Volume 6 | Issue 2 |

 Abstract

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

-

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

-

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

-

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

We show that for crown graphs W4+,W5+,W6+ path union of families are product cordial graphs. Further we show that Wn+ is product cordial

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

labeling, cordial, product, wheel, crown.

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Enhancing efficiency and performance of banks is a key objective of economic reforms in any countries including India. The study attempts to empirically observe the efficiency of Public and Private sector banks considering the efficiency ratios i.e Return on assests and Return on Equity. This study is based on secondry data. Five year data has been used to calculate the efficiency of the public and private sector banks. Efficiency is essential for smooth running of any firm.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Efficiency of Banks, ROA,ROE

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The sewage from colonies as well effluent from industrial units has been identified as main cause for water pollution across our country. The contaminants in wastewater are removed by physical, chemical, and biological means. The individual methods usually are classified as physical unit operations, chemical unit processes, and biological unit processes. The BOD, COD, TSS concentration of sewage ranges from 180-200 mg/l, 300- 440 mg/l and 150-200 mg/l respectively. Under this project report a suit treatment technology has been developed to treat sewage. Treatment technologies consist of filtration, chlorination and biological treatment. The results were very encouraging. The treatment system achieved 94% COD and 95% TSS removal respectively. The treated sewage can be reused for various purpose like cooling water make up, gardening, landscape development, toilet flushing, road washing etc. thus leading towards water conservation.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Biological treatment, Bio filter, BOD, COD, Sewage, TSS

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

GGBFS (Ground Granulated Blast Furnace Slag).

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Pervious concrete, durability, rural road ,Water absorption, Porosity, Cost.

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Introduction Financial inclusion means availability of financial services in the unbanked area where people are depressed and deprived of banking services and facilities. So the basic aim of financial inclusion is to extend financial services to the large hitherto un-served population. RBI has initiated several measure to achieve greater Financial Inclusion such as facilitating no-frill accounts, relaxation on KYC norms, engaging Business Facilitators (BFs) and Business Correspondents (BCs), use of technology, adoption on EBT, GCC, opening of branches in unbanked rural centre etc. The paper highlights the proper progress and benefit assessment in the tribal areas. Against this background, the article concentrates here four objectives 1. To explore the need of financial inclusion for the economic and social development in the backward areas. 2. To analyse various schemes adopted by the government for benefit of all strata of the society including tribals to achieve financial inclusion. 3. To know the nature and extent of financial inclusion implemented in India. 4. To assess the current financial inclusion status in the backward tribal area. The methodology here is analytical and descriptive, which is based on primary and secondary data. To provide financial services to the housesholds and enterprises to make them bankable including savings, short and long term credit, leasing and factoring,mortgages, insurance, pensions, payments local money transfers and international remittances. For economic development equitable growth in the society will achieve through reduction of disparities in terms of income and saving. It is found from the observation that financial inclusion reached to the door steps to the tribal people after 2012 but initiative to invest in different sector is not seen due to illiteracy, unavailability of financial instituition, lack of coordination among the people and financial institution etc. Apart from formal banking system, Financial Inclusion looks both business opportunity and social responsibility. Financial Inclusion Improves the SHG groups and micro-financial institutions.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Financial inclusion, tribal people, nofrill accounts, Know Your Customer (KYC), Business Correspondents (BC), Business Facilitators (BF), Direct Benefit Transfer (DBT), JAM Trinity (J- Jan Dhan Yojana, A- Aadhar and M - Mobile banking )

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Seaweed, Spirulina, Biosorption, Heavy metals, Electroplating wastewater

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Banking sector is the lubricating wheel of modern economy and E-banking is one of the emerging trends of the banking industry which is not quite common yet in a developing country like India so it provides a lot of scope for research. This study examines customer satisfaction towards e-banking services in Kerala.. To serve the objective descriptive research design is used and primary data is collected from 150 respondents with the help of questionnaire. Data is analyzed with the help of weighted arithmetic mean and percentages. It has been concluded that male peoples using more e-banking products than female counterparts, people prefer e-banking mainly due to convenience, simplicity and better terms and conditions. Peoples are more worry about security concern issues.Based on these findings, conclusions were drawn and some feasible recommendations were made.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

E-Banking, Customer Satisfaction, E-Banking products, Services

  License

Creative Commons Attribution 4.0 and The Open Definition