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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 7 | Month- July 2026

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Volume 13 | Issue 1

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  Paper Title: A STUDY ON ORGANIZATIONAL CULTURE

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501026

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501026

  Register Paper ID - 275024

  Title: A STUDY ON ORGANIZATIONAL CULTURE

  Author Name(s): SARUMATHI. S, KANIKA .D, Vinitha S, KEERTHANA. K

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a253-a256

 Year: January 2025

 Downloads: 967

 Abstract

Organizational culture encompasses values and behavior's that "contribute to the unique social and psychological environment of an organization . It is a system of shared values, beliefs, and assumptions, which defines how people behave in organizations. People in organization get influenced by the shared values and makes them understand how to dress, act and perform their jobs. There are many factors that influence organization culture in association with demographic factors. Here the researchers have taken individual factor upon grouping up various variables and tried to find the relationship between the demographic factors and the individual factors


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Organizational culture, organizational behaviour, employee behaviour. Industrial sociology, Industrial relations

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  Paper Title: Impact of Insolvency and Bankruptcy Code 2016 on Non- Performing Assets of Select Public Sector Banks - A Comparative Study of Bank of Baroda and Punjab National Bank

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501025

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501025

  Register Paper ID - 274556

  Title: IMPACT OF INSOLVENCY AND BANKRUPTCY CODE 2016 ON NON- PERFORMING ASSETS OF SELECT PUBLIC SECTOR BANKS - A COMPARATIVE STUDY OF BANK OF BARODA AND PUNJAB NATIONAL BANK

  Author Name(s): Deepali Yadav, Himanshu Srivastava

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a241-a252

 Year: January 2025

 Downloads: 334

 Abstract

Research Problem: Punjab National Bank and Bank of Baroda are two of the largest public sector banksofIndia, after State Bank ofIndia withthe market capitalizationshare ofRs. 626.53 billion and Rs. 932.40 billion respectively. These banks form the backbone of the Indian economy. Unfortunately, the Indian banking system has been facing the problem of ever rising NPAs due to mismanagement of NPAs owing to some sector wide reasons and some bank specific reasons. Research Gap: It has been found that there are lot of comparative studies onthe impact of non- performing assets onthe banks frompublic and private sectors. The IBC has been a huge reform in the legal framework of the country concerning the insolvency and bankruptcy matters of entities. This aims at making the resolution process easy and resolution and recovery of NPAs fast. There is no study on the comparative study on the NPAs of these two major public sector banks after the implementation of the IBC. Objective: To compare thelevelsofNPAsofthe banksinpre and postIBCera. Toanalyzetheimpact ofIBContheperformanceofbanksusing ratios Research Methodology: Forthe purposeofthe study, the secondarydatacollected fromvarious online resources including official websites of the Reserve Bank of India, government websites and annual reports of the banks obtained from the money control website and banks' websites. The study is descriptive in nature and tools like tables and graphs have been used to study the trends of recovery of NPAs before and after the IBC. The present study is descriptive in nature and aims to study the impact of the IBC 2016 on the NPAs of these banks. The data used is secondary in nature obtained from various online resources.


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- Non-Performing Assets, Public Sector Bank, IBC 2016, Punjab National Bank, Bank of Baroda.

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  Paper Title: Role of Social Media Information System for Generating Awareness Related To Sustainability

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501024

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501024

  Register Paper ID - 274801

  Title: ROLE OF SOCIAL MEDIA INFORMATION SYSTEM FOR GENERATING AWARENESS RELATED TO SUSTAINABILITY

  Author Name(s): Shreya Rajput, Dr. Charu Swami

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a229-a240

 Year: January 2025

 Downloads: 346

 Abstract

Social media platforms have emerged as powerful tools for disseminating information and increasing public knowledge on diverse subjects, including sustainability. This paper examines the pivotal role of social media information systems in raising awareness about sustainability among various demographic groups, particularly the youth, who represent the most active users of these platforms. By utilizing the interactive and dynamic capabilities of social media the study aims to evaluate its effectiveness in educating individuals on sustainable practices, environmental conservation, and responsible resource utilization. To achieve this, a pilot study was conducted using a structured questionnaire as the primary tool for data collection. This survey assessed the extent of general awareness and knowledge about sustainability among social media users. The findings identified the strengths and limitations of social media in promoting a more sustainable mindset. Ultimately, this research emphasizes the potential of social media as a catalyst for promoting environmental awareness and empowering communities to adopt sustainable practices.


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Awareness, Promotion, Social Media, Sustainability, Technology.

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  Paper Title: Digital Transformation Through AI: Redefining Efficiency In Public And Enterprise Sectors

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501023

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501023

  Register Paper ID - 275067

  Title: DIGITAL TRANSFORMATION THROUGH AI: REDEFINING EFFICIENCY IN PUBLIC AND ENTERPRISE SECTORS

  Author Name(s): Vikas Mendhe

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a215-a228

 Year: January 2025

 Downloads: 370

 Abstract

Artificial Intelligence (AI) has emerged as a cornerstone of digital transformation, particularly in the public sector, where its potential to enhance operational efficiency, governance, and citizen engagement is increasingly recognized. This paper explores the multifaceted role of AI in public administration, addressing key challenges such as data privacy, ethical considerations, and workforce limitations. It examines AI applications across three core dimensions: streamlining internal processes, improving public service delivery, and fostering governance transparency. Leveraging technologies like Enterprise Resource Planning (ERP) systems, Customer Relationship Management (CRM) platforms, cloud computing, and data analytics, this study highlights their transformative potential in optimizing decision-making and resource management. A case study from India underscores the real-world impact of AI initiatives such as Aadhaar, Aarogya Setu, MyGov, and the Government e-Marketplace (GeM), supported by structured survey data analyzing user perceptions of efficiency, security, transparency, and user experience. By addressing existing challenges and offering actionable policy recommendations, this research contributes to a growing body of knowledge, providing valuable insights for policymakers and administrators navigating the integration of AI technologies in public administration


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Artificial Intelligence (AI), Digital Transformation, Public Sector, Public Administration, Machine Learning

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  Paper Title: Viksit Bharat through Women's Eyes:The Impact of Female Leadership

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501022

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501022

  Register Paper ID - 275137

  Title: VIKSIT BHARAT THROUGH WOMEN'S EYES:THE IMPACT OF FEMALE LEADERSHIP

  Author Name(s): Mrs.Aarti Atul Pathade

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a208-a214

 Year: January 2025

 Downloads: 567

 Abstract

This paper investigates the influence of women in leadership positions on India's progress, looking at how their unique perspectives and approaches contribute to social, economic, and political advancement. Using a combination of qualitative analysis methods, such as case studies and interviews, along with statistical data, the study sheds light on the transformative power of female leaders across different fields, underscoring the significance of promoting gender diversity in leadership for fostering a more developed and inclusive India.


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Empowering Women of Viksit Bharat, Female Leadership, Women in Politics, Women in Social,Economic Growth, Gender Parity, Women in Governance, Policy Impact, GDP Impact,Women Entrepreneurs.

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  Paper Title: A REVIEW ON NEUROPHARMACOLOGY OF SLEEP DISORDERS

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501021

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501021

  Register Paper ID - 274513

  Title: A REVIEW ON NEUROPHARMACOLOGY OF SLEEP DISORDERS

  Author Name(s): Arun V. Kambale, Ashish N. Umale, Dr.Swati P. Deshmukh, Prajwal P. Raghuwanshi, Sharda K. Lokde, Neha R. Jhadhav

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a191-a207

 Year: January 2025

 Downloads: 346

 Abstract

Sleep disorders, including insomnia, sleep apnea, and narcolepsy, pose significant challenges to public health, affecting millions worldwide. The neuropharmacology of these disorders involves a complex interplay of neurotransmitters, neuropeptides, and neuroanatomical structures that regulate sleep and wakefulness. Key neurotransmitters such as gamma-aminobutyric acid (GABA), serotonin, norepinephrine, and acetylcholine play crucial roles in the initiation and maintenance of sleep. Additionally, the orexin/hypocretin system is increasingly recognized for its role in sleep-wake regulation and the pathophysiology of disorders like narcolepsy. Current pharmacological treatments for sleep disorders include sedative-hypnotics, such as benzodiazepines and non-benzodiazepine sleep aids, which primarily enhance GABAergic activity to promote sleep. Conversely, wakefulness-promoting agents, like modafinil, act on dopamine and norepinephrine systems to improve alertness in conditions such as narcolepsy and excessive daytime sleepiness. Emerging therapies, including orexin receptor antagonists and melatonin receptor agonists, offer novel mechanisms of action aimed at restoring normal sleep patterns without the adverse effects associated with traditional medications. Personalized approaches to treatment, considering individual differences in neurobiology and pharmacokinetics, are essential for optimizing therapeutic outcomes. Furthermore, ongoing research into the neurobiological mechanisms underlying sleep disorders is crucial for developing innovative interventions that target specific pathways involved in sleep regulation.A comprehensive understanding of the neuropharmacology of sleep disorders will facilitate the advancement of effective treatments, ultimately improving sleep quality and overall health in affected individuals.


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sleep disorders, GABA, insomnia, narcolepsy, actigraphy, polysomnography

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  Paper Title: Narrative of Posthuman Identity And Representation Of Human-Stories Through Clones In Kazuo Ishiguro's Never Let Me Go

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501020

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501020

  Register Paper ID - 275016

  Title: NARRATIVE OF POSTHUMAN IDENTITY AND REPRESENTATION OF HUMAN-STORIES THROUGH CLONES IN KAZUO ISHIGURO'S NEVER LET ME GO

  Author Name(s): Anita Pal

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a184-a190

 Year: January 2025

 Downloads: 338

 Abstract

Narratology is the study of narrative structures. Structuralism is the source of Narratology but later it has established itself as an independent branch from the parent. It has borrowed the terminologies and some of its characters from the linguistic theory though its all about stories. Narrative and art are connected through a single cord in our imagination. The speciality of it is that both artists and non-artists engage in a similar way in a Narrative. Narrative makes its presence known through the activation of it by mind. We can describe films, texts, plays and paintings through its physical form but Narrative is only an out of sight experience. We have still a long way to go or may not even achieve its scientific exactitude. According to Barthes when we look into the narrative genres like epic, short-story or Saga the narrative provides a structure. Even if we focus on any non-narrative genre like a lyric poem we can find a single feeling not only a mere story and this is Narrative ( Barthes."Introduction to the Structural Analysis of Narratives." in Susan Sontag, pp. 251-2). The approach of posthumanism lies in a oblique position in comparison to human perspective while we consider it critically. This approach views the crisis of humanism and the posthumanization effect from the 'inhuman' point of view. This inhuman according to Neal Curtis " upholds the human in its certainty and rectitude projecting all animality and barbarity outward" ( Curtis, Neal. "Inhuman." Theory,Culture & Society, pp. 434). In the words of Lyotard, " The human species is not the hero of the fable. It is a complex form of organizing energy. Like the other forms, it is undoubtedly transitory. Other, more complex forms may appear that will win over it. Perhaps one of these forms in preparing itself through techno-scientific development right from the time when the fable was being recounted" ( Lyotard, "A Postmodern Fable", pp. 17). Ishiguro's Novel Never Let Me Go focuses on the Narrative of a dystopian country in the 1990s England where the lives of the common people are prolonged through the process of human cloning. The clones are gaining a posthuman identity and at the same time facing the crisis of human identity. The story is narrated by Kathy who is a 'carer' and a former student at Hailsham. Here the students are trained for organ donation for non-cloned humans. Kathy, Ruth, Tommy all are clones but their lives are reflection of joys, sorrows, disappointments and hopes defining human experience. Their humanity is expressed through their artworks and moreover Kathy's narrative portrayed through her memory pleads the urge of holding onto the human identity forever.


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Narrative, Posthuman, Identity, Human ,Story, Clone

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  Paper Title: A STUDY ON THE ROLE OF FINANCIAL TECHNOLOGY (FINTECH) IN DISRUPTING TRADITIONAL FINANCIAL MANAGEMENT PRACTICES

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501019

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501019

  Register Paper ID - 275129

  Title: A STUDY ON THE ROLE OF FINANCIAL TECHNOLOGY (FINTECH) IN DISRUPTING TRADITIONAL FINANCIAL MANAGEMENT PRACTICES

  Author Name(s): Roopasre R, Elakkiya V, Arunima B, Bhuvana M

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a180-a183

 Year: January 2025

 Downloads: 341

 Abstract

Financial Technology (FinTech) has emerged as a transformative force, reshaping the way financial services are delivered and managed. This study aims to explore the role of FinTech in disrupting traditional financial management practices by evaluating its influence on efficiency, transparency, accessibility, and customer experience. The research highlights the potential challenges and opportunities posed by FinTech innovations and their impact on the financial industry. Through qualitative analysis, the study identifies key trends and provides recommendations for stakeholders in the financial sector.


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FinTech, Traditional Financial Management, Disruption, Financial Services, Technology, Efficiency, Accessibility, Transparency.

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  Paper Title: The Role of Critical Pedagogy in Empowering Students: Fostering Active Participation, Critical Thinking, and Social Change

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501018

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501018

  Register Paper ID - 275093

  Title: THE ROLE OF CRITICAL PEDAGOGY IN EMPOWERING STUDENTS: FOSTERING ACTIVE PARTICIPATION, CRITICAL THINKING, AND SOCIAL CHANGE

  Author Name(s): Dr. Revati N.

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a173-a179

 Year: January 2025

 Downloads: 387

 Abstract

Teaching aims to cultivate students' critical thinking abilities, fostering the development of responsible citizens for an equitable society. Effective classroom instruction should also instil values such as justice and equality in learners. Critical pedagogy serves as an essential teaching approach, aimed at enhancing students' awareness of social justice and equality while simultaneously deepening their understanding of academic concepts. In today's educational landscape, teachers are often preoccupied with preparing students for standardized tests, focusing on outcomes that ensure school performance metrics are met. This test-centric approach frequently overshadows the importance of fostering a knowledge-driven learning environment. This paper explores examples of how educators incorporate critical pedagogy into their teaching practices, demonstrating its positive impact on students' thinking and learning. Furthermore, it advocates for the integration of critical pedagogy in classrooms as a means to equip students with the critical thinking skills necessary for contributing to a fair and just society.


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critical pedagogy, dialogical method, banking model of education, praxis

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  Paper Title: AN ANALYTICAL PERSPECTIVE ON REGENCY FASHION IN JANE AUSTEN'S NOVELS

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501017

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501017

  Register Paper ID - 275109

  Title: AN ANALYTICAL PERSPECTIVE ON REGENCY FASHION IN JANE AUSTEN'S NOVELS

  Author Name(s): Dr. Sneha Bhatnagar

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a166-a172

 Year: January 2025

 Downloads: 360

 Abstract

Jane Austen was a prolific author of a few novels, including Sense and Sensibility, Pride and Prejudice, Persuasion, and Emma. This research analyses Austen's use of fashionable consumerism to represent persons in the narrative, while exploring the socio-economic factors that shape these consumerist traits. The varied readings and implications provide a robust foundation for analyzing how the novel contests the notion of the natural and investigates the interconnection of different trends, whether in jewelry or the textiles of that particular period. Austen skillfully employs contemporary styles and the metaphor of attire to examine the characters' adherence to societal norms. Jane Austen employed this writing style, cognizant of her audience, and frequently interacted with them, anticipating their participation. Austen's works possess pragmatic relevance in literature, education, and cinema studies. Her novels are extensively read and analyzed, providing insights into human relationships, cultural conventions, and individual aspirations.


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Austen, Dress, Fashion, Novels

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  Paper Title: Optimized Lung Cancer Detection Using Hybrid Neural Ensemble and Feature Selection Techniques

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501016

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501016

  Register Paper ID - 275120

  Title: OPTIMIZED LUNG CANCER DETECTION USING HYBRID NEURAL ENSEMBLE AND FEATURE SELECTION TECHNIQUES

  Author Name(s): Dr. Renuka Devi M, Girisha K N, Srinatha M, Anush Gowda S M, Lakki Reddy

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a150-a165

 Year: January 2025

 Downloads: 325

 Abstract

Lung cancer continues to be a major cause of death globally, and early diagnosis plays a critical role in improving survival rates. This study explores the potential of machine learning models to detect and classify lung cancer using a publicly available dataset. Five different algorithms--Logistic Regression, K-Nearest Neighbors (KNN), Support Vector Machine (SVM), Naive Bayes, and Random Forest--are examined to evaluate their effectiveness in lung cancer detection. Data preprocessing techniques are applied to address missing values, normalize features, and partition the dataset into training and testing subsets for model evaluation. To assess and compare the performance of the models, various metrics such as accuracy, precision, recall, F1-score, and Area Under the Curve (AUC) are employed. The results show that the Random Forest model yields the highest accuracy at 91.8%, followed by SVM and Logistic Regression. Although KNN and Naive Bayes demonstrate slightly lower performance, they still offer useful insights, particularly due to their simplicity and computational efficiency. This study underscores the advantages of Random Forest, especially in managing complex datasets, making it a promising tool for the early detection of lung cancer in clinical settings. The results suggest that machine learning techniques, especially ensemble methods like Random Forest, can aid healthcare professionals in delivering faster and more accurate diagnoses, leading to improved patient outcomes and optimized clinical processes.


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Lung Cancer, Machine Learning, Logistic Regression, KNN, SVM, Naive Bayes, Random Forest, Classification, Early Detection, Healthcare Applications

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  Paper Title: Taxonomic Study of Genus Senga Dollfus, 1934 (Cestoda: Ptychobothridae) from the Intestine of Mastacembelus armatus in the Washim District.

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501015

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501015

  Register Paper ID - 275060

  Title: TAXONOMIC STUDY OF GENUS SENGA DOLLFUS, 1934 (CESTODA: PTYCHOBOTHRIDAE) FROM THE INTESTINE OF MASTACEMBELUS ARMATUS IN THE WASHIM DISTRICT.

  Author Name(s): Udgire A. A., Wanjari H. V.

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a144-a149

 Year: January 2025

 Downloads: 374

 Abstract

This study focuses on the taxonomic investigation of tapeworm species from the genus Senga (Cestoda: Pseudophyllidea) found in the freshwater fish Mastacembelus armatus from the Washim District of Maharashtra, India. The present communication describes a new species, Senga govindii, identified in Mastacembelus armatus from the Penganga River. This species differs from known species of the genus in several characteristics, including the shape and size of the scolex, the number of hooks, the arrangement of the rostellum, the shape of the segments, the number of testes, the position of the cirrus pouch, and the arrangement of the vitellaria.


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Mastacembelus Armatus, cestode parasites, Pseudophyllidean, Senga.

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  Paper Title: "A COMPARATIVE STUDY ON NON-PERFORMING ASSETS OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA"

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501014

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501014

  Register Paper ID - 275126

  Title: "A COMPARATIVE STUDY ON NON-PERFORMING ASSETS OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA"

  Author Name(s): Dr. Jaywant Ramdas Bhadane, Mr. Chintaman P Munde

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a133-a143

 Year: January 2025

 Downloads: 376

 Abstract

Neither liquidity nor profitability pose a danger to the overall resilience and quality of the assets held by Indian banks. The sufficiency and quality of the financial infrastructure are largely determined by the standard of assets held by the banking sector. NPAs are a key factor in evaluating a bank's ability to manage its budget. A significant problem for the Indian banking industry is the rise in non-performing assets (NPAs). The rise of nonperforming assets (NPAs) is one of the biggest concerns facing India's banking industry. The study's objective is to assess and contrast SBI and HDFC Bank's GNPA and NNPA. The same relevant data have been gathered and examined for a five-year period, spanning from 2020 to 2024. The findings indicate that although the GNPA and NNPA of SBI Bank have declined, the HDFC Banks have climbed dramatically.


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Non-performing Assets (NPA), Gross non-performing assets, (GNPA), Net non-performing Assets (NNPA)

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  Paper Title: Investment Problems of University Teachers in Investment Avenues - A Study with reference to V.S.K University Ballari

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501013

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501013

  Register Paper ID - 275101

  Title: INVESTMENT PROBLEMS OF UNIVERSITY TEACHERS IN INVESTMENT AVENUES - A STUDY WITH REFERENCE TO V.S.K UNIVERSITY BALLARI

  Author Name(s): Dr. Jyothilinga V, Mr. Venkatesha

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a117-a132

 Year: January 2025

 Downloads: 374

 Abstract

This paper emphasis the investment problems and satisfaction level of university teachers in diverse investment avenues. The study attempts to understand the investment problems faced by investors while investing and analyze the satisfaction level of university teachers towards investment options. The primary data was collected from 50 Vijayanagara Sri Krishnadevaraya University Teachers through structured questionnaire and analysed through SPSS software with statistical tools such as descriptive statistics, Ranking Analysis and MANOVA. The investment problems faced by the investors is analysed by ranking analysis considering mean value of investment avenues and identified that low return, risk and liquidity are the major problems faced by the investors. The study reveals that there is a significant relationship between demographic factors and satisfaction level towards investment options by applying Multivariate test.


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Investment Problem, Satisfaction, Avenues, Multivariate

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  Paper Title: Prescription Pattern Analysis of Anti-Diabetic Drugs in Secondary Care Hospitals

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501012

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501012

  Register Paper ID - 275116

  Title: PRESCRIPTION PATTERN ANALYSIS OF ANTI-DIABETIC DRUGS IN SECONDARY CARE HOSPITALS

  Author Name(s): Narzia Begum, Dr.Dharmendra Ahuja, Sarila, Anshul Saini

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a108-a116

 Year: January 2025

 Downloads: 382

 Abstract

Diabetes mellitus is a long-term metabolic condition by elevated blood sugar levels due to problems with insulin production, insulin function, or a combination of both. Effective Diabetes management strategy requires careful selection and monitoring of pharmacological therapy. This review focuses on prescription pattern analysis of anti-diabetic drugs in secondary care hospitals, emphasizing the trends, efficacy, and compliance observed in real-world settings. Understanding these patterns can guide clinicians in optimizing treatment strategies and improving patient outcomes.


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 Keywords

Diabetes, Patient, prescription, analysis

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  Paper Title: The Role of Globalization in Shaping India's Economic Growth and Development

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501011

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501011

  Register Paper ID - 275055

  Title: THE ROLE OF GLOBALIZATION IN SHAPING INDIA'S ECONOMIC GROWTH AND DEVELOPMENT

  Author Name(s): DR.VIKAS DHOOT (ASSISTANT PROFESSOR)

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a77-a107

 Year: January 2025

 Downloads: 681

 Abstract

Abstract: Globalization has been a transformative force in shaping the Indian economy, particularly since the economic reforms of 1991. This research paper examines the multidimensional impact of globalization on India's economic landscape, focusing on key sectors such as agriculture, manufacturing, and services. Using an analytical approach, the study evaluates economic indicators like GDP growth, foreign direct investment (FDI), trade dynamics, and employment trends to understand globalization's influence. The paper also explores the socio-cultural implications, including shifts in consumer behavior, education, and labor dynamics. While highlighting the opportunities brought about by globalization--such as increased market access, technological advancements, and integration into global supply chains--it also addresses the associated challenges, such as income inequality, environmental concerns, and vulnerability to global market fluctuations. This research provides policy recommendations to maximize globalization's benefits while mitigating its adverse effects, ensuring sustainable and inclusive economic growth. By combining historical analysis, empirical data, and case studies, the paper offers valuable insights into India's journey within the global economic framework and its potential path forward in a rapidly evolving globalized world.


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 Keywords

Globalization , Shaping, India's, Economic, Growth , Development

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  Paper Title: Navigating the Impact of Technology on English Language Standardization and Instruction

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501010

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501010

  Register Paper ID - 275063

  Title: NAVIGATING THE IMPACT OF TECHNOLOGY ON ENGLISH LANGUAGE STANDARDIZATION AND INSTRUCTION

  Author Name(s): Dr. Maheepathi Srinivasa Rao, Tatapudi Suneel Kumar

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a72-a76

 Year: January 2025

 Downloads: 386

 Abstract

The integration of technology in language instruction has significantly influenced the standardization of English, which is crucial in various global contexts. This study examines the role of technology in promoting Standard English, explores the challenges it introduces, and highlights its impact on teaching methods and learning outcomes. By analysing responses from educators and students of English learning as foreign language, the present research identifies the benefits and drawbacks of technology-driven language education, emphasizing the need for a balanced approach that combines technological tools with traditional pedagogy


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 Keywords

Technology, ELT, Digital Learning, CALL, Web, Internet

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  Paper Title: Digital Literacy

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501009

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501009

  Register Paper ID - 275078

  Title: DIGITAL LITERACY

  Author Name(s): DR. Anjum Ara

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a70-a71

 Year: January 2025

 Downloads: 343

 Abstract

Technology is rapidly spreading. one cannot imagine a day without the use of digital technologies. todays students are more dependent on internet as a supplement for achieving their academic goals. Even a layman is operating smart phones for communication and other services. The knowledge of digital literacy has become necessary for every individual to lead a successful life. Hence this paper.


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 Keywords

Digital literacy, education

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  Paper Title: Leveraging AI and Data Science in Business Services: Opportunities and Challenges

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501008

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501008

  Register Paper ID - 268996

  Title: LEVERAGING AI AND DATA SCIENCE IN BUSINESS SERVICES: OPPORTUNITIES AND CHALLENGES

  Author Name(s): Dr Kapil Deo, Dr Praveen Kumar Rai, Dr Anurag Tiwari

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a56-a69

 Year: January 2025

 Downloads: 375

 Abstract

The amalgamation of artificial intelligence (AI) and data science in business services has the potential to bring about significant improvements in efficiency, cost reduction, and innovation across various industries. However, it also raises important ethical and privacy concerns that must be addressed. This paper aims to explore the opportunities and challenges of leveraging AI and data science in business services. The paper will first discuss the potential benefits of AI and data science, including improved efficiency, cost reduction, and innovation. It will then examine the ethical and privacy concerns that arise with the use of AI and data science in business services, including bias and discrimination, invasion of privacy, lack of transparency and accountability, and job loss. The paper will also discuss measures that businesses can take to address these concerns, including developing ethical guidelines and policies, responsible data management and governance, and transparency and accountability in AI systems. Finally, the paper will provide a future outlook for the amalgamation of AI and data science in business services, highlighting the need for responsible and fair use of these powerful technologies.


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 Keywords

AI (artificial intelligence), Data Science, Automation, Decision-making, Personalization, Customer service, Predictive maintenance, Expertise, Data quality, Privacy, Ethics, Integration, Cost

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  Paper Title: A Study On Robotic Innovations in Banking and Financial Service Delivery

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2501007

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2501007

  Register Paper ID - 275106

  Title: A STUDY ON ROBOTIC INNOVATIONS IN BANKING AND FINANCIAL SERVICE DELIVERY

  Author Name(s): Miss AZIZUNNISA T K, Mrs ABHIPSHA D, IRFAN BASHA

 Publisher Journal name: IJCRT

 Volume: 13

 Issue: 1

 Pages: a52-a55

 Year: January 2025

 Downloads: 344

 Abstract

Banking and financial services are fundamental to organizations across various sectors, including government, private, public, academic, and not-for-profit entities. The demand for digital transformation in these organizations has grown significantly, especially in response to challenges posed by the COVID-19 pandemic. During this period, many organizations were compelled to transition to online service delivery, even though the supporting infrastructure--such as reliable internet connectivity, widespread smartphone adoption, advanced technologies, and a digitally skilled workforce--was not fully developed.Robotics, a multidisciplinary field focused on designing machines capable of mimicking and replicating human actions, offers solutions that save time, reduce costs, and enhance service quality. Robotic Process Automation (RPA) in banking and financial services presents numerous advantages, including cost reduction, strengthened regulatory compliance, streamlined operations, minimized operational risks, and improved customer experiences. This study explores the evolution of robotics and examines its applications and impact within the banking and financial services industry.


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 Keywords

Fintech, Robot, RPA, Robotic Process Automation, Digital Finance, Artificial Intelligence, Banking, Financial Services

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About IJCRT

The International Journal of Creative Research Thoughts (IJCRT) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world.


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International Journal of Creative Research Thoughts (IJCRT)
ISSN: 2320-2882 | Impact Factor: 7.97 | 7.97 impact factor and ISSN Approved.
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ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
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