Volume 12 | Issue 10

 Abstract

Abstract: The Indian banking sector plays a crucial role in the nation's economic growth. To ensure its stability and resilience, stress testing has become a vital tool. The Indian banking sector has evolved significantly over the past decades, facing numerous economic challenges, regulatory changes, and global market uncertainties. Amid these, stress testing has emerged as a crucial tool to assess the resilience of banks under adverse conditions. This paper examines the relationship between stress testing practices and the financial performance of Indian banks. It explores how stress tests help identify vulnerabilities and enhance financial stability, focusing on recent developments, regulatory frameworks, and empirical data from major Indian banks.The paper also analyzes the role of the Reserve Bank of India (RBI) in promoting stress testing practices.

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Stress testing

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This paper critically examines the social impacts of neo-liberal policies in India since the 1991 economic reforms. While the reforms led to high economic growth, they have also exacerbated income inequality, marginalized vulnerable populations, and contributed to the informalization of labor. Drawing on data from governmental and non-governmental sources, this study explores how neoliberalism has deepened the urban-rural divide, affected marginalized communities, and reshaped India's labor market. The paper concludes by offering insights into potential policy reforms to mitigate the social costs of neo-liberalism and promote greater inclusivity.

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Neo-liberal, economic reforms, economic growth, Income inequality, marginalized communities

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The Covid-19 widespread has been one of the defining events in later history. It has influenced millions of lives and has had an effect on each division of civilization. No matter the space, the widespread has constrained it to actualize radical and imaginative changes. Instruction and the scholarly community have been identified as one such division that has been affected most adversely due to the widespread. Disturbing the age-old classroom setup, the widespread has constrained instructive institutions like schools and colleges to execute 'online classes'. However, the assessment angle of instruction remains to be wanted. Numerous programmed online exam proctoring frameworks have been proposed for online examinations amid this Covid-19 pandemic but they have certain impediments like less and wrong functionalities. In this paper, we construct a keen exam monitoring framework, which addresses numerous of the problems with past frameworks, to offer assistance teach maintain a strategic distance from malpractices during the exams.

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Online proctoring system, Education, Authentication, Abnormal behavior detection

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The most prevalent medical conditions among people are skin disorders. More than 60% of the general population is impacted, and patients and their families may experience emotional and psychological stress as a result. The most prevalent skin conditions that call for long-term therapy include dermatitis, eczema, acne, urticaria, psoriasis, and skin allergies. Skin conditions are often disregarded in medical care, most likely because they are not usually fatal. Even health care administrators, who have other competing responsibilities in the public domain, fail to fully recognize or take seriously the morbidity resulting from these issues. Because urticaria, or Udarda, has a complex and varied mechanism, a variety of drugs are frequently used to treat it. Modern medicine can temporarily relieve symptoms, but it cannot completely heal an illness; therefore, patients must take medication for an extended period of time, which may have unintended side effects. Therefore, research for substitute treatments with better safety records is required. The mode of action of Kunjal is directly concerned with the digestive system by purifying the stomach and cleans the entire body. As of yet, contemporary medicine has not developed a medication that can permanently treat this illness. Unfortunately, modern science does not now offer any effective treatments. In Ayurveda, the primary treatment for the illness is Shodhan karma. Reviewing the effectiveness of the Kunjal Kriya cleansing technique in light of Ayurvedic principles has been attempted.

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Udarda, Urticaria, Kunjal kriya, Shodhan Karma

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Abstract To seek a land that fulfils all their ambitions, wishes and desires has been the most earnest quest of humans for the last many generations. Ready to invest their wherewithal of their skills, talent, hard work and investment of all kinds with the sole purpose to achieve those eluding and missing attainments, the land of America seems to them to be the most fertile for them. Each individual, with their unique dream, has their own definition of what constitutes an American Dream. But those definitions when collectively defined, are impossible to be stated in a standard characterization due to their heterogeneity and because of the changes made in their description with each passing era. Lawrence R. Samuel's odyssey to seek the Holy Grail of the meaning of the phrase called the American Dream results in an assortment of diverse meanings which depends on an individual's viewpoint of what it is. Throughout his investigative book, Samuel endeavours to dissect and decode the phrase through multiple sources with the ultimate aim to fathom the ethos of America which binds people to her. Diving deep into the idea of the American Dream, the author encompasses the entire spectrum of the belief through multiple determinants. In his sincere pursuit, the author stumbles upon a plethora of findings that shed light on the conundrums that the phrase poses. The firmly held belief of the American Dream which lacks unanimity, is thoroughly examined through numerous perspectives by the author to attempt to fathom the term.

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Keywords: America, dream, culture, ethos, definition, accomplishment, enquiry

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In Ayurveda, various skin diseases have been mentioned under Kushtha. From twacha utapatti in garbhavastha, to its types and associated diseases are given in ayurvedic granthas. Twacha is updhatu of mamsa dhatu & also its one of the gyanendriya i.e sparshanendriya. This article discusses about twacha, the relationship between kushtha hetu which appears in Ayurveda texts & the effects of altering lifestyles on skin.

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Kushtha , hetu, twacha, Ayurveda

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Pranayama is among one of the eight limbs of Ashatang yoga's i.e. Yama Niyama, Aasan, Pranayama, Pratyahara, Dyana, Dharana, Samadhi. Pranayama Practice help us control the life force and make our system healthier and more energetic. Pranyamas such as Savitri, Kapalabhati, Bhastrika, Nadisuddhi, Bhramari cause pronounced physiological responses among normal healthy people. My current review article is somatic and psychological effect of bhramari pranayama in stress allivation. Bhramari Pranayama as described in the books Hath Yoga Pradipika and Gherand Samhita is Sanskrit word for "Honey Bee," involves emitting a humming sound similar to that of a bee. Through this Pranayama, we generate sounds and vibrations to establish a connection with our mind, regulate breathing, and attain elevated levels of concentration. It is beneficial to both physical and mental wellness on regular basis. This technique is a stress-relieving and helps to calm the body and mind, releasing agitation, frustration, anxiety and anger, making it a simple yet effective way to manage stress. It potentially reduces the secretion of stress hormones such as cortisol and adrenaline. It. trigger the production of endorphins, the body's natural mood enhancers. Elevated endorphin levels can induce a sense of calmness, alleviating pain and stress.

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Bhramari Pranayama, Gherand Samhita, Ashatang Yoga

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Dietary Diversity, Food Security, Nutrition Security, Marginalized Community

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This study aims to explore the impact of anime and cartoons on the psychosocial development of adolescents aged 13-15 in both urban and rural areas of the Ernakulam district in Kerala. It examines the influence of these media forms through the lens of Erikson's stages of psychosocial development, with a particular focus on defense mechanisms and cognitive distortions. A literature review was conducted, encompassing a comprehensive analysis of existing studies and theoretical frameworks related to the impact of anime and cartoons on adolescent development. The review included peer-reviewed journals, books, and credible online sources. The study synthesized findings to assess how anime and cartoons affect identity formation, social relationships, and coping strategies among adolescents. Special attention was given to comparing urban and rural contexts to identify any significant differences in media influence. This paper addresses a gap in the literature by focusing on a specific age group and geographic region, providing insights into the nuanced effects of anime and cartoons on adolescent development in the Ernakulam district. It highlights the importance of cultural and environmental factors in shaping the impact of media consumption on young people. By examining both urban and rural areas, the study offers a comparative perspective that enhances the understanding of media influence across different contexts. The findings suggest that anime and cartoons play a significant role in the psychosocial development of adolescents, influencing their identity formation, social interactions, and coping mechanisms. Erikson's theory provides a valuable framework for understanding these effects, particularly the stages of identity versus role confusion and intimacy versus isolation, which are critical during adolescence. Defense mechanisms such as denial, projection, and rationalization are often depicted in anime and cartoons, potentially reinforcing these behaviors in viewers. Additionally, cognitive distortions like all?or-nothing thinking, overgeneralization, and emotional reasoning are commonly portrayed, which can shape adolescents' thought patterns and problem-solving approaches. The comparative analysis of urban and rural contexts reveals that while the overall impact of anime and cartoons is similar, there are notable differences in media consumption patterns and the interpretation of content. Urban adolescents tend to have greater access to diverse media and may adopt more varied defense mechanisms and cognitive distortions. In contrast, rural adolescents might rely more on local cultural narratives, which can moderate the influence of anime and cartoons. In conclusion, this literature review underscores the complex interplay between media consumption and adolescent development, emphasizing the need for further research to explore these dynamics in different cultural and environmental settings. Understanding the impact of anime and cartoons on psychosocial development can inform educators, parents, and policymakers in fostering healthy media consumption habits among adolescents.

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Anime, Cartoons, Psychosocial Development, Erikson, Defense Mechanisms, Cognitive Distortions, Adolescents, Urban, Rural, Ernakulam, Kerala.

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ARACHALUR - 638101. ABSTRACT Abstract: The importance of liquidity in the successful operation of a business firm cannot be overstated. Maintaining adequate liquidity in the business to ensure smooth business operation and meeting short-term obligations as they become due is a critical part of managing working capital. The purpose of this paper is to investigate the liquidity position of selected Information Technology Companies in India. The data was gathered from the company's annual reports, and the study period ranges from 2014-15 to 2023-24. To determine the company's liquidity strength, Motaal's comprehensive test has been used.

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Key Words: Liquidity position, IT companies, Motaal's comprehensive test.

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India is facing a triple burden of pre-diabetes, diabetes, and obesity. Unhealthy eating habits and physical inactivity have been linked to the onset and progression of type 2 diabetes mellitus (T2DM). Despite dietary recommendations, individuals consume inadequate amounts or un- suitable type of dietary fiber (DF) which needs correction. Evidence has shown that medical nutrition therapy (MNT) is a valuable approach and an essential component of T2DM prevention and management. Studies have shown that fiber rich diabetes nutrition (FDN) has multi-systemic health benefits, including, improvement in glycemic control, reduction in glucose spikes, decrease in hyperinsulinemia, improvement in plasma lipid concentrations and weight management in T2DM patients. A high fiber diet is vital for people with diabetes and associated conditions. Increasing fiber intake, preferably through food or through dietary supplement, may help. Fiber rich diabetes nutrition (FDN) is recommended in order to prevent and manage T2DM.

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Diabetes, Hyperinsulinemia, Supplement, Nutrition, Multi-systemic.

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Today, we stand at the forefront of a thrilling era in biotechnology, particularly in crop biotechnology, with the potential to revolutionise agricultural output and ensure an abundance of nutrients for our rapidly growing population. The market for genetically modified crops is on the brink of explosive growth, promising resilient, high-yielding, and nutrient-rich crops that will transform how we cultivate food. The potential of genetic engineering is not just promising; it is inspiring. We envision creating new plants with extraordinary traits such as amplified productivity, exceptional quality, disease resistance, and adaptability to diverse environmental conditions. Public perception, government policies, and scientific evidence influence attitudes toward biotechnology and genetically modified foods, crucial to ensuring safe and sustainable food security. Additionally, stringent biosafety regulations are essential to ensuring the safety of biotech crops for consumption and the environment. By expediting approvals for these crops, we are paving the way for a thriving and sustainable future in agriculture.

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Crop biotechnology, food security, GMOs, sustainability

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The history of Kodagu has many features in the history of Karnataka. Most importantly, the contributions of Halleri descendants to art and architecture are immense. Even today it can be seen in the palaces and temples there. Mainly Nalaknad palace, igguthappa temple, omkareshwara temple, madikeri, rajas seat, Islamic architecture, Slavism art and architectural constructions can be seen. Also, these places as tourist destinations have historically conveyed their own messages. So this article becomes important.

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Coorg Art and architecture

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Semiconductor devices are electronic components that utilize semiconductor materials to regulate electrical current flow. By controlling the flow of electrical current, these devices enable the creation of complex electronic circuits and systems. With applications spanning computing, renewable energy, automotive, medical, and aerospace industries, semiconductor devices are a crucial component of modern technology.

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semiconductor,diodes,advantages

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A chest tube insertion is a surgical procedure in which a hollow, flexible drainage tube is inserted through the side of the chest in to the pleural space in order to drain the pleural cavity of air, blood, pus or lymph. The study was conducted with the aim to assess the effectiveness of educational intervention programme care of chest tube drainage among staff nurses working in selected hospital of Indore in the year 2022-2023. Quantitative research approach with quasi-experimental one group pre-test post-test design was used to assess the knowledge of 60 nurses and were selected as the participants through purposive sampling technique who fulfilled the inclusion criteria. Data was collected using Structured knowledge questionnaire. Intervention was administered in the form of an informational booklet on intercostal drainage and care of patients with intercostal drainage. Data was analyzed using descriptive and inferential statistics. The findings of the study concluded that in the pre-test most of the study subjects had poor knowledge, while as in the post-test most of the subjects had good level of knowledge indicating that the educational intervention programme was effective in improving the knowledge. The study concluded that there was statistically significant improvement in knowledge scores after implementation of an informational booklet regarding care of chest tube drainage indicating that the educational intervention programme was effective in improving the knowledge scores. The study recommended that regular educational program should be designed to give information for enhancing and reinforcement of nurses' knowledge to achieve high quality patient care.

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Intercoasal drainage, Staff Nurses

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Fingerprint authentication is widely used for biometric identification due to its unique and stable nature. It is commonly employed in smartphones and high-security facilities to accurately verify identities. Traditional fingerprint recognition methods have relied on extracting features such as ridge endings, minutiae points, and bifurcations. However, these conventional techniques may struggle with distorted, low-quality, or partial fingerprint images. In recent years, the advancement of deep learning, especially Convolutional Neural Networks (CNNs), has significantly improved image recognition and computer vision. CNNs are a type of deep learning algorithms well-suited for processing grid-like data, such as images. Utilizing CNNs for fingerprint authentication presents an opportunity to improve the accuracy, robustness, and adaptability of biometric systems, making them more reliable in real-world scenarios. This article delves into the use of CNNs in fingerprint authentication systems, exploring their advantages, challenges, and practical implementation

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Fingerprint Authentication, Fingerprint Recognition, Feature Extraction, CNN, Data Augmentation

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This research examines data-driven strategies to enhance women's economic participation on a global scale, with a specific focus on aligning 51% of Indian women with governmental schemes according to eligibility. The study investigates how leveraging technology and data analytics can break down barriers to women's economic empowerment, assess the effectiveness of existing programs, and scrutinize the scalability of such models. It evaluates global and regional strategies, highlighting both successes and challenges, particularly in developing nations. The study further dissects the role of digital literacy, government accountability, and socio-economic structures in ensuring the success of data-driven initiatives aimed at improving women's financial inclusion. Consequently, it concludes that a multi-dimensional approach combining technological and socio-economic interventions is essential for achieving sustainable results in women's economic empowerment.

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Economic Empowerment , Reforming , Accuracy , analytical skills, Strategy , policy ,Inter connect Networking, wisdom of work

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Delhi faces severe air pollution, especially during winter months when pollutant concentrations frequently exceed safe levels. The city's air quality is compromised by various factors, including vehicular emissions, industrial activities, dust from construction, and seasonal biomass burning. Real-time monitoring of pollutants like PM2.5, PM10, nitrogen dioxide (NO?), sulfur dioxide (SO?), and ammonia (NH?) is critical to understanding the pollution patterns and developing forecasting models. An air quality forecasting system uses historical and real-time data, combined with machine learning models, to predict pollution levels for future hours or days. This system incorporates variables such as traffic density, weather conditions, and emissions data to offer accurate forecasts of pollutant concentrations. The goal is to provide early warnings that allow authorities and citizens to take preventive measures. This forecasting and early warning system is essential for mitigating health risks, particularly for vulnerable populations such as children, the elderly, and those with respiratory conditions. The data-driven predictions enable proactive actions, such as traffic restrictions, industrial activity limits, and advisories for staying indoors during high-pollution periods. However, challenges persist in improving model accuracy and public compliance. Despite the availability of early warnings, public awareness and adherence to recommendations are often inadequate. Enhancing data integration from a wider range of sources and improving forecast resolution can increase the effectiveness of the system.

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The abstract for the design and development of a portfolio for kids wear would focus on showcasing a collection of creative and appealing designs tailored specifically for children's clothing. It would highlight the innovative and child-friendly aspects of the designs, emphasizing the use of attractive colors, comfortable fabrics, and playful patterns to cater to the preferences of young wearers. The abstract would also touch upon the importance of functionality and durability in kids' clothing, ensuring that the portfolio not only looks visually appealing but also meets the trendy patterns and colors in the upcoming year. Ultimately, it convey the essence of the portfolio as a delightful and functional collection of kids wear designs that blend style with comfort.

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attractive colors, playful pattern, upcoming year, style, wardrobe.

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This research paper explores the role of neuroscience in understanding and predicting consumer behavior, particularly in the context of purchase decisions. Traditional market research has been largely dependent on self-reported data, which can be unreliable due to the biases of conscious thought processes. Neuroscience offers a more precise approach by analyzing the subconscious processes that drive consumer decision-making. This paper examines key neuroscientific techniques and their application in marketing, focusing on how understanding brain mechanisms can lead to more accurate predictions of consumer behavior

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consumer behavior, consumer neuroscience, emotional engagement

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