Volume 13 | Issue 9 |

 Abstract

Financial literacy has emerged as a vital life skill, particularly for young adults who are beginning their financial journeys in an era of rapid market changes, digital platforms, and widespread misinformation. This study investigates the influence of financial literacy on the investment decisions of young investors in Bhopal, India. Using a structured questionnaire administered to 120 respondents aged 18-30, the research analyses levels of awareness, preferred investment avenues, and risk tolerance, employing descriptive statistics and Chi-square tests to assess associations between age and investment behaviour. The findings reveal that while awareness of investment options is relatively high, actual participation remains modest. Mutual funds and fixed deposits dominate portfolios, reflecting a preference for low- to medium-risk instruments, whereas cryptocurrencies and other volatile assets attract limited interest. Although no statistically significant relationship is found between age and investment behaviour, the results suggest that financial literacy enhances confidence, diversification, and the use of digital investment tools. The study contributes to commerce literature by providing an empirical snapshot of youth investing in an Indian context and highlights the persistent gap between financial knowledge and investment action. It recommends a twin-track approach: integrating financial education into academic curricula and designing youth-centric financial products that encourage responsible participation in markets.

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 Keywords

Financial literacy; Investment behaviors; Risk perception; Youth; India; Commerce; Fintech

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This Research study seeks to explore the ways of traditional and digital trade channels are merging, the flexible technical innovations and breakthroughs in form of artificial intelligence and blockchain technologies are advancing, the obstacles these emergences are causing to the business enterprises, consumers, and regulatory bodies. To bridge the gap, the study attempts to connect by providing an analysis of the implications of digitalization on business, the role of revolutionary technologies and shifting of consumer preferences and the challenges faced by the merchants

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 Keywords

: Artificial Intelligence (Ai), Blockchain, New emerging trends in commerce, -Commerce, Digital Commerce.

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When a star dies, it becomes a gateway to the most extreme frontiers of physics. Its remnants--white dwarfs, neutron stars, and black holes--are not just stellar corpses, but natural laboratories that expose the limits of classical and quantum mechanics. This paper aims to (1) offer a clear, intuitive understanding of the physics behind each end state with minimal reliance on mathematics, and (2) men- tion key research and observations shaping modern astrophysical thought.

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Stars, gateways, quantum mechanics, astrophysical

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QR codes have become a widespread means for conveying URLS and other information in a quick, scannable format. However, this convenience has also created ways for cyber threats, where attackers embed malicious URLs that lead to phishing sites, malware downloads or other harmful content. This project presents a Malicious QR detection Module that uses machine learning to assess the safety of the URLs embedded within the QR codes. By extracting and analysing embedded URLs, the system classifies QR codes as either malicious or non-malicious based on learned patterns associated with cyber threats. The URL is normalized; features are extracted and vectorized such that a trained model can detect indicators of compromise and can enhance user security by warning against unsafe links before engagement.

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 Keywords

QR Code Security, Malicious URL Detection, Machine Learning, XGBoost, Real-time QR Scanning, Feature Extraction, TF-IDF Vectorization, URL Classification.

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 Abstract

This study aimed to assess the effectiveness of an informational booklet on the knowledge, attitude, and prevalence of risk factors regarding breast cancer among womenaged20-50yearsinselectedcollegesinBhopal.Apre-experimental,one-group pre-test post-test design was used, and 250 women were selected through purposive sampling. The study evaluated the impact of the informational booklet in improving awareness and identified associations between knowledge levels and demographic variables. The results indicated a significant increase in knowledge after the intervention. The studyalso found associations between age at menarche and the pre- test level of knowledge. The findings emphasize the role of informational booklets in enhancing knowledge about breast cancer and suggest practical applications for nursing education and health promotion.

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 Keywords

Breast Cancer, Informational Booklet, Knowledge, Attitude, Risk Factors, Women, Health Education, Awareness, Pre-test, Post-test, Nursing Education

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Creative Commons Attribution 4.0 and The Open Definition

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In the 21st century, there has been a massive revolution in the educational sector with the integration of Information and Communication Technology (ICT) and the internet worldwide. The main objective of this study was to explore the perception of D.El.Ed. pupil teachers on implementation of blended learning at the elementary level with respect to their gender and locality. A cross-sectional survey was conducted among seventy D.El.Ed. pupil teachers (academic year: 2023-25) from different training colleges in the North 24 PGS district of West Bengal. The study used self-administered questionnaire (5-point Likert scale) which consist of two sections, section-A seeks socio-demographic information of the respondents and section-B covers 20 statements with 5-point likert scale [Strongly Agree (SA), Agree (A), Neutral (N), Disagree (D), and Strongly Disagree (SD)] about perception on implementation of blended learning at elementary level . Content validity of the tool was done through experts' judgment. The collected data were analyzed statistically using descriptive statistics and t-test. From this study, it was found that most of the pupil teachers have a favorable attitude towards blended learning. From the result of this study, it was also found that there was no statistically significant mean difference in perception on implementation of blended learning at the elementary level among the D.El.Ed. pupil teachers with respect to their gender and locality.

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 Keywords

Blended learning, Perception, Pupil teachers, Elementary level

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 Abstract

Urdu Afsana

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Afsana

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This paper explores the impact of social media on the price volatility of memecoins, a subset of cryptocurrencies known for their viral, community-driven appeal rather than fundamental utility. While previous research has primarily focused on Dogecoin and celebrity endorsements, this study expands the scope by analyzing lesser-known memecoins such as $MOTHER, $TRUMP, Keikus Maximus, and Shiba Inu. This study compares historical price data from websites like CoinGecko and Investing.com with tweets from well-known individuals like Elon Musk, Donald Trump, and Iggy Azalea. Before and after particular posts, the price movements of memecoins such $MOTHER, $TRUMP, Keikus Maximus, and Shiba Inu were monitored, and percentage changes were computed to evaluate the short-term volatility caused by social media activity. Findings reveal a strong correlation between influencer-driven social media activity and short-term price spikes, with Elon Musk emerging as the most impactful individual. The study also highlights the role of online communities and meme culture in creating price volatility through organic, collective action, independent of direct celebrity promotion. These insights underscore the speculative nature of memecoin markets and the power of digital influence in shaping financial behavior.

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Cryptocurrency

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This study explores the importance of cyber hygiene awareness and threat modelling in higher educational institutions. With increased digitalization, universities face growing cyber risks due to weak infrastructure, user unawareness, and role- specific gaps in security behaviour. Drawing insights from research papers, the review highlights that faculty often have higher cybersecurity awareness than staff, generic training is less effective, and institutions are vulnerable to threats like phishing and ransomware. The analysis also emphasizes the need for interactive, role-based training and institutional accountability. The paper concludes by recommending a tailored threat modelling framework to enhance cyber resilience in academic environments

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 Keywords

Cyber Hygiene, Threat modelling, Higher education, Cybersecurity Awareness, Role-Based Training

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Creative Commons Attribution 4.0 and The Open Definition

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Tenancy farming and sharecropping constitute essential yet often neglected facets of Indian agriculture. A significant portion of agriculture in Odisha is done by landless and marginal farmers via leasing or sharecropping arrangements. Despite their contribution, these farmers remain excluded from institutional loans, crop insurance, procurement systems, and welfare programs owing to the lack of permanent land titles. This article examines Odisha's tenancy policy framework and the consequences of reforms through a mixed-method approach, incorporating policy analysis, secondary data, workshop contributions, and field investigations. It juxtaposes the viewpoints of tenant farmers with changing legislative measures to underscore advancements and enduring disparities. The research analyses the 2016 Model Land Leasing Act and state measures like KALIA, BALARAM, and reforms in paddy procurement. Evidence from Ratanpur, Niali Block, Cuttack, indicates that although Odisha has implemented novel credit and welfare mechanisms, institutional impediments, especially informal tenancy and insufficient understanding of schemes, persistently hinder inclusion.

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 Keywords

Tenant farmers, Sharecroppers, Agricultural tenancy, Land leasing reforms, Informal leasing, Concealed tenancy, Inclusive agrarian policy, Odisha

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Creative Commons Attribution 4.0 and The Open Definition