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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

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Volume 8 | Issue 9 |

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  Paper Title: A STUDY OF OCCUPATIONAL STRESS IN BANKING INDUSTRY WITH REFERENCE TO BANK OF BARODA AND ICICI BANK MUMBAI.

  Author Name(s): Dr Aparna R Jain

  Published Paper ID: - IJCRT2009384

  Register Paper ID - 199106

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009384 and DOI :

  Author Country : Indian Author, 400077, INDIA , MUMBAI, INDIA , | Research Area: Management

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009384
Published Paper PDF: download.php?file=IJCRT2009384
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2009384.pdf

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  Title: A STUDY OF OCCUPATIONAL STRESS IN BANKING INDUSTRY WITH REFERENCE TO BANK OF BARODA AND ICICI BANK MUMBAI.

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Management

 Author type: Indian Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 3010-3016

 Year: September 2020

 Downloads: 1472

  E-ISSN Number: 2320-2882

 Abstract

ABSTRACT Extreme stress results in marked changes in the person�s behavior, attitude, motivations and cognition that there are inevitable consequences for the people with whom they inter act such persons usually affect those around them by virtue of their inactivity and negativism, rather than by deviant or disruptive activity. When an individual perceives an imbalance between the pressures and demands made and the resources they have to cope with these demands. Work place stress arises . The purpose of the study is to find out the level of occupational stress among different positions held by bank employees. This is a primary and secondary data based conceptual study. This study is based on the Convenience sampling as a sample. The sample size which is taken form 100 banks employees. The result of the study find out on the basis of standardized questionnaire and the tools are used in this study Paired Samples Statistics, Analysis of variance (ANOVA) and Mean Scores. The finding of the present study is the level of stress among different position held by employees. For the study whole designations of the bank employees are divided into three levels i.e. top-level employees, middle level employees and lower level employees .80% of all modern diseases have their origin in stress.


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KEY WORDS: PSBF, PVSB, ANOVA

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  Paper Title: EMPLOYMENT STATUS OF SCHEDULED CASTE IN VADAKKENCHERRY PANCHAYAT: AN ANALYSIS

  Author Name(s): SASI.C , Dr. K.M. FRANCIS, Dr. SABU.P. J

  Published Paper ID: - IJCRT2009383

  Register Paper ID - 199072

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009383 and DOI :

  Author Country : N, -, -- , -, -- , | Research Area: Science & Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009383
Published Paper PDF: download.php?file=IJCRT2009383
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  Title: EMPLOYMENT STATUS OF SCHEDULED CASTE IN VADAKKENCHERRY PANCHAYAT: AN ANALYSIS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science & Technology

 Author type: N

 Pubished in Volume: 8

 Issue: 9

 Pages: 3007-3009

 Year: September 2020

 Downloads: 1408

  E-ISSN Number: 2320-2882

 Abstract

Education and employment are considered to be the most essential thing as far as all people are concerned, but pathetically the achievement in these fields are very low in our state. This is a personal view. And here I am saying this with my personal experiences, because here I am considering a specific caste especially Scheduled caste. Since they are belonging to the backward category. Their achievements too are poor in these fields. The achievements in these fields determines their standard of living. They are living in some way but actually they were far away from the main stream in every respects.


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Scheduled Caste, Education, Employment, Main stream

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  Paper Title: AGRICULTURAL CREDIT SERVICES: STATUS & SCOPE IN INDIA

  Author Name(s): Dr. Narendra Kumar Batra, Ms. Shweta

  Published Paper ID: - IJCRT2009382

  Register Paper ID - 199042

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009382 and DOI :

  Author Country : Indian Author, India, 243122 , Bareilly, 243122 , | Research Area: Medical Science

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009382
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  Title: AGRICULTURAL CREDIT SERVICES: STATUS & SCOPE IN INDIA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Medical Science

 Author type: Indian Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 2997-3006

 Year: September 2020

 Downloads: 1474

  E-ISSN Number: 2320-2882

 Abstract

Agriculture is the key source of economic development in India. Most of the population of the country totally dependent on agriculture sector for their livelihood. From the last many year agriculture is one of the main sector that plays an important role in improving the GDP. But in spite of being such an important sector agriculture is facing many problems since last many decades. To generate funds for the smoothly functioning of agricultural activities is the major concern of this particular sector. All the ruling governments of India have taken multiple steps for solving this problem. Providing various credit facilities easily is one of the important steps. To improve the status of agriculture Government introduces various credit sources. There are mainly two types of agricultural credit services viz. organized and unorganized. Some of those sources are Co-operative Credit Societies, Regional Rural Banks, Land Development Banks, Commercial Banks, etc. Under this paper an attempt is made to understand the status of agriculture in India. In this paper it has also been tried to understand what various agriculture credit sources available in Indian economy are.


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Agriculture Credit, Sources of Agriculture Credit Services, Indian Economy, Commercial Banks.

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  Paper Title: ROLE OF REGIONAL RURAL BANKS IN AMELIORATING THE ECONOMIC CONDITION OF RURAL ODISHA: A STUDY

  Author Name(s): Minakshi Padhi

  Published Paper ID: - IJCRT2009381

  Register Paper ID - 199018

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009381 and DOI :

  Author Country : Indian Author, 760010, India , Berhampur, India , | Research Area: Management

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009381
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  Title: ROLE OF REGIONAL RURAL BANKS IN AMELIORATING THE ECONOMIC CONDITION OF RURAL ODISHA: A STUDY

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Management

 Author type: Indian Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 2985-2996

 Year: September 2020

 Downloads: 1431

  E-ISSN Number: 2320-2882

 Abstract

Regional Rural Banks plays an important role towards the economic development particularly in Rural India. According to M K Gandhi, �real India lies in village� and hence it can be said that village economy is the backbone of Indian economy. The objective of planning of economy cannot be achieved without the development of the rural economy. Financial Institutions along with banks plays an important role for the development of rural economy in our country. The role of these institutions in economic development is critically analyzed, policies framed and suggestions are given on the process of improvement and upliftment of the weaker sections of society. In the present study and attempt has been made to assess and examine how Regional Rural Banks have been trying to satisfy the needs of the rural citizens of India in general and in Odisha in particular. The study is also based on discussion on the rural credit structure and the role played by RRBs in the development of rural economy. In Odisha, the different financial institutions including RRBs are continuously been trying to fulfill the credit needs of small and marginal farmers and other small businessmen. The present research paper is exploratory in nature and makes use of secondary data. The relevant secondary data have been collected mainly through the data bases of reserve Bank of India (RBI), National Bank for Agriculture and Rural Development (NABARD). The study is confined only to the specific area like loan and advance made by the RRBs especially priority and none-priority sectors for the six years period starting for 2012-18. In order to analyze the data and draw conclusion in these study Mathematical tools like percentage and growth rate were used.


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Banking Reforms, Regional Rural Banks, Agriculture, Economic Condition, Poverty, Sariaya Committee

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  Paper Title: IMPORTANCE OF DAYLIGHTING OVER ARTIFICIAL LIGHTING

  Author Name(s): Sangeeta Das, K. Aditya Sainath

  Published Paper ID: - IJCRT2009380

  Register Paper ID - 198975

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009380 and DOI : http://doi.one/10.1729/Journal.24544

  Author Country : Indian Author, 530043, India , VISAKHAPATNAM, India , | Research Area: Other

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009380
Published Paper PDF: download.php?file=IJCRT2009380
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2009380.pdf

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  Title: IMPORTANCE OF DAYLIGHTING OVER ARTIFICIAL LIGHTING

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.24544

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Other

 Author type: Indian Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 2974-2984

 Year: September 2020

 Downloads: 1519

  E-ISSN Number: 2320-2882

 Abstract

This paper aims to find out the contributions of the day lighting system and to reduce the artificial lighting system are simultaneously taken into account. The concept behind this is that to increase the use of day lighting by sustainable strategies in order to decrease the amount of load in artificial lighting. Different typology of the building is taken into consideration to understand the amount of light we need in different workspace. It will be understand how to reduce artificial lighting by low-light fixture and fill the gap where day lighting is not possible to reach the working space. Daylight is important in a work space to make the indoor environment comfortable to work and more productive. So finding strategies to improve the day lighting helps in improving the indoor environment. Also, low-light fixtures are also there so that energy consumption is less and according to the typology and need of the building artificial lighting can be used in places where day lighting is not available.


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Daylighting, Artificial lighting, Sustainable Strategies, Simulations.

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  Paper Title: WOMEN IN SHASHI DESHPANDE`S NOVELS

  Author Name(s): Dr.L.Romabati Devi.

  Published Paper ID: - IJCRT2009379

  Register Paper ID - 199034

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009379 and DOI :

  Author Country : N, -, - , -, - , | Research Area: Science & Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009379
Published Paper PDF: download.php?file=IJCRT2009379
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  Title: WOMEN IN SHASHI DESHPANDE`S NOVELS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science & Technology

 Author type: N

 Pubished in Volume: 8

 Issue: 9

 Pages: 2967-2973

 Year: September 2020

 Downloads: 2281

  E-ISSN Number: 2320-2882

 Abstract

For centuries women have not been given a proper place of their own, denying their rights and privileges. This resulted in the failure of their own individual development which leads to the lack of responsibility in most of the cultures. They have been treated as a class of oppressed people whose problems and voices have been unheard, while they remain subjugated and marginalized due to gender discrimination following the patriarchal construction of high and low, superiority and inferiority, self and other and so on.


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Women in Shashi Deshpande�s novels

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  Paper Title: TORU DUTT: HER LIFE, MIND AND ART

  Author Name(s): Dr. Upendra Rai

  Published Paper ID: - IJCRT2009378

  Register Paper ID - 198998

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009378 and DOI :

  Author Country : N, -, - , -, - , | Research Area: Science & Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009378
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  Title: TORU DUTT: HER LIFE, MIND AND ART

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science & Technology

 Author type: N

 Pubished in Volume: 8

 Issue: 9

 Pages: 2961-2966

 Year: September 2020

 Downloads: 1630

  E-ISSN Number: 2320-2882

 Abstract

Toru Dutt is a leading Indian woman poetess in English. She translated the French lyrics one hundred and sixty in all, by some seventy different poets-into English verse, which were later published under the title, A Sheaf Gleaned in French Fields. This book (which includes a few renderings by Aru also) attaracted the attention of eminent critics and scholars not only in France, but also in Englamd, and was reviewed by Edmund Gosse. Toru�s command of English language and the richness and variety of her poetic idiom are amazing. In fact, her translations are nothing but transcreation and reveals the force of her personality in its relatedness with greater cultural and literary heritage. For example, in the translation of Vincent Arnault�s �The Leaf� Toru achieves a heightening of emotion, and communicates not only the original poet�s sensibility, but also her own. Toru�s ballads and legends are significant not merely as cultural and philosophical anthropology, but also as, what Cleanth Brooks calls in a different contexts �a political or religious or moral instrument� The ballads are interspersed with serious observations that suggest much profound thought and familiarity with the best expositions of the Hindu philosophy. In fact, the poet has used Indian myths and fables to illustrate certain moral laws which give final beauty to human life. Thus, the story of Prahlad yields a political and moral lessons authentic enough to constitute the fire and force of a revolution in all times and all climes. Legends of Hindustan are essentially romantic in the treatment of themes. The profusion of lyricism and humanization of supernaturalism link Toru Dutt with the English romantic poets like Wordsworth and Coleridge.


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Poetic Idiom, Poetic Imagination, Lyricism, Cultural heritage, Hindu philosophy

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  Paper Title: A CRITICAL REVIEW OF DEDUCTIONS AVAILABLE UNDER SECTION 16 OF THE INCOME TAX ACT, 1961

  Author Name(s): Khyati Suresh Shah

  Published Paper ID: - IJCRT2009377

  Register Paper ID - 199039

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009377 and DOI :

  Author Country : Indian Author, 380015, India , Ahmedabad, India , | Research Area: Commerce

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009377
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  Title: A CRITICAL REVIEW OF DEDUCTIONS AVAILABLE UNDER SECTION 16 OF THE INCOME TAX ACT, 1961

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce

 Author type: Indian Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 2957-2960

 Year: September 2020

 Downloads: 1480

  E-ISSN Number: 2320-2882

 Abstract

Deductions to the salaried taxpayers extended under section 16 of the Income Tax Act, 1961 have been there since the foundation of the income tax act. The reason for the same could be the existence of the salaried class in huge number since then. These deductions exist to extend some income tax relief only to the salaried class. Though there have been several amendments in this section, the benefit that it actually extends to such taxpayers is really a matter of probe. The reason is that the maximum amount of deduction under this section if all the required conditions are fulfilled, comes to Rs. 57,500 for a government employee (Rs. 50,000 of standard deduction, Rs. 5,000 on entertainment allowance and Rs, 2,500 on professional tax) while it comes to Rs. 52,500 a non-government employee (Rs. 50,000 of standard deduction and Rs, 2,500 on professional tax). This paper, thus, makes an attempt to critically examine the deductions available under section 16 of the Income Tax Act, 1961 to the salaried class and also make a few suggestions in the said section.


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Deduction from Salaries, Section 16, income tax.

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  Paper Title: FACTORS INFLUENCING THE PURCHASE OF LUXURY GOODS BY UNIVERSITY STUDENTS IN MALAYSIA

  Author Name(s): Zhang Dengkai, Guo Tingxiu

  Published Paper ID: - IJCRT2009376

  Register Paper ID - 199075

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009376 and DOI :

  Author Country : Foreign Author, 63000, ???? , Cyberjaya, ???? , | Research Area: Management

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009376
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  Title: FACTORS INFLUENCING THE PURCHASE OF LUXURY GOODS BY UNIVERSITY STUDENTS IN MALAYSIA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Management

 Author type: Foreign Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 2936-2956

 Year: September 2020

 Downloads: 1516

  E-ISSN Number: 2320-2882

 Abstract

This paper mainly studies the factors influencing the purchase of luxury goods by university students in Malaysia. The first part mainly studies the background of luxury goods and related problem statement and determines the research objectives. The second part is to analyze the previous analysis and research done by scholars, determine independent variables and dependent variables, and explain them. The third part is to determine the research methods, quantitative analysis methods and collected data. The fourth part mainly analyzes the data and supports the assumptions based on the data. The fifth part summarizes this paper.


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Social Class, Group Influence, Motivation, Perception, Luxury products, Students, Malaysia

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  Paper Title: FACTORS INFLUENCING THE PURCHASE OF SHARES BY MALAYSIAN RETAILERS IN INVESTMENT

  Author Name(s): Guo Tingxiu, Zhang Dengkai

  Published Paper ID: - IJCRT2009375

  Register Paper ID - 199089

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2009375 and DOI :

  Author Country : Foreign Author, 63000, Malaysia , Cyberjaya, Malaysia , | Research Area: Management

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2009375
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  Title: FACTORS INFLUENCING THE PURCHASE OF SHARES BY MALAYSIAN RETAILERS IN INVESTMENT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 8  | Issue: 9  | Year: September 2020

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Management

 Author type: Foreign Author

 Pubished in Volume: 8

 Issue: 9

 Pages: 2920-2935

 Year: September 2020

 Downloads: 1404

  E-ISSN Number: 2320-2882

 Abstract

The study focuses on the factors that influence the investment of Malaysian retailers to buy shares. As the stock market matures, more and more people buy stocks to make money. The study used a descriptive survey design. The target audience is 200 retailers. The report is divided into five parts. The first part is the introduction, including the question, the research purpose. In addition, issues related to the report and the impact of unresolved issues are included. The second part is about the factors that affect the stock purchase among retailers. Several critical literatures will be provided to support this view. The third part is about hypotheses, research methods, questions in the questionnaire, population, sampling, questionnaire methods and some definitions of data screening and data testing. The fourth part is the data analysis, the last part is the research results and conclusions of this paper.


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Share buying?Retailer investment?Investment

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