Volume 8 | Issue 12 |

 Abstract

As an emerging financial industry in the 21st century, Internet banking has received more and more attention for its low cost and broad prospects. Foreign banks mainly rely on the unlimited advantages of the network to achieve remote services to make up for their lack of outlets and small scale. For a long period of time in the future, financial competition will ultimately focus on the three strategies of online banking versus traditional banks. Challenge lines: domestic and foreign (Chinese and foreign), industry and outside (industry and mixed), online and offline (online banking and traditional banks). As a result, in addition to competing in traditional business areas, Chinese banks must compete with foreign banks in the field of online financial services. Internet Bank refers to a financial site located on the Internet. It does not have a bank lobby or business outlets. It only needs to enter the site through a computer connected to the Internet and can conduct various banking services in any place 24 hours a day. Financial institutions, also known as "virtual banks (Virtual Bank). In general, online banking includes three elements: one is the need to have the Internet or other electronic communication networks, the other is a financial service provider based on electronic communications, and the third is Financial consumers based on electronic communications. This new way of serving customers can free customers from geographical, time and space constraints. As long as they can access the Internet, they can manage their assets conveniently and quickly at home, in the office or on the road, understand all kinds of information and enjoy banking Various services. In the not-too-long period in the future, online banking will replace the existing traditional bank operations and become the main operating method of the banking industry, which will bring unprecedented impact and challenges to the traditional banking industry. Internet banking has obvious advantages. First, it can greatly reduce operating service costs and create huge profit margins; second, business development is not restricted by time and region, and can maximize business scale; third, business operations only need to "click" on the Internet. Save the human resources of banks and customers; fourthly, speed up the flow of funds along with logistics and reduce the loss of funds in transit. This article discusses the difference between Internet banking and traditional banks and the influence of Internet banking on traditional banks. At the same time, it discusses the functions of Internet banking, the core functions of traditional banks on the development of Internet banking, and the overall impact of Internet banking on traditional banks. Analyze the specific trends of current online banking operations.

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online banking, traditional banks , influence.

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Introduction: Alcohol-related disorders have disrupted the everyday life of the consumer gradually and led to a rise in alcohol-related diseases, violence, including homicide, suicide, sexual assault, and intimate partner violence. Long-term diseases, such as high blood pressure, heart disease, stroke, liver disease, and digestive problems, are also rising due to excessive alcohol intake. Moreover, social problems, including lost productivity, family problems, unemployment, are due to excessive alcohol intake. Aims: To study the effects of adjuvant yoga therapy on stress, anxiety, and depression in patients undergoing an alcohol de-addiction program at Mahatama Gandhi Medical College & Research Institute (MGMC&RI) in Puducherry. Settings and design: Seventy-one male patients undergoing an alcohol de-addiction program were recruited as subjects and randomly divided into Group A, who received Yoga therapy, including daily counseling, as per the CYTER protocol along with standard medication for minimum six sessions of 1 to 1 hour and 30 minutes each session, and Group B, who only received standard medical management. Methods and materials: The patients were administered the Perceived Stress Scale (PSS) and Hospital Anxiety & Depression Scale (HADS) before and after the study period. Statistical analysis used: Statistical analysis was carried out using JASP-0.9.2.0 software. Wilcoxon test was performed for intragroup comparisons, and the Mann-Whitney test was performed for intergroup comparison to arrive at the p values. Results: The intervention group showed significant changes in stress (p=0.0319), anxiety (p=0.0040), and depression (p=0.0571) in the intergroup comparisons, i.e., with the control group. In the intragroup comparisons, i.e., within the intervention group, stress (p<0.001), anxiety (p<0.001), and depression (p<0.01) showed significant changes as well. Conclusion: The results of the present study support previous studies wherein yoga therapy helps in reducing stress, anxiety, and depression levels of the patients.

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stress, anxiety, depression, Yoga, alcohol dependence, ADS, craving

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A Wireless Sensor Network (WSN) is a self-organized network consisting of thousands of low-powered and lightweight systems, and these systems are extremely energy-restricted. The paths for data transfer are chosen to optimize network life in wireless sensor networks(WSNs) in a really manner that maximum power produced across the route is reduced. Sensor nodes are also clustered into disjoint, non-overlapping subgroups, name cluster , to make maximum usability and improved data aggregation. Energy therefore plays a vital role in communication among the nodes of the sensors, as lack of energy can impact the livelihood of the nodes. Energy conservation is also essential for preserving the durability of the network. The suggested clustering of K-means for minimizing energy consumption using cuckoo search (CS) is able to withstand the loss of sensor nodes to maintain uninterrupted communication. The sensor nodes in the cluster will aggregate data to cluster head which later transmit data to base station. The shortest path will be established from cluster head to base station using cuckoo search algorithm with the aid of heterogeneous network. In this work, a protocol for minimizing the energy consumption with efficient clustering using K-means and Cuckoo Search for wireless sensor network is implemented. We also compare the results of proposed approach with existing based on various parameters like number of alive nodes , throughput, minimum energy of sensor nodes ,number of dead nodes.

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wireless sensor networks, clustering, energy efficient clustering, heterogeneous network, LEACH, cuckoo algorithm, network lifetime, energy efficient algorithms, energy efficient routing

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Some rights are necessary to lead a life. Some of the rights which are enshrined in the constitution and are also recognized by the state are known as fundamental rights.People in democratic countries enjoy certain rights, which are ensured by the judicial system of the concerned country. Their violation, even by the state, would not be permitted by the courts. No democracy can function without basic rights. Constitution of Nepal cherishes "fundamental rights". Different social, religious, economic, and political problem in our nation makes fundamental rights significant. Constitution and fundamental rights have close connections with each other. Fundamental rights are amazingly important to guarantee the fullest physical, mental, and moral development of every citizen. They incorporate those basic freedoms and conditions which alone can make life worth living and to fill in as a check on the government. This article is an endeavor topicture the chronicledbackground of the setup advancement alongside discretionaryframework in Nepal by uniting the significant conditions and occasions in such away. Thisstudy is primarily based on constitutions, acts, ordinance, archives, and other documents issued by thegovernment. This article has its principal topic to make readers analyze the different constitutions of Nepal regarding thedevelopment of fundamental rights in corresponding to the seven constitutions enacted by Nepal.

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fundamental rights, constitution, freedom, democracy, government.

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High Performance Concrete (HPC) is widely used around the world for the design of tall buildings, long-distance bridges, gigantic buildings, and for the repair and expansion of existing structures. Consequently, the increasing use of high-strength concrete increases the use of Portland cement. In addition, an increase in cement consumption in the concrete industry leads to an increase in CO2 emissions, which contributes to global warming. Therefore, a significant reduction in the use of cement by replacing part of the cement with mineral additives would be beneficial for the climate. The aim of this experimental study is to identify the effect of the combined use of nano-silica (NS) and fly ash (FA) on the strength properties of concrete. Fly ash and nano-silica are used as a partial replacement for cement. In this experimental study, cement is partially replaced by 30% fly ash and nano-silica 1%, 2%, 3% and 4% by weight. The effect of the combined use of fly ash and nano-silica on the compressive strength, split tensile strength, flexural strength, water absorption and acid resistance of concrete with high performance characteristics (grade M60) is investigated. The test results of HPC concrete prepared using a combination of different proportions of fly ash and nano-silica are compared with test results for controlled concrete.

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Nano Silica, Fly ash, High Performance Concrete

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Creative Commons Attribution 4.0 and The Open Definition

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Arts

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Electronic Warfare is much more evolved than most other domains of information security. The most often exercised electronic warfare types are jamming, which comes under the division of Electronic Counter Measures(ECM). The purpose of jamming is to restrict an opponent�s capability to exchange data by overriding radio transmissions or by sending electronic signals to prevent or disrupt radar detection or convey false information. A number of advanced techniques are used earlier to give us an edge from information warfare. But the emergence of jammers based on digital radio frequency memory holds out the prospect of much more complex attack and defence. DRFM Jamming is a repeater technique, that manipulates received radar energy and retransmits it to change the skin return, the radar perceives. This technique can change the range which radar detects, by changing the delay in transmission of pulses and the velocity which radar detects by changing the Doppler shift of the transmitted signal. There are very few ECM Systems that are available in the global scenario, that have public information. This paper aims at minimization of the architecture of the ECM Systems, such that it can be easily ported in any air based defence/flight. This project discusses the implementation of memory controller for delay modulation and for simulation of delay and Doppler in ECM System. Various performance scenarios are being realized, tested and documented in this paper.

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Digital Radio Frequency Memory, DRFM, Electronic Counter Measures, False Target Generation

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In reliability theory, the concept of aging play an important role in engineering, maintenance, biometrics and many areas of science and technology. The aging concept describe how a component or system improves or deteriorates with age also helps to get an idea in the replacement models. Ever since the work of Barlow et al. (1963) and Bryson and Siddiqui (1969), various classes of life distributions have been introduced in reliability. Classes of life distributions are defined to classify the life distributions according to their ���aging properties. Many researchers dedicates their research towards the identification and investigation of some class of lifetime distributions having physical importance. In the past few decades, the classification of life distributions based on some aspects of aging have been studied by statisticians and reliability analysts. Also the attention have been made to derive their moment inequalities. Among these aspects various forms, we focus on the aging classes which have enormous applications in the areas of biomedical, engineering and statistical studies, namely, decreasing mean residual life (DMRL), increasing mean residual life (IMRL), increasing failure rate average (IFRA), new better than used in convex ordering (NBUC), new renewal better than used (NRBU) and its dual new renewal worse used (NRWU) and new better than used failure rate (NBUFR). We derived the moment inequalities of these classes.

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Moments Inequalities of some Ageing Classes

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Digital technologies are being embraced by organizations by an accelerating pace and hence need digital strategies and digital leadership accordingly. However, despite widespread efforts to capitalize on digitalization process few companies can actually boast of concrete results. There is an emerging strand of literature that assigns success or failure of digitalization process to digital organizational leadership. This study is based on literature reviewed of 20 digitally transformed businesses using �Digital Leadership. In short, the outcome of the study is the conclusion that leadership does matter in digital transformation process. Successful organizational leaders are able to create a strong vision, align and mobilize employees for change to embrace the new ways of doing business with digitally transformation visions. Some conclusions and recommendations are made based on study outcomes and existing literature on leading digital transformation.

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Need of �Digital Leadership� for Virtual Businesses Transformation

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Literature is often understood as the reflection of life. In the world of Literature, there are various types of characters that one can literally identify oneself in reality. Amidst these various characters, there are some characters that are driven by destructive behaviors. Freud calls this destructive force as death instinct, also known as Thanatos. It must be noted that, in the physical world, there are indeed some characters that are also driven by death instinct which often results to violence and destruction. With reference to the character of Thanos in the comic series, Thanos Rising, this research aims to formulate an answer towards the ultimate aim of life for such characters that are driven by Death drive. This research strictly intends to abide by the Qualitative research method and tries to be as original as possible based on the primary text, i.e. Thanos Rising. By applying Freud�s psychoanalytical theory of death drive, the researcher hypothesize that the growth of destructive behavior in an individual character is shaped as such, due to traumatic experience that an individual faces during childhood days whereby the society itself plays an important role in shaping the identity of an individual. In conclusion, various factors are responsible for the growth of destructive behavior in an individual. Therefore, the destructive formation of an identity cannot be fully justified basing it on only one factor. Nevertheless, research based on single factor is as important as any other as it makes possible and easy for other researchers to gain deeper insights relating to similar research topics.

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childhood trauma, death drive, identity, Sigmund Freud, Thanatos.

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