Volume 12 | Issue 5 |

 Abstract

Banking industry has the major activity of lending money to those who are in need of money. In order to payback the principle borrowed from the depositor bank collects the interest made by the principle borrowers. Credit risk analysis is becoming an important field in financial risk management. Many credit risk analysis techniques are used for the evaluation of credit risk of the customer dataset. The evaluation of the credit risk datasets leads to the decision to issue the loan of the customer or reject the application of the customer is the difficult task which involves the deep analysis of the customer credit dataset or the data provided by the customer. In this paper we are surveying different techniques for the credit risk analysis which are used for the evaluation for the credit risk datasets. Credit card fraud is a serious problem in financial services. Machine learning algorithm based fraud detection scheme is implemented for detect the fraud card. The methods which use long short- term memory (LSTM) networks and majority voting methods are applied. To evaluate the model efficacy, a publicly available credit card data set is used. Then, a real-world credit card data set from a financial institution is analyzed rate.

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Credit Card Fraud Detection

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- This paper contributes to enhancing time-to-market and ensuring the reliability and compliance of instrument clusters with safety standards. By utilizing Software-in-the-Loop (SIL) simulation, it streamlines development processes and fosters innovation in automotive design. As automotive technology rapidly evolves, SIL simulation becomes pivotal for efficient development and validation. Addressing challenges such as real-time data processing and integration with vehicle networks, SIL simulation reduces costs, mitigates risks, and improves software-intensive systems' quality. Its early validation and iterative development capabilities make it essential for engineers worldwide. This approach leverages communication with CAN and integration with ECUs to further enhance instrument cluster functionality.

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 Keywords

- Instrument clusters, Software-in-the-Loop simulation, Reliability, Safety standards, Automotive design, CAN bus, Electronic Control Units (ECUs), Quality improvement.

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Drawing from psychological research and clinical observations, this abstract examines the intersection between submission and emotional expression, highlighting the detrimental effects of repressed emotions on mental health and overall well-being. It sheds light on how individuals may adopt a submissive stance, suppressing their true feelings to conform to social expectations or avoid conflict, thereby exacerbating the impact of emotional trauma. Through case studies and theoretical frameworks, this abstract elucidates the complex interplay between submission, emotional expression, and trauma recovery. It underscores the importance of creating safe spaces for individuals to express their emotions authentically, free from judgment or retribution, in order to facilitate healing and resilience. Irrespective of general perception, in a deeper sense the emotional trauma is a hazard which is more often a consequence of being submissive and inexpressive. Traditionally social norms have dictated certain gender roles for men and women. Men are generally regarded as dominant, masculine, independent and expressive. In contemporary society, however women being enforced to perceive themselves as recessive, dependent, submissive and inexpressive. Some women nonetheless continued to adopt gender roles in which self objectification may persist. 'Self objectification occurs when the objectifying gaze is turned inward, such that women view themselves through the perspective of an observer and engaging chronic self surveillance'. This causes more inexpressiveness and enhances emotional trauma which leads to different chaotic disturbances in women life. This abstract delves into the often-overlooked hazard of submissive silence in the face of emotional trauma. It explores how societal norms and personal dynamics can compel individuals to suppress their emotional distress, leading to profound and often unrecognized consequences. Drawing from psychological research and clinical observations, this abstract examines the intersection between submission and emotional expression, highlighting the detrimental effects of repressed emotions on mental health and overall well-being. It sheds light on how individuals may adopt a submissive stance, suppressing their true feelings to conform to social expectations or avoid conflict, thereby exacerbating the impact of emotional trauma.Through case studies and theoretical frameworks, this abstract elucidates the complex interplay between submission, emotional expression, and trauma recovery. It underscores the importance of creating safe spaces for individuals to express their emotions authentically, free from judgment or retribution, in order to facilitate healing and resilience. Furthermore, this abstract discusses the broader societal implications of submissive silence, including its contribution to cycles of abuse, perpetuation of power imbalances, and erosion of individual agency. It calls for a reevaluation of cultural norms and interpersonal dynamics that discourage emotional vulnerability and promote stoicism at the expense of genuine connection and growth.To address this issue, multifaceted strategies are necessary. Educational interventions focusing on deconstructing traditional gender norms can challenge ingrained beliefs about feminism and encourage emotional literacy from an early age. Mental health initiatives tailored to women's needs, such as female-friendly therapy spaces and support groups, can provide safe environments for emotional expression. Moreover, fostering inclusive workplaces and communities that value emotional openness and vulnerability can create conducive environments for women to express themselves authentically. In conclusion, this abstract emphasizes the urgent need to recognize and address the hazard of submissive silence in the context of emotional trauma. It advocates for fostering environments that validate and support emotional expression, empowering individuals to navigate their experiences with courage, authenticity, and resilience.

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 Keywords

Inexpressiveness, emotional, trauma, submissive, hazard, self objectification, chaotic, feminism

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This paper discloses a virtual conversational method and system to relieve the psychological stress of adolescents. It also aims at providing some positive information through continuous dialogue answers in order to guide adolescents to think and face difficulties with a positive and optimistic attitude and the agenda of reliving the psychological pressure of the adolescents can be achieved. Conventional face-to-face stress detection and relief methods do not work when confronted with those adolescents who are reluctant to express their negative emotions to the people in real life. In this paper, we would like to present an adolescent- oriented intelligent conversational chatting system called "HappySoul", which acts as a virtual friend who can assist to encourage, understand, comfort, and guide stressful adolescents to pour out their bad and negative feelings, thereby releasing the stress. Chatbots, or conversational interfaces, present a new way for adolescents to interact with computer systems. This chatbot will allow a user to simply ask questions in the same way that they would address a human. The technology at the core of the proposed chatbot is natural language processing ("NLP"), RNN and client server architecture with the help of Android GUI

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 Keywords

1. Virtual conversational method 2. Psychological stress relief 3. Adolescents 4. Positive information 5. Continuous dialogue 6. Positive and optimistic attitude 7. Stress detection and relief methods 8. Reluctance to express negative emotions 9. Adolescent-oriented intelligent conversational chatting system 10. "HappySoul" 11. Virtual friend 12. Encourage, understand, comfort, and guide 13. Pour out bad and negative feelings 14. Chatbots 15. Conversational interfaces Natural language

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Fast-dissolving films (FDFs), which take advantage of the benefits of rapid absorption and simplicity of administration, have become a promising drug delivery option. This study looks at the formulation, benefits, drawbacks, and technologies used in different preparation techniques as well as the difficulties faced during the formulation and development of FDFs. FDFs are made using five main techniques, which can be applied singly or in combination. These techniques allow for the creation of thin, quickly dissolving films that are appropriate for oral administration and provide flexibility in formulation design. However, there are several difficulties in the formulation and development of FDFs. To overcome unpleasant drug flavors, these include taste masking; maintaining stability against moisture sensitivity; achieving uniformity in drug content and dissolution profiles; resolving issues with loading complex formulations or high doses; and managing manufacturing complexities connected to specialized tools and procedures.

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Fast-dissolving oral film, Solvent casting method, Polymer.

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This study aims to investigate the intricate relationship between perceived stress, parental authority, and resilience among young adults. Resilience, the ability to bounce back from adversity, is a crucial factor in determining mental health and well-being. Understanding the factors that contribute to resilience can provide valuable insights for developing interventions to support young adults in navigating the challenges they face. Perceived stress and parental authority are two significant factors that may influence the development of resilience in this demographic. By employing a mixed-methods approach, including surveys, this study seeks to delve into the nuanced dynamics at play. Results will contribute to the existing literature on resilience and inform strategies for promoting resilience among young adults.

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"Study to assess the impact of Perceived Stress and Parental Authority on Resilience in Young Adults"

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Abstract: Assessment and Accreditation process conducted by NAAC has emerged as a big challenge to the colleges situated in rural areas. As compared to the colleges in urban areas, the colleges in rural areas have to suffer from several problems. For NAAC Assessment and Accreditation information about seven criteria of NAAC that are mandatory to evaluate the performance of the colleges in rural areas. The new NAAC revised frame work methodology tries to bring about uniformity in the model of Assessment and Accreditation; however, applying same yardsticks to all colleges in rural areas, may not fetch desired results considering their social, economic and geographical conditions and other factors. In this context, this paper focuses on the following aspects: revised frame work methodology of NAAC, the concept of Assessment and accreditation process, various issues in rural colleges faced by NAAC, and steps to prevent those issues.

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Key words: Colleges in Rural Area, Accreditation and Assessment, NAAC.

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The Panchayati Raj system as the Local self-governance in a democratic system was formulated by our constitution makers. If we go back to human history, Panchayat will be revealed to be the most fundamental unit of democracy. In the views of Mahatma Gandhi, "Indian Independence must be at the bottom and every village ought to be a Republic with Panchayat, having powers." The Panchayati Raj system, which stretches back to ancient times and has survived in Sultanate, Mughal, and even British invasion and control in India, has been accorded a legitimate position in the directive principle of state policy in Article 40 of the Indian constitution. As a result of this, the Panchayati Raj system was first introduced in the Nagaur district of Rajasthan in 1959 to ensure the participation of the people in the democratic process. Through this paper, an attempt was made to analysis the evolution and revival of the Panchayati Raj system in India.

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 Keywords

Panchayati Raj, self-governance, constitution, Independence, participation, democratic process.

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Heavy metals in wastewater can cause serious environmental problems and could harm to human body. Therefore, heavy metals needs be removing from the wastewater. Coagulation base methods are popular used nowadays with proved effects. New methods such as the application of nanomaterials have brought more possibilities to increase the removal effects for certain heavy metals. Among these nanomaterials, graphene oxide has gained a lot of interest because of its large surface area and unique structure. Moreover, graphene oxide is a environmentally friendly material. But most of the reported studies did not use real wastewater samples but simulate ones prepared in labs. Therefore, the removal effects needs to be experimentally evidenced by using real wastewater samples. In this project, I have studied the removal effects of pristine and modified graphene oxide using wastewater collected at the wastewater treatment plant in Rajkot (Nyari wastewater treatment plant). Moreover, I have also studied the heavy metal removal effects of combined coagulation method and graphene oxide. Results has shown that graphine oxide has similar removal effects to the coagulation method, indicate the enormous potential of graphine oxide in wastewater treatment!

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 Keywords

Wastewater, Heavy metals, Graphene oxide, Removal efficiency

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The research paper delves into life, principle, and impact of Mahatma Gandhi ,tracing his evolution from a young lawyer in South Africa to the iconic leader of india's independence movement. The advent of Mahatma Gandhi onto the Indian political scene ushered in a transformative chapter in the Indian nationalist struggle, often characterized as an epoch of widespread grassroots engagement and mobilization.

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 Keywords

captivate, endeavor, defied, formidable,

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