): Dr. Rajeev Ranjan
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f542-f550
Year: December 2022
Downloads: 417
The Manuscript as Collection Development in the Kameshwar Singh Darbhanga Sanskrit University : A Study
Licence: creative commons attribution 4.0
The Manuscript as Collection Development in the Kameshwar Singh Darbhanga Sanskrit University : A Study
Paper Title: Educational Adjustment of Middle Stage Students in Relation to Their Academic Achievement
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212642
Register Paper ID - 243066
Title: EDUCATIONAL ADJUSTMENT OF MIDDLE STAGE STUDENTS IN RELATION TO THEIR ACADEMIC ACHIEVEMENT
Author Name(s): Mukesh Kumar, Dr. S.S. Kushwaha
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f536-f541
Year: December 2022
Downloads: 370
The present research was conducted on middle stage students to analyze the relationship between their educational adjustment and academic achievement which are very vital for success in life. On the basis of descriptive survey method, the sample of 520 middle stage student was drawn from Kanpur Nagar and Kannauj districts of U.P., with the help of stratified random sampling technique. Educational Adjustment Inventory developed by Seema Rani and Basant Bahadur was used for collect the data. The academic achievement of the subjects was measured through their previous year annual result score. With the help of SPSS Pearsons product moment coefficient of correlation 'r' was calculated between the two variables. Results revealed that there is positive low correlation between the variables.
Licence: creative commons attribution 4.0
Educational Adjustment, Academic Achievement and middle stage.
Paper Title: QUADRATIC OPTIMIZATION WITH EXCEL SOLVER CODE
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212641
Register Paper ID - 242260
Title: QUADRATIC OPTIMIZATION WITH EXCEL SOLVER CODE
Author Name(s): Jitendra Singh, Rajpal Singh, Ravikant Sharma
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f530-f535
Year: December 2022
Downloads: 428
This paper presents a study on the use of Excel Solver techniques for solving quadratic optimization problems. Quadratic optimization is a mathematical optimization technique used to solve optimization problems that involve nonlinear objective functions and/or nonlinear constraints. Excel Solver is a widely-used tool for optimization problems, and it has made it easier for researchers and practitioners to apply quadratic optimization to a wide range of problems in various fields. We demonstrate the effectiveness of Excel Solver in finding optimal solutions to quadratic optimization problems and compare the results to other optimization techniques. Our findings indicate that Excel Solver can be an effective tool for solving quadratic optimization problems and has significant potential for use in a wide range of applications.
Licence: creative commons attribution 4.0
Quadratic optimization problem, Excel Solver, Optimal Solution
Paper Title: Socio-Economic Status of Women and Family Planning in India: A Case Study
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212640
Register Paper ID - 242097
Title: SOCIO-ECONOMIC STATUS OF WOMEN AND FAMILY PLANNING IN INDIA: A CASE STUDY
Author Name(s): Lilabati Moharana
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f521-f529
Year: December 2022
Downloads: 415
Women's agency and social status affected their standing in family planning decision-making. Given the magnitude of the family planning programme in India, there is a need to strengthen the coordination of all its aspects, focusing on planning, programmes, monitoring, training and procurement. Women's intent of using family planning services/methods was influenced by multiple factors such as socio-demographic characteristics. Fear of side-effects of contraception methods, access to information and support, and cultural and religious beliefs hindered the use of modern methods of contraceptive. Undesirable attitudes of service providers influenced underutilisation of family planning services. Ineffective contraceptive choice counselling, particularly for poor section of the community and high-risk groups were reported. While considering inter-pregnancy interval, some of the women opted for induced abortion to terminate unplanned pregnancy however, had meagre acceptance for using modern contraceptive methods. There is a need for greater male participation both as enablers and beneficiaries and also address the sexual and reproductive needs of the youth. It is imperative for the government to ensure the prioritization of family planning in the national development agenda.
Licence: creative commons attribution 4.0
women, family-planning, socio-demographic, contraceptive, pregnancy
Paper Title: EXPLORING THE TRANSFORMATIVE IMPACT OF FINANCIAL INCLUSION ON THE INDIAN ECONOMY
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212639
Register Paper ID - 240327
Title: EXPLORING THE TRANSFORMATIVE IMPACT OF FINANCIAL INCLUSION ON THE INDIAN ECONOMY
Author Name(s): Dr. Rupam Mishra
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f512-f520
Year: December 2022
Downloads: 467
Financial inclusion (FI) refers to the provision of financial services in an accessible and straightforward manner that is also reasonably priced and able to serve a sizable portion of the underprivileged and low-income population. For India to become a major player in the world of the socially and economically underprivileged groups, FI is a necessity. In the current situation, financial institutions serve as the cornerstones of development, growth, and advancement. This study's objective is to investigate how FI affects economic expansion. Various multiple regression statistical approaches are used to analyse secondary data. The study's findings indicated that the number of bank branches and the credit deposit ratio have a favourable and significant impact on India's GDP. The findings also indicated that the expansion of ATMs had a little effect on India's GDP. This research makes an effort to investigate the FI in India as a whole.
Licence: creative commons attribution 4.0
Financial Inclusion, India, Economy, GDP
Paper Title: National Education Policy 2020: Navigating Opportunities and Challenges
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212638
Register Paper ID - 240201
Title: NATIONAL EDUCATION POLICY 2020: NAVIGATING OPPORTUNITIES AND CHALLENGES
Author Name(s): Dr. Shivani Sharma
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f502-f511
Year: December 2022
Downloads: 768
Education is crucial for human growth in a rapidly changing society. Despite India's economic growth, the country faces socio-economic challenges. Education is seen as the key solution to address these obstacles and propel the nation forward. The National Policy on Education 1986 and the Programme of Action 1992 aimed to provide free and compulsory education of satisfactory quality to all children below 14 years of age. However, these policies fell short of addressing the challenges at a global level. The National Education Policy of 2020, approved by the Government of India, replaces the 1986 policy after 34 years. It introduces significant reforms, including renaming the Ministry of Human Resources and Development as the Ministry of Education. The policy proposes changes in the regulation and governance of the education system to align with the goals of the 21st century. It allows foreign universities to operate in India's higher education sector and re-structures regulatory bodies like the Universities Grants Commission and the All India Council for Technical Education. The policy emphasizes the use of mother tongue or regional language as the primary medium of instruction up to Class 5 and promotes formative assessments and peer review systems. It establishes a National Assessment Centre and aims to create a more contemporary and future-oriented learning experience. It aims to bridge gaps in India's education system and achieve the Sustainable Development Goal of 2030 for inclusive and quality education. NEP 2020 seems to be positive in theory but in practical it is challenging. This paper highlights both opportunities and challenges in National Education Policy 2020.
Licence: creative commons attribution 4.0
Education, NEP 2020, Teachers, Implementation, Higher Education, Learning, Assessment, Internationalization, Digital Transformation.
Paper Title: A Joint Pricing, Supplier Selection and Inventory Replenishment Model Using the Logit
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212637
Register Paper ID - 238520
Title: A JOINT PRICING, SUPPLIER SELECTION AND INVENTORY REPLENISHMENT MODEL USING THE LOGIT
Author Name(s): Preeti Pandey, Dr. Ajay kumar Singh
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f483-f501
Year: December 2022
Downloads: 469
The value of customers has evolved into a crucial component of preserving competitive edge in the retail sector. In the age of new retail, the value of customers is intimately tied to innovations like services with value and original business models in addition to how much a product costs. In this article, we examine how revenue-sharing agreements and customer value affect the collaborative investment in innovation and pricing decisions made in a retailer-supplier supply chain. First, we discover that only the provider Stackelberg game achieves equilibrium in the non-cooperative game. Contracts for revenue sharing, however, are unable to synchronise the supply chain in a competitive game. We discover that there is a particular equilibrium for the Nash bargaining product when taking into account the bargaining strength of supply chain participants. Additionally, revenue sharing agreements can synchronise the supply chain to maximise consumer excess. When the supply chain is coordinated, the profit is divided among the participants according to their negotiating strength.
Licence: creative commons attribution 4.0
A Joint Pricing, Supplier Selection and Inventory Replenishment Model Using the Logit
Paper Title: MARWAD ME MUGAL SARAKSHAN KA PRABHAV
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212636
Register Paper ID - 238370
Title: MARWAD ME MUGAL SARAKSHAN KA PRABHAV
Author Name(s): Manju Verma
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f481-f482
Year: December 2022
Downloads: 410
MARWAD ME MUGAL SARAKSHAN KA PRABHAV
Licence: creative commons attribution 4.0
MARWAD ME MUGAL SARAKSHAN KA PRABHAV
Paper Title: MUGALKALIN HINDUO KI STHITHI KA ADHAYAN
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212635
Register Paper ID - 238361
Title: MUGALKALIN HINDUO KI STHITHI KA ADHAYAN
Author Name(s): Manju Verma
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f479-f480
Year: December 2022
Downloads: 409
MUGALKALIN HINDUO KI STHITHI KA ADHAYAN
Licence: creative commons attribution 4.0
MUGALKALIN HINDUO KI STHITHI KA ADHAYAN
Paper Title: MUGALKALIN SMAY ME GARIBJAN KI VESHBHUSHA
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212634
Register Paper ID - 238357
Title: MUGALKALIN SMAY ME GARIBJAN KI VESHBHUSHA
Author Name(s): Manju Verma
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f475-f478
Year: December 2022
Downloads: 708
MUGALKALIN SMAY ME GARIBJAN KI VESHBHUSHA
Licence: creative commons attribution 4.0
MUGALKALIN SMAY ME GARIBJAN KI VESHBHUSHA
Paper Title: MARVAD KE SAMANT RAJVEE
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212633
Register Paper ID - 238200
Title: MARVAD KE SAMANT RAJVEE
Author Name(s): Manju Verma
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f474-f474
Year: December 2022
Downloads: 352
MARVAD KE SAMANT RAJVEE
Licence: creative commons attribution 4.0
Paper Title: MARAWAD ME RATHOD RAJY KI STHAPANA
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212632
Register Paper ID - 237061
Title: MARAWAD ME RATHOD RAJY KI STHAPANA
Author Name(s): MANJU VERMA
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f472-f473
Year: December 2022
Downloads: 344
MARAWAD ME RATHOD RAJY KI STHAPANA
Licence: creative commons attribution 4.0
MARAWAD ME RATHOD RAJY KI STHAPANA
Paper Title: Shiksha Aur Swathya Ke Bich Sambandh - Bhartiya Sandharv Men Ek Adhyyan
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212631
Register Paper ID - 236073
Title: SHIKSHA AUR SWATHYA KE BICH SAMBANDH - BHARTIYA SANDHARV MEN EK ADHYYAN
Author Name(s): Madhavi Kumari
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f466-f471
Year: December 2022
Downloads: 402
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Licence: creative commons attribution 4.0
??????, ?????????, ???? ?????????, ???? ??? ??? ?????????, ????????? ?????? ????, ????????? ????????? ???????
Paper Title: Prospects and Challenges of Rural Entrepreneurship Development in NER-A Study
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212630
Register Paper ID - 234672
Title: PROSPECTS AND CHALLENGES OF RURAL ENTREPRENEURSHIP DEVELOPMENT IN NER-A STUDY
Author Name(s): Dilip Chandra Das
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f462-f465
Year: December 2022
Downloads: 356
Entrepreneurs are driven to achieve success in their business along with the qualities of a Leader, Manager, Dreamer, Innovator, risk taker, continues learner, decision maker & most important is to implement all these qualities into the work. There are a lot of examples of the entrepreneurs in North East India who are now called synonymous of 'Success'. They saw the bigger picture but wisely started their business as a very small unit. Entrepreneurs set the example of turning their dream into reality. And the story behind to achieve the dreams into reality is to set massive goals for themselves and stay committed to achieving them regardless of the obstacles they get in the way, with the ambition and the unmatched passion towards achieving the goal. It looks fascinating, attractive and motivating after listening stories of the entrepreneurs, but success is not as easy as it looks always. There are some obstacles which we call the challenges to overcome by looking forward the prospects to be a successful entrepreneur.This research paper focuses on the challenges available in the Indian market by en-cashing the possibilities and prospects of the same to be a successful entrepreneur.
Licence: creative commons attribution 4.0
Entrepreneurial issues, prospects of entrepreneurship, success of entrepreneurs, economic development etc.
Paper Title: CUSTOMERS PERCEPTION TOWARDS E-BANKING SERVICES- A SELECT STUDY OF SBI AND ICICI BANKS
Publisher Journal Name: IJCRT
Published Paper ID: - IJCRT2212629
Register Paper ID - 234517
Title: CUSTOMERS PERCEPTION TOWARDS E-BANKING SERVICES- A SELECT STUDY OF SBI AND ICICI BANKS
Author Name(s): PATHULOTH BIKOJI, Dr. RAMBABU GOPISETTI
Publisher Journal name: IJCRT
Volume: 10
Issue: 12
Pages: f454-f461
Year: December 2022
Downloads: 406
ABSTRACT E-banking is also known as online banking or Internet banking. A system enables banking transaction like fund transfer, payment of loan and EMI's, withdrawal of cash with the help of internet. E-banking plays important role in the present banking facility, electronic banking is inferred to be sage and secured, compared with physical banking. With the competition and challenges in technology changed the fact of the banking sector. The purpose of the study is to emphasis the concept of e-banking. The study used the primary and secondary data. The various services offered by the banking such as mobile banking, debit card, credit cards, checks services. Today's globalization of e-banking is a significant aspect of the development of the banking sector by solving major issues challenges faced by the e-banking. The banking sectors can develop customers loyalty towards the banking sectors. The younger generating is looks to see the convenience and benefits of e-banking. The pre and post payment instruments in the country are mostly paid by the mobile wallets. Most of the customers visits online and mobile technology for their banking needs more than offline. Hence, the customers perception is very positive towards e-banking services provided by both the banks i.e., SBI and ICICI.
Licence: creative commons attribution 4.0
Keywords: e-banking, Information technology, customer awareness, customer relationship management.
The International Journal of Creative Research Thoughts (IJCRT) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world.
Indexing In Google Scholar, ResearcherID Thomson Reuters, Mendeley : reference manager, Academia.edu, arXiv.org, Research Gate, CiteSeerX, DocStoc, ISSUU, Scribd, and many more International Journal of Creative Research Thoughts (IJCRT) ISSN: 2320-2882 | Impact Factor: 7.97 | 7.97 impact factor and ISSN Approved. Provide DOI and Hard copy of Certificate. Low Open Access Processing Charges. 1500 INR for Indian author & 55$ for foreign International author. Call For Paper (Volume 14 | Issue 1 | Month- January 2026)

