Volume 11 | Issue 3 |

 Abstract

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Municipal Finance, Municipal corporation, Revenue expenditure, Capital expenditure, Amalgamation and merger of Municipalities.

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Merger and acquisition (M&A) activities have become increasingly common in the banking sector over the past few decades. This study aims to investigate the trends, motives, and outcomes of M&A activities in the bank of Baroda, with a focus on the impact of M&A on the financial performance of the merged entities. The findings of this study indicate that M&A activities in the banking sector are driven by several motives, including achieving economies of scale, diversification, expansion into new markets, and consolidation. The study also found that the impact of M&A on the financial performance of the merged entities varies based on several factors, such as the size of the merging entities, the mode of financing, the level of regulatory scrutiny, and the cultural compatibility between the merged entities. Overall, the study concludes that M&A activities in the banking sector can create significant value for shareholders, but they also pose several challenges. Successful M&A activities require careful planning, effective integration, and proper risk management to achieve their intended objectives. The study recommends that banks considering M&A activities should carefully evaluate the potential benefits and risks, seek regulatory approvals, and ensure effective post-merger integration to maximize the benefits of M&A.

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MERGER, ACQUISITION, BANK OF BARODA

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Ocular manifestations of tuberculosis are rare and diverse, the most common manifestation of ocular tuberculosis is choroiditis. We describe a patient who presented a unilateral active multifocal choroiditis with panuveitis, and was diagnosed with presumed ocular tuberculosis. This case shows that the diagnosis of ocular tuberculosis can be made in the presence of a number of clinical and biological epidemiological arguments, and treatment must be started as soon as possible.

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presumed ocular tuberculosis, multifocal tuberculosis, uveitis.

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In both domestic and international arbitration, the arbitrability of the subject matter is a primary consideration before the courts and arbitral tribunals. When a party submits a dispute for arbitration, their opponent may resist the arbitration proceedings on the grounds that the dispute is non-arbitrable according to the law of the State and should only be decided by the competent court. In such situations, the arbitrator or court must decide whether a particular claim or dispute is capable of settlement by arbitration under the applicable law. The issue of arbitrability differs between countries and may also change over time. In most countries, disputes or claims relating to commercial or contractual matters are arbitrable, whereas criminal, family, bankruptcy, and insolvency matters are not. In many countries, legislation and judicial decisions have narrowed the scope of non-arbitrability in order to encourage arbitration between parties.

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Arbitral Tribunal, Arbitrability, Public Policy, UNCITRAL Model Law, New York Convention.

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ABSTRACT Consumer behaviour research is a useful tool in marketing for all sorts of organisation. Also, consumer behaviour is the study of how individuals and groups, and organisations select, buy, use, and dispose of goods, services, ideas, or experiences to satisfy their needs and wants. Studying consumers provide clues for improving or introducing products or services, setting prices, devising channels constructing messages, and developing other marketing activities. Marketers are always looking for emerging trends that suggest new marketing opportunities. Successful marketing requires that companies fully connect with their customers. Understanding consumers - gaining a 360-degree view of both their daily lives and the changes that occur during their lifetimes. Traditionally, a small business would develop their relationships by going from door-to-door to raise awareness and grow their shopping brand. How fast they achieve this depends on their budget and time available to their shopping. The research report on, � A Study on Shopping Behaviour of Women � A Special Reference to Palani� Is To Study How women shopping behaviour can leverage medias to penetrate their markets, reach their customers and develop relationships in a personal and direct manner that can catapult their shopping and raise their awareness as successfully as women�s shopping behaviour. The report also discloses the influence of women�s shopping behaviour.

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Women shopping behaviour, identify the buying behaviour of the women and determinants of buying behaviour of women.

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Smartphones have invaded every facet of everyday life. These have drastically altered the way we engage with one another, get information, and stay connected to our surroundings. The major goal of the current study is to determine the influence of a family�s monthly income on the buying behaviour of smartphones in Haryana. A sample of 1000 smartphone customers from rural and semi-urban regions of Haryana have been chosen for this study. A structured questionnaire has been used to collect the data and SPSS software has been used for the analysis. It has been found that there is a significant influence of a family�s monthly income on the buying behaviour of smartphones in Haryana.

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Smartphones, Customers, Influence and Family Income.

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As the world moves to a Cashless economy, something more has sprung up in this move. Cryptocurrencies are becoming the medium of making payment in this cashless era. The hard cash money has been turned into virtual currencies in an encrypted form. Supported by Blockchain technology, these currencies have changed many of the definitions of today. Transactions in today�s time are slowly moving towards it. But there are uncertainties related to its use and application. This paper aims at understanding the use of Cryptocurrencies through the lens of E-Commerce sector. The ever growing platform of the E- Commerce sector will be very much impacted with the use of such payments. The study includes the understanding of the pros and cons in this respect along with the keys to face the challenges.

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Cryptocurrencies, Blockchain technology, E- Commerce, Transactions

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Hypertension is the common disease of the world and which is the most important target to the world to oppose it . It can be resist by using some Antihypertensive drugs. It is the disease in which blood pressure pressure increases above the Normal level and leads to Hypertension. Now this review consists of the main Antihypertensive Drugs,their structures with Mechanism of Action and its Classification for managing the Hypertension.

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Antihypertensive Drugs, Hypertension, Clinical Management, Losartan

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Abstract:- To this day money transactions in business and other activities are made through cheques and other Negotiable Instruments in India. If the transaction through cheque failed the remedies that existed were filing Civil Suit and filing a complaint for the offence of cheating the only ways till l988. Then the Negotiable Instrument Act is amended and if the cheque is dishonoured it became an offence and punishment is prescribed. There are many amendments made and new provisions are introduced to handle the situations to make the cheque dishonour case proceedings effective. Meanwhile, the government of India is discussing the decriminalisation of the offence of cheque dishonour. Further, even after the inclusion of new provisions, there are difficulties in the Criminal Proceedings of cheque dishonour. The earlier remedies, effects if the amendment of decriminalisation is enforced and existing hurdles in the Criminal Proceedings at present and the way out thereof are discussed in this article.

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Keywords:- Dishonour of Cheque Remedies Hurdles in the Criminal Proceedings of Cheque Dishonour and way out thereof.

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The purpose of this paper is to explore an answer to the question whether it is necessary to artificially construct moral algorithm in order to act morally good or bad.On the basis of moral algorithms AI (machine, robots, etc) make moral decision in the various situation of human life. Firstly,the paper introduces the definition of artificial intelligence and how it works .Further the paper describes specific theory of morality; how it is follow by humans to make decision. Next, the paper narrates some moral algorithms that had been created/developed by engineers. Next, the paper tells what criteria of moral actions are. Further how do machines make ethical decision on the basis of coded moral algorithm and what can be its consequences. The paper concludes that Machine can not take any ethical decisions in the various situations freely.

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Artificial Intelligence, Utilitarianism, Deontology, Ethical Algorithms, Ethical Decision, Free Will, Decision Making Process

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Creative Commons Attribution 4.0 and The Open Definition