Volume 11 | Issue 8 |

 Abstract

The availability of digital payment technologies (such as internet banking, mobile money, and credit/debit cards) has rapidly increased in the developing world, and is a cornerstone for financial inclusion initiatives in developing countries. Despite significant efforts to promote digital payments, rates of adoption remain modest in some low-income groups. In particular, the rate of adoption in members of self help groups remains low despite significant efforts to promote adoption. In this paper, we consider possible reasons for the low rates of adoption among members of Self help groups is considered. The study is conducted in Udupi District of Karnataka state. Using survey data for 100 respondents of members of various SHGs such as Navodaya Sangha, Sthri Shakthi group and Dharmasthala Gramabhivridhi Swasahaya Sangha. It is found that majority of them are not yet open to digital transforming. Most of the members of SHGs are poor and from rural background. Therefore this paper is an attempt to study about the approach of the members of SHGs towards self help groups towards digital wallets. In the present cashless economy whether these women are equally aware of digital wallets is the question to be answered. In the era of digitalisation the participation and contribution of members of Self help groups is to be focused.

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 Keywords

Digital payment, Self help groups, digital wallets

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Today, scientific writers must not only have a solid understanding of their subject area but also a strong command of English. To become proficient in a target language, foreign language teachers and students should concentrate on the sometimes-overlooked linguistic form of collocation. In order to suggest a categorization of the categories they include and identify a collocation mistake; this research identifies the lexical collocational errors made in comprehension texts wrote in English by second language learners. Through this research, second language learners will be able to write better and communicate with other writers from across the world more easily. The constant pattern and the essential directions for their rectification may also be determined by identifying the sources of these mistakes. These data could be able to provide light on the actions that Tamil speakers of English take while acquiring new words, making it easier to prevent collocational mistakes and identify the processes that allow for the accurate development of specialised lexical collocations.

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 Keywords

collocation; collocational errors; Factors; lexical collocations; grammatical collocations.

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The high-order precept of sandwich structures with bendy middle is used to examine the bending of spherical and cylindrical sandwich shells. The round and cylindrical sandwich shell is composed of a bendy core and composite facing sheets. The conduct of the cylindrical sandwich shell is described by a excessive-order sandwich shell concept, which additionally explains nonlinear distortions of the move-sectional plane of the bendy middle in addition to versions in its top. A cautious, planned closed-form method is used to assemble the variation requirements-primarily based idea. Simple components inside the model don't have any precondition for the displacement distribution. In this examine, the face sheets are modeled using a traditional shell, and the 3-dimensional elasticity answer is used to calculate the pressure and displacement of the bendy middle.

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impact analyses cylindrical and spherical sandwich shells, catia, ansys, Bending test composite material glass fiber.

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Creative Commons Attribution 4.0 and The Open Definition

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This paper tries to examine the true meaning and effect of the term ‘parliamentary privileges’. The author begins with an introduction to the very basic understanding of the term. He has dealt deeply with Constitutional provisions in Article 105 and 194 and then gone on to link these with British Constitutional concerns to provide a little historical aspect. The author has also tried to examine just how wide and sweeping the powers truly are within these provisions. Towards the end, he has examined several case laws that have added to widen the interpretation of rights that may be read within the parliamentary privilege.

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 Keywords

Parliamentary Privilege, Constitution, Provisions, Rights, Speech.

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Creative Commons Attribution 4.0 and The Open Definition

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The rise of Khaljis to power in 1290 brought important changes in the political structure of Delhi Sultanate which had its explicit impact on the composition of the ruling elite of the state and sought support from Turkish as well as Indians to occupy the throne. They did not give precedence to lineage in the army and did not make it a criterion for the appointment. One of the leading nobles of Alauddin Khalji’s period was undoubtedly the slave named Malik Kafur whom Barani has put under the third category of nobles who brought destination of the Alai government. However, contemporary chroniclers like Barani and Amir Khusrau have not mentioned his early life and career, but Isami has traced him as of Mathura descent who spent his young age as a slave of a wealthy merchant of Khambayat, Gujarat. He was a Hindu convert in the service of Khawaja of Khambayat. However, Barani has mentioned that during the third year of Alauddin’s reign, he nominated his two generals namely Nusrat Khan and Ulugh Khan for the expedition of Gujarat. They ransacked the entire territories of Gujarat and brought much valuable treasures, which included elephants, women and daughters who fell into the hands of Muslim army. Nusrat Khan went to Khambayat, forcibly took large sums of money, gems and other valuables from the merchants and also forcibly took Malik Kafur Hazardinari.

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LIFE AND CONTRIBUTION OF MALIK KAFUR: LEADING NOBLE OF ALAUDDIN KHALJI.

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Background: Internet addiction is very serious problem in today’s time among children and also among younger adults in India. It has become an important health and social issues in India. This review aimed to evaluate the prevalence of internet addiction among adolescents, factors responsible for internet addiction and its impact Method: I searched following data base like PubMed, Medline, also through google scholar search engine and offline journals. Review included studies related to Prevalence of Internet addiction among adolescents, factors affecting internet addiction and studies related to Negative impact of internet addiction on Adolescents Result: The result revealed that Prevalence of Internet addiction ranged from 0.4% to 50.8% among adolescents which was identified by using Youngs Internet addiction scale. communication, accessing explicit material, and financial gains, accessing sex-oriented materials, and spending excessive time online, motivations for internet use, mental health, social skills, Environmental factors contribute to Internet addiction. Internet addiction had negative impact on physical health, psychological health and Academic performance Conclusion: There is a need to conduct much more studies on internet addiction, need to develop preventive strategies on prevention of Internet addiction and conduct comparative studies among urban and rural adolescents

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A Systematic Review And Research Agenda Of Internet Addiction Among Adolescents

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Familial relationships, especially parental relationships, act as primary context for the overall development and well-being of the child and thus are frequently researched. If there is a strain in these relationships, it can lead to significant and long-lasting negative outcomes for children. The current research aimed to study inter-parental conflict as a predictor of self-esteem and attachment styles of adolescents. For this purpose, a sample of 100 adolescents aged 12-17 years was selected. Children's Perception of Inter-Parental Conflict Scale (CPIC), Rosenberg's Self-Esteem Scale (RSES) and Attachment Styles Questionnaire (ASQ) were utilized as research tools. Data was analyzed using SPSS and the various statistical tools used included Independent samples t-test, Correlation and Regression analysis. The results showed inter-parental conflict and self-esteem were negatively correlated, however, a significant relationship was not found between inter-parental conflict and attachment styles of adolescents. Furthermore, it was concluded that inter-parental conflict is a predictor of self-esteem of adolescents.

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inter-parental conflict, self-esteem, attachment styles, adolescent

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The review paper delves into the biology of Rhipicephalus microplus which is a significant cattle tick species. As a pervasive ectoparasite, R. microplus poses a substantial threat to livestock, causing economic losses and compromising animal welfare. By comprehensively examining its life cycle, morphology, and pathogenicity, this review aims to shed light on the tick's impact on cattle health and productivity. Additionally, the paper explores preventive measures and discusses the potential consequences of tick-borne diseases, emphasizing the urgent need for effective control strategies. Studying R. microplus is crucial for safeguarding cattle farming and ensuring sustainable livestock management in the face of these challenges.

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Rhipicephalus microplus , Ectoparasite, Pathogenicity , Livestock.

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The sartorius (दीर्घायामा)is one of the muscles in the front of the thigh. It starts at the foremost part of the hipbone, known anatomically as the anterior superior iliac spine. From here, the muscle crosses the front of the thigh and connects with the tibia. The sartorius (दीर्घयामा) muscle is a thin, long, superficial muscle in the anterior compartment of the thigh. It runs down the length of the thigh, runs over 2 joints—hip and knee joints and is the longest muscle in the human body.

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Sartorius (दीर्घायामा) muscle, Anatomy.

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Creative Commons Attribution 4.0 and The Open Definition

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This study explores the factors influence on website quality and its impact on online compulsive buying behavior in the context of online shopping Organizations based on – amazon, flipkart, myntra, meesho and online impulsive buying behaviour. It also explores factors that lead to describe the quality of an online shopping website. A customer survey questionnaire was distributed to collect primary data. secondary data for the study is collected from published journals, magazines, newspapers, and different websites. Target customers are who shop from four major online shopping organizations - amazon, flipkart, myntra, and meesho, the study examines how various dimensions of website quality, such as usability, ease of use, entertainment, complementary functions, and product image quality influence compulsive buying behavior. This study follows literature study, positive worldview, and utilized contextual investigation plan. The variables that are considered from literature review and from observation as factors influencing that lead to website quality are usability, ease of use, entertainment, complementary functions, and product image quality. A Convenience sampling technique was utilized for data collection. The data was gathered by qualitative substance investigation strategy through passing questionnaire. sample consisted of 220 respondents. Data were analysed using SPSS and examined descriptive statistics, frequencies and reliability to ensure the quality of our obtained data. Factor analysis is performed to explore the underlying dimensions that explain the relationships between the multiple variables. To evaluate the connections among the research components of the study correlation, multiple linear regression, t- test and ANOVA are used. The study found that the majority of respondents were male and unmarried, with a higher frequency of employed individuals. The highest frequency of online shopping was observed in the 20-30,000 income group. Amazon and Flipkart had less anxiety and impulsive shopping, while Myntra and Meesho had balanced responses. Regression models predicted website usage and identified factors influencing online impulsive and compulsive buying behavior. Gender, marital status, age, education, and occupation did not significantly affect compulsive buying behavior. The results indicate that website quality significantly affects compulsive buying behavior, with being the most influential factors. The study provides important insights for famous online shopping organizations like amazon, flipkart, myntra and meesho to improve website quality which will help e-commerce website to increase their sales.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Website quality, Online Compulsive buying behaviour, Use of online shopping website - Amazon, Flipkart, Myntra, Meesho, Online Impulse buying behavior, Consumer behaviour.

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Creative Commons Attribution 4.0 and The Open Definition