Volume 14 | Issue 2 |

 Abstract

The rapid expansion of digital banking services has transformed the financial ecosystem in India, particularly within public sector banks. However, concerns related to security, privacy, and financial risk continue to influence customers' adoption decisions. This study examines the impact of perceived security risk, privacy risk, and financial risk on digital banking service adoption among customers of public sector banks in Bengaluru. Using a quantitative research design, primary data were collected from customers through a structured questionnaire. Statistical tools such as correlation and regression analysis were employed to assess the relationship between perceived risks and adoption behaviour. The findings reveal that security and privacy concerns significantly affect customers' willingness to adopt digital banking services, while financial risk perception moderately influences adoption decisions. The study highlights the need for public sector banks to strengthen cybersecurity measures, enhance transparent data protection policies, and build customer trust through awareness initiatives. The research contributes to the growing literature on digital banking adoption by providing empirical evidence from an emerging economy context and offers practical implications for policymakers and banking institutions aiming to accelerate digital transformation.

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 Keywords

Keywords: Digital Banking Adoption; Perceived Security Risk; Privacy Risk; Financial Risk; Public Sector Banks; Customer Trust; Technology Acceptance.

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The Necklace (Translation of Guy de Maupassant's La Parure)

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MTT assay, Cytotoxicity, TT cell line, Cell viability

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This paper examines the symbolic, affective, and therapeutic functions of food in Amulya Malladi's Serving Crazy with Curry, foregrounding culinary practice as a medium of emotional recovery and identity reconstruction within the diasporic experience. Situating the novel within the emerging discourse of food studies and feminist literary criticism, the study argues that cooking operates as an alternative language through which the protagonist, Devi, negotiates trauma, silence, and fractured selfhood following personal loss. The analysis demonstrates how food becomes a form of embodied expression, enabling Devi to articulate emotions that remain inaccessible through verbal communication. Furthermore, the kitchen traditionally conceptualised as a feminised domestic space is reconfigured as a site of agency, creativity, and relational repair, particularly in the context of the mother-daughter relationship. By tracing Devi's gradual return to speech, culinary creativity, and cultural belonging, the paper highlights the role of everyday food practices in mediating memory, healing, and self-reclamation. The study ultimately positions Malladi's narrative as a significant contribution to contemporary diasporic women's writing, expanding the critical possibilities of reading food as a transformative and restorative cultural practice.

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 Keywords

Food Studies; Diasporic Identity; Trauma and Healing; Culinary Narratives; Gender and Selfhood

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Flexible work in Indian IT industry incorporates range of arrangements ranging from work from home, and hybrid models, to different working hours and shattering the concept of rigid 9-5 work. Such type of work system is impregnated with several benefits that include talent retention, enhanced work life balance, agility, and content work force. Flexible work in Indian IT industry comprises of staggered hours, compressed weeks, and looking at the outcome of the work rather than looking at the working hours. This type of system is a win-win situation both for employees that have balance and autonomy; and for employers that enjoy productivity and cost saving. This research work is focused on IT employees of India, and it aims to unearth ways how flexible working in this sector can boost employee productivity, bring success to the company and help the company to easily retain their talent pool

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: Flexi Work, Remote Work, Hybrid Work, Employee Retention, Work-Life Balance, Work environment.

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Creative Commons Attribution 4.0 and The Open Definition

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Piezoelectric Hydraulic Motor, Dynamics, Materials and Non-linear.

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Creative Commons Attribution 4.0 and The Open Definition

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In the manufacturing industry, ergonomics is essential for improving worker well-being, safety, and productivity. With particular regard to industrial work situations, this essay explores the idea, varieties, and advantages of ergonomics. Ergonomics is defined as the scientific discipline that designs work systems, tools, and tasks according to the physical and mental capabilities of workers. According to the study, there are three main categories of ergonomics: organizational ergonomics, which focuses on work schedules, job design, and communication systems; cognitive ergonomics, which addresses mental workload and decision-making; and physical ergonomics, which emphasizes posture and manual handling.

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Ergonomics, Productivity, Industrial Environment

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In the modern digital era, social media has revolutionized the way individuals seek and secure employment. Platforms such as LinkedIn, Facebook, Instagram, and WhatsApp have become major avenues for job searches, networking, and professional branding. This study examines the role of social media in enhancing employment opportunities in the Malappuram district of Kerala. Using a descriptive research design and a sample of 100 respondents, data were collected through structured questionnaires and analyzed using statistical tools, including the Chi-square test. The findings reveal that while social media plays a vital role in awareness and access to job information, there is no significant relationship between the amount of time spent on social media and the actual employment opportunities received. The study concludes that digital literacy and professional engagement on these platforms are key to maximizing their employment benefits.

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Social Media, Employment Opportunities, Job Search, Digital Literacy, Online Recruitment, Malappuram District

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This research will attempt to combine the Indian Knowledge Systems and modern day management sciences by suggesting a unique conceptual framework that will reconcile ethical philosophy with the present day Human Resource and Accounting processes. Based on the principles of ancient Indian governance idea, the study is made to come up with the MA-SHE (Manusmriti Arthashastra to Sustainable Human Effectiveness) model which conceptually, connects values like duty, truth, ethical wealth creation, and service with current-day corporate governance, auditing, human capital development, merit-based recruitment, financial control, and leadership succession. The methodology used in the research is conceptual synthesis and bibliometric analysis in a dual manner. The conceptual part relates scriptural wisdom in occupational ethics, labor equity, hierarchy, financial discipline and corruption control to modern organizational systems in a systematic manner to emphasize their applicability to ethical and strategic proficiency. A bibliometric analysis of the development of the scholarly work in this field is given to support the theoretical integration and covers 589 publications and 437 sources of 1992- 2025. In the analysis, the results indicate that there is steady research output growth over the years, collaborative authorship patterns are very high, and the level of internationalisation is high as the research output is represented by both developed and developing economies. According to the findings, the indigenous knowledge-based frameworks are gaining momentum and are becoming well-established in the world academic and organizational discourse, and the academic impact is present in terms of citation impact and front-line publication houses. This paper finds that the combination of ethical HR practices, with responsible financial systems with Indic wisdom can be used to enhance the sustainability of the organizations, the quality of governance and the effectiveness of human performance in the long term. The research can help in transforming the concept of management thinking by offering a framework based on empirical information and philosophically informed argumentation and also have practical implications on corporate governance, working on policies and future studies such as the creation of value-based performance system and comparisons with the Western models of management.

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 Keywords

Indian Knowledge Systems; Ethical Governance; Human Resource Management; Accounting and Auditing; Corporate Governance; Sustainability; Indigenous Management Frameworks; Bibliometric Analysis; Human Capital Development; Strategic Effectiveness

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This article analyses the progression of coalition politics in the Indian state of Bihar from 1990 to 2020. Over three decades, Bihar's political environment evolved from the supremacy of caste-based parties led by Lalu Prasad Yadav to a more dynamic period characterized by fluctuating coalitions, governance discourses, and the increasing influence of national political figures. This study assesses the intersection of theoretical frameworks and actual realities in Bihar via the lens of coalition theory, using Riker's minimal winning coalition logic (1962), Leiserson's bargaining proposition (1966), and De Swaan's minimal-range theory (1973). It underscores the ascendance of the Rashtriya Janata Dal (RJD) in the 1990s, the pivotal JD(U)-BJP coalition of 2005, the Mahagathbandhan initiative of 2015, and the resurgence of the National Democratic Alliance (NDA) in 2020. The analysis delineates four evolving features of Bihar's coalition politics: caste aggregation influenced by governance narratives, leader-centric instability, nationalization of state politics, and the influence of minor parties. The results enhance discussions regarding democratic accountability, coalition stability, and governance results in fragmented federations.

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Bihar, Coalition Politics, Rashtriya Janata Dal, Janata Dal (United), Bharatiya Janata Party, Mahagathbandhan, Coalition Theory

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