Important Details
IJCRT - International Peer Reviewed, Open Access Journal, Multidisciplinary, Monthly, Nominal(Low) Fees for Professional Research Services International Journal of Creative Research Thoughts - IJCRT Peer Review Journal, Refereed Journal, Peer Reviewed Journal , Referred Journal and Indexed Journal, Open access, Online and Print Journal,international Journal Open Access, Accepted by Indian and foreign university ,IJCRT Followed Norms, guidelines, requirement, listing criteria and methodology of score/point also applied from: Scopus , Web of Science , UGC Approved , UGC CARE, UGC-CARE .
UGC Approved Journal No: 49023 (18)
UGC approval Link
https://ijcrt.org/ugc%20approval.jpg
All Policy and Approval
Please Like Our Facebook Page | CrossRef DOI and Hard copy of Certificate Provide if required. | www.IJCRT.org | editor@IJCRT.org | WhatsApp: 7990172303
Publication Details:
- Paper Submission : 31-Dec-2025. Call For Paper (Volume 13 | Issue 12 | Month- December 2025)
- Acceptance/Rejection Notification: Within 02-04 Days.
- Paper Publish: Within 02-04 Days after submitting all documents.
-
Submit Your Paper Any time There No deadline.
-
Publication fees : 1570 INR for Indian author & 59$ for foreign International author.
Please Like Our Facebook Page | CrossRef DOI and Hard copy of Certificate Provide if required.
Licence and Indexing
Indexing In Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar | AI-Powered Research Tool, Microsoft Academic, Academia.edu, arXiv.org, Research Gate, CiteSeerX, ResearcherID Thomson Reuters, Mendeley : reference manager, DocStoc, ISSUU, Scribd, and many more | High Impact Factor: 7.97 | Digital object identifier (DOI) and Hard Copy of certificate Provided.
Licence
DOI
ISSN Approved impact factor: 7.97 
Creative Common 
Valid as per new UGC Gazette regulations 
INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
International Peer Reviewed & Refereed Journals, Open Access Journal
IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.
ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 13 | Issue 12 | Month- December 2025
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)
Contact Us Click Here
WhatsApp Contact Click Here
IJCRT Search Xplore - Search all paper by Paper Name , Author Name, and Title
Volume 7 | Issue 2 |
Volume 7 | Issue 2 | Month
Downlaod After Publication 1) Table of content index in PDF
2) Table of content index in HTML 2)Table of content index in HTML
3) Front Page 3) Front Page
4) Back Page 4) Back Page
5) Editor Board Member 5)Editor Board Member
6) OLD Style Issue 6)OLD Style Issue
 |
 |
|---|---|
| IJCRT Journal front page | IJCRT Journal Back Page |
Paper Title: Banker`s Level Analysis as to Basic Aspects of Agricultural Credit in Kerala
Author Name(s): Dr.Sujesh.C.P
Published Paper ID: - IJCRT1133413
Register Paper ID - 193008
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133413 and DOI :
Author Country : Indian Author, 673307, India , Koyilandy, Kozhikode, India , | Research Area: Commerce Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133413 Published Paper PDF: download.php?file=IJCRT1133413 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133413.pdf
Your Paper Publication Details:
Title: BANKER`S LEVEL ANALYSIS AS TO BASIC ASPECTS OF AGRICULTURAL CREDIT IN KERALA
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: April 2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Commerce
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 759-767
Year: April 2019
Downloads: 1635
E-ISSN Number: 2320-2882
Abstract
Abstract Agriculture is a major source of livelihood for majority of the population. As per an ILO estimate employment in agriculture sector as percentage of the total employment was approximately 44 per cent in the year 2018. To stimulate the productivity of these activities, Government of India has, from time to time, given policy thrusts which led to the various agricultural revolutions As a result, the agriculture sector has not only become self-sufficient but has emerged as the net exporter of several agricultural commodities like rice, marine products, cotton etc. The banks as a mediating force for agricultural credit occupy a crucial role since the agricultural sector faces the critical problem of shortage of finance to invest in the agricultural operations. In order to have a better performance in agricultural credit system, all the adverse forces affecting the lenders and borrowers are to be corrected. All the important aspects of agricultural credit are to be given extreme attention by the policy makers, which will be favourable to the bankers as well as borrowers, so that the society can enjoy a productive result of agricultural credit delivery system.
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
Agricultural Credit, Bank, Interest, Security, Margin Money, Processing Fee
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: ANALYSIS OF INTEREST SUBSIDY AS TO AGRICULTURAL CREDIT DISBURSED BY BANKS IN THE STATE OF KERALA
Author Name(s): Dr.Sujesh.C.P
Published Paper ID: - IJCRT1133412
Register Paper ID - 192965
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133412 and DOI :
Author Country : Indian Author, 673307, India , Koyilandy, Kozhikode, India , | Research Area: Commerce Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133412 Published Paper PDF: download.php?file=IJCRT1133412 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133412.pdf
Your Paper Publication Details:
Title: ANALYSIS OF INTEREST SUBSIDY AS TO AGRICULTURAL CREDIT DISBURSED BY BANKS IN THE STATE OF KERALA
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: May-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Commerce
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 751-758
Year: May-2019
Downloads: 1670
E-ISSN Number: 2320-2882
Abstract
Agriculture as a priority sector occupies a prominent role and hence all possible measures have to be taken to protect this sector in its strict sense. As a result, the Government of India have been framing number of initiatives to protect this sector including provision of adequate credit supply. Interest subsidy is another significant measure, which has to be ensured even now to protect the agriculturists from the high cost of borrowings as well as high cost of agricultural accomplishments. Despite the interest subvention scheme is one of the land marks in the history of agricultural credit system, it has not gained much up to the standard. An in-depth analysis of the subsidy system enjoyed by the agricultural borrowers will be highly helpful to the policy makers in order to ensure a defect free and efficient subsidy system. It is clear from the statistics reveal that majority of the agricultural borrowers have not enjoyed the benefit of subsidy and are out of the purview of the interest subsidy system associated with their credit. It is also undoubted that subsidy is an inevitable one in the credit system for the enrichment of the sector. Therefore, some more crucial measures by way of policies, programmes, initiatives and strategies are to be ensured by Governments at various levels to ensure the availability of subsidy as fixed.
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
Agriculture, Bank, Borrower, Commercial Bank, Co-operative Bank, Credit, Interest, RRB, Subsidy
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: MULK RAJ ANAND AS A SPOKEPERSON OF THE DOWNTRODDEN AND UNTOUCHABLES IN THE CONTEXT OF HIS NOVEL ‘UNTOUCHABLE’
Author Name(s): Prajapati Chiragkumar Bhagvandas
Published Paper ID: - IJCRT1133409
Register Paper ID - 192883
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133409 and DOI :
Author Country : N, -, - , -, - , | Research Area: Science & Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133409 Published Paper PDF: download.php?file=IJCRT1133409 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133409.pdf
Your Paper Publication Details:
Title: MULK RAJ ANAND AS A SPOKEPERSON OF THE DOWNTRODDEN AND UNTOUCHABLES IN THE CONTEXT OF HIS NOVEL ‘UNTOUCHABLE’
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: May-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science & Technology
Author type: N
Pubished in Volume: 7
Issue: 2
Pages: 729-732
Year: May-2019
Downloads: 1870
E-ISSN Number: 2320-2882
Abstract
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
untouchability, cleanliness, sufferings, society
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: NANOTECHNOLOGY AND SMART STRUCTURES IN CIVIL ENGINEERING
Author Name(s): MOHIT KUMAR, Ravikant sharma
Published Paper ID: - IJCRT1133403
Register Paper ID - 192065
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133403 and DOI :
Author Country : Indian Author, 136118, India , kurukshetra, India , | Research Area: Science & Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133403 Published Paper PDF: download.php?file=IJCRT1133403 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133403.pdf
Your Paper Publication Details:
Title: NANOTECHNOLOGY AND SMART STRUCTURES IN CIVIL ENGINEERING
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: June 2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science & Technology
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 693-697
Year: June 2019
Downloads: 1629
E-ISSN Number: 2320-2882
Abstract
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: RECRUITMENT AND SELECTION PROCESS IN ROAD TRANSPORT CORPORATION IN KARNATAKA
Author Name(s): Dr.Ramesh L Rathod
Published Paper ID: - IJCRT1133336
Register Paper ID - 191576
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133336 and DOI :
Author Country : Indian Author, 577004, India , davangere, India , | Research Area: Other Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133336 Published Paper PDF: download.php?file=IJCRT1133336 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133336.pdf
Your Paper Publication Details:
Title: RECRUITMENT AND SELECTION PROCESS IN ROAD TRANSPORT CORPORATION IN KARNATAKA
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: May-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Other
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 160-168
Year: May-2019
Downloads: 1698
E-ISSN Number: 2320-2882
Abstract
Bangalore. There were 281 permanent and 11 temporary bus stations with 337 wayside shelters and1009 pick- upshelters. The total number of employees deployed was 59033 and the s taff ratio per s chedule was 6.22. The total number of routes operated wa s13273 with 9493 schedules, route length of 9.49 lakh Kms. and average daily scheduled kms of 31
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
prises as a mother ensures her kids against the en
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: DR KUVEMPURAVARA SRI RAMAYANA DARSHANAMNALLI SATHYA - MITHYAGALA MUKAMUKI
Author Name(s): DR MALLIKARJUNA M
Published Paper ID: - IJCRT1133306
Register Paper ID - 191533
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133306 and DOI :
Author Country : Indian Author, 577004, India , davangere, India , | Research Area: Other Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133306 Published Paper PDF: download.php?file=IJCRT1133306 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133306.pdf
Your Paper Publication Details:
Title: DR KUVEMPURAVARA SRI RAMAYANA DARSHANAMNALLI SATHYA - MITHYAGALA MUKAMUKI
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: May-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Other
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 922-924
Year: May-2019
Downloads: 1721
E-ISSN Number: 2320-2882
Abstract
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
prises as a mother ensures her kids against the en
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: COALITIONS POLITICS IN INDIA: CHALLENGES AND IMPACTS ON REGIONAL IMBALANCE
Author Name(s): Prof.Yamuna .A.Konesar
Published Paper ID: - IJCRT1133271
Register Paper ID - 191491
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133271 and DOI :
Author Country : Indian Author, 577004, India , davangere, India , | Research Area: Other Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133271 Published Paper PDF: download.php?file=IJCRT1133271 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133271.pdf
Your Paper Publication Details:
Title: COALITIONS POLITICS IN INDIA: CHALLENGES AND IMPACTS ON REGIONAL IMBALANCE
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: June-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Other
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 663-667
Year: June-2019
Downloads: 1703
E-ISSN Number: 2320-2882
Abstract
COALITIONS POLITICS IN INDIA: CHALLENGES AND IMPACTS ON REGIONAL IMBALANCE
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
prises as a mother ensures her kids against the en
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: CHALLENGES TO INDIA’S NATIONAL FOOD SECURITY ACT FOR ECONOMIC DEVELOPMENT – A CASE STUDY
Author Name(s): Dr Manjunath.B.Tallur
Published Paper ID: - IJCRT1133270
Register Paper ID - 191499
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133270 and DOI :
Author Country : Indian Author, 577004, India , davangere, India , | Research Area: Commerce Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133270 Published Paper PDF: download.php?file=IJCRT1133270 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133270.pdf
Your Paper Publication Details:
Title: CHALLENGES TO INDIA’S NATIONAL FOOD SECURITY ACT FOR ECONOMIC DEVELOPMENT – A CASE STUDY
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: June-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Commerce
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 654-662
Year: June-2019
Downloads: 1721
E-ISSN Number: 2320-2882
Abstract
the ever-increasing population in India. Owing to the change in preferences in crop productiontechniques over a period of time, several new challenges draw attention to food security.This article discusses various challenges to food security in India. Critical analysis is made onchallenges like climatechange, mismatch between water demand and availability and agricultural crop pricing and
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
prises as a mother ensures her kids against the en
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: HEAT AND MASS TRANSFER IN A MHD CARREAU FLUID OVER A MIXED POROUS PLATE
Author Name(s): Prof.N.Shivaraju
Published Paper ID: - IJCRT1133237
Register Paper ID - 191473
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133237 and DOI :
Author Country : Indian Author, 577004, India , davangere, India , | Research Area: Mathematics Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133237 Published Paper PDF: download.php?file=IJCRT1133237 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133237.pdf
Your Paper Publication Details:
Title: HEAT AND MASS TRANSFER IN A MHD CARREAU FLUID OVER A MIXED POROUS PLATE
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: May-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Mathematics
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 406-413
Year: May-2019
Downloads: 1765
E-ISSN Number: 2320-2882
Abstract
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
prises as a mother ensures her kids against the en
License
Creative Commons Attribution 4.0 and The Open Definition
Paper Title: GLOBAL BUSINESS CHALLENGES AND OPPORTUNITIES
Author Name(s): Prof. Shobha.N
Published Paper ID: - IJCRT1133225
Register Paper ID - 191464
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1133225 and DOI :
Author Country : Indian Author, 577004, India , davangere, India , | Research Area: Commerce Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1133225 Published Paper PDF: download.php?file=IJCRT1133225 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1133225.pdf
Your Paper Publication Details:
Title: GLOBAL BUSINESS CHALLENGES AND OPPORTUNITIES
DOI (Digital Object Identifier) :
Pubished in Volume: 7 | Issue: 2 | Year: June-2019
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Commerce
Author type: Indian Author
Pubished in Volume: 7
Issue: 2
Pages: 328-336
Year: June-2019
Downloads: 1883
E-ISSN Number: 2320-2882
Abstract
There was a massive wave of Western multinational investment in the developing world during the first wave of globalization before the 1920s. The subsequent decades of de-globalization saw the proportion of world FDI in developing countries sharply decline, and it has remained far below pre-1914 levels during the second global economy beginning in the 1980s. The working paper shows how management strategies were shaped by context in each historical period which provided a mixture of opportunity and risk. In the first wave of globalization, MNEs sought access to resources, and governments frequently gave them exclusive contracts and favorable deals in order to build businesses. The major management challenge was to overcome logistical challenges to enable
Licence: creative commons attribution 4.0
License
Creative Commons Attribution 4.0 and The Open Definition
Keywords
prises as a mother ensures her kids against the en
License
Creative Commons Attribution 4.0 and The Open Definition
Call For Paper December 2025
Call For Papers
December 2025
Volume 13 | Issue 12
Last Date :
31-Dec-2025
Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
December 2025
Volume 13 | Issue 12
Last Date :
31-Dec-2025
Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
Published Issue Details
For Authors
Forms / Downloads
Other IMP Links
Indexing Partner
Research Area
LICENSE
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
DOI Details
CONFERENCE
CONFERENCE MANAGMENT & PUBLICATION CONFERENCE PROPOSAL
RECENT CONFERENCE
CONFERENCE PROPOSAL CONFERENCE PROCEEDINGS
CONFERENCE PROPOSAL CONFERENCE PROCEEDINGS
For Reviewer /Referral (RMS) Earn 500 per paper
Important Links
NEWS & Conference
Digital Library
IJCRT RMS | Earn 500 Per Paper.
Open Access
LICENSE
Indexing Partner
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
