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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 4 | Month- April 2026

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  Paper Title: Evolution of Banking Industry in Morden Artificial Intelligence Era

  Author Name(s): Santosh Kumar Nayak

  Published Paper ID: - IJCRT2601694

  Register Paper ID - 300953

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601694 and DOI :

  Author Country : Foreign Author, United States of America, 08820 , Edison, 08820 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601694
Published Paper PDF: download.php?file=IJCRT2601694
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601694.pdf

  Your Paper Publication Details:

  Title: EVOLUTION OF BANKING INDUSTRY IN MORDEN ARTIFICIAL INTELLIGENCE ERA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Foreign Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f614-f622

 Year: January 2026

 Downloads: 71

  E-ISSN Number: 2320-2882

 Abstract


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  Paper Title: Harnessing Artificial Intelligence for Next-Generation Software Testing Strategies

  Author Name(s): Santosh Kumar Nayak, Santosh Nayak, Santosh Nayak, Santosh Nayak, Santosh Nayak

  Published Paper ID: - IJCRT2601693

  Register Paper ID - 300952

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601693 and DOI : https://doi.org/10.56975/ijcrt.v14i1.300952

  Author Country : Foreign Author, United States of America, 08820 , Edison, 08820 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601693
Published Paper PDF: download.php?file=IJCRT2601693
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601693.pdf

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  Title: HARNESSING ARTIFICIAL INTELLIGENCE FOR NEXT-GENERATION SOFTWARE TESTING STRATEGIES

 DOI (Digital Object Identifier) : https://doi.org/10.56975/ijcrt.v14i1.300952

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Foreign Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f603-f613

 Year: January 2026

 Downloads: 91

  E-ISSN Number: 2320-2882

 Abstract


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 Keywords

AI-Driven Testing, Machine Learning in QA, Self-Healing Test Automation, Autonomous Testing Agents, Visual AI Regression, Predictive Defect Analytics, Synthetic Data Generation, Natural Language Processing (NLP) Testing, Continuous Testing (CT), Quality Engineering (QE), Test Maintenance Reduction, Generative AI (GenAI) for Software Testing

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  Paper Title: The Invisibility of Widows in Indian Society: A Sociological Analysis

  Author Name(s): Kaithi Kothari, Dr. Vijay Anand

  Published Paper ID: - IJCRT2601692

  Register Paper ID - 300658

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601692 and DOI :

  Author Country : Indian Author, India, 281001 , Mathura, 281001 , | Research Area: Social Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601692
Published Paper PDF: download.php?file=IJCRT2601692
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601692.pdf

  Your Paper Publication Details:

  Title: THE INVISIBILITY OF WIDOWS IN INDIAN SOCIETY: A SOCIOLOGICAL ANALYSIS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Social Science All

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f599-f602

 Year: January 2026

 Downloads: 76

  E-ISSN Number: 2320-2882

 Abstract

This paper examines the invisibility of widows in Indian society through a sociological lens. Drawing from feminist theory, symbolic interactionism, and intersectionality, it argues that widowhood represents a form of social death, where women are systematically erased from cultural, economic, and familial life. Using case studies such as Vrindavan widows, caste variations, and NGO interventions, the paper highlights both the persistence of widow stigma and emerging transformations through activism and reform.


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Social death, widow, stigma

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  Paper Title: Digital Finance as a Catalyst for Power Sector Growth: Evidence from Emerging Economies

  Author Name(s): Dhakshayini.V, Dr. Bharath

  Published Paper ID: - IJCRT2601691

  Register Paper ID - 300894

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601691 and DOI :

  Author Country : Indian Author, India, 560053 , Bengaluru, 560053 , | Research Area: Commerce and Management, MBA All Branch

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601691
Published Paper PDF: download.php?file=IJCRT2601691
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601691.pdf

  Your Paper Publication Details:

  Title: DIGITAL FINANCE AS A CATALYST FOR POWER SECTOR GROWTH: EVIDENCE FROM EMERGING ECONOMIES

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce and Management, MBA All Branch

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f594-f598

 Year: January 2026

 Downloads: 69

  E-ISSN Number: 2320-2882

 Abstract

Digital finance has emerged as a significant driver of economic transformation in emerging economies by improving financial inclusion, enhancing transaction efficiency, and expanding access to credit. The power sector, being capital-intensive and vital for economic growth, continues to face challenges such as financing constraints, poor revenue realization, high distribution losses, and limited access to long-term capital. This study examines the role of digital finance as a catalyst for power sector growth in emerging economies, with particular emphasis on its impact on investment, operational efficiency, and revenue sustainability. Using secondary data collected from international energy and financial databases covering selected emerging economies over the period 2019-2024, the study employs descriptive statistics, correlation, and regression analysis to assess the relationship between digital finance indicators and power sector performance. The findings reveal that digital finance has a positive and significant influence on power sector growth by improving bill collection efficiency, enabling innovative financing models, and supporting decentralized energy systems. The study highlights the importance of digital financial infrastructure and policy support in strengthening the financial viability and long-term sustainability of the power sector.


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 Keywords

Digital Finance, Power Sector Growth, Emerging Economies, Financial Inclusion, Energy Financing, Fintech.

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  Paper Title: Jhuta - Sach Aur Tamas Upnyash Me Sampradayika Ki Vivechana

  Author Name(s): Akshatanand Pandey, Dr. Deepak Singh

  Published Paper ID: - IJCRT2601690

  Register Paper ID - 300815

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601690 and DOI :

  Author Country : Indian Author, India, 497450 , MANENDRAGARH-CHIRIMIRI-BHARATPUR, 497450 , | Research Area: Arts All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601690
Published Paper PDF: download.php?file=IJCRT2601690
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601690.pdf

  Your Paper Publication Details:

  Title: JHUTA - SACH AUR TAMAS UPNYASH ME SAMPRADAYIKA KI VIVECHANA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts All

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f589-f593

 Year: January 2026

 Downloads: 82

  E-ISSN Number: 2320-2882

 Abstract

15 अगस्त 1947 को एक लंबे संघर्ष के बाद भारत को विदेशी अंग्रेजी सत्ता की गुलामी से स्वतन्त्रता मिली थी | भारत विभाजन इस देश के इतिहास की बेहद महत्वपूर्ण और त्रासद भरी घटना है | इस विभाजन की घटना ने देश के स्वर्णिम इतिहास और हजारों लोगों की कुर्बानियों से प्राप्त स्वतन्त्रता को कलंकित कर दिया | देश के विभाजन ने वर्षों से एक-साथ निवासरत लोगों की एकता,संस्कृति,रीति-रिवाजों,आपसी संबंधों और भाषा को एक झटके में ही नष्ट कर दिया | विभाजित होते ही लाखों लोगों का जन-जीवन ,वर्षों पुरानी सभ्यता और संस्कृति ,वर्तमान और भविष्य ,सबकुछ विभाजन के अंधेरे में डूब गया | देश का विभाजन आज भी हमारे हृदय में एक जहरीले कांटे की तरह चुभ रहा है | भारत की आजादी को आज भले ही 78 वर्ष बीत चुके हैं | हम सभी भारतवासी प्रतिवर्ष भले ही आजादी का जश्न और खुशियाँ मनाते हैं ,आजादी के गीत गाते हैं ,लेकिन फिर भी कहीं न कहीं हमें विभाजन का वो भयानक मंजर और उससे पीड़ित लोगों की तस्वीर आज भी याद हैं ,जो विभाजन की पीड़ा को हमेशा ही याद दिलाते हैं | जिस समय आजादी की लड़ाई लड़ी जा रही थी किसी ने भी महसूस नहीं किया होगा कि देश की आजादी के साथ देश के विभाजन का भयानक और त्रासद समय ,देशवासियों को देखना पड़ेगा |


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गुलामी,कलंकित,त्रासद,स्वर्णिम,मंजर,भारत,पाकिस्तान,साम्प्रदायिकता,फूट–डालो,बेहया ,अलगाव ,बंदे |

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  Paper Title: CONSERVATION TREATMENT PROCEDURE OF ANCIENT TEXTILES ARTIFACT (SHAWL) IN BANGLADESH NATIONAL MUSEUM

  Author Name(s): Md. Anisul Islam

  Published Paper ID: - IJCRT2601688

  Register Paper ID - 300817

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601688 and DOI :

  Author Country : Foreign Author, Bangladesh, 10000 , Dhaka, 10000 , | Research Area: Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601688
Published Paper PDF: download.php?file=IJCRT2601688
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601688.pdf

  Your Paper Publication Details:

  Title: CONSERVATION TREATMENT PROCEDURE OF ANCIENT TEXTILES ARTIFACT (SHAWL) IN BANGLADESH NATIONAL MUSEUM

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science All

 Author type: Foreign Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f569-f582

 Year: January 2026

 Downloads: 73

  E-ISSN Number: 2320-2882

 Abstract

The present study was conducted to assess the conservation treatment procedure of ancient shawl object in Bangladesh National Museum. In the present study, character of Shawl has been evaluated and assessed the suitability of prevention purposes. The environmental impact of shawl has been discussed. The assessment can be increased the awareness of the people of the risk and affected the Shawl so that they could ready to face the disaster due to climate change, from the investigation it can be concluded that the Shawl is being affected by environmental hazard. The strength of colors were studies of their lowest values such as blue, red and yellow were founds in variation from 1.470998(N), 0.588399(N) and 0.392266(N) respectively. The strength of lowest value of different yarn studied was found lower hose of the new yarn value. The delay of the application of the legal frame work as well as people's awareness aggravates the situation by continually reducing the longevity of ancient Shawl in Bangladesh National Museum


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 Keywords

Shawl, Conservation, Bangladesh National Museum, Ancient, Environmental, Hazard, Reducing, Longevity.

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  Paper Title: A Study To Assess The Effect Of Smart Phone Usage In Adolescents At Selected High School In Tirupati

  Author Name(s): Dr.S.Hemalatha, M.Vydehi, M.Sunil Kumar, M.Lathasree, M.Shilpa

  Published Paper ID: - IJCRT2601687

  Register Paper ID - 300933

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601687 and DOI :

  Author Country : Indian Author, India, 517507 , Tirupati, 517507 , | Research Area: Humanities All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601687
Published Paper PDF: download.php?file=IJCRT2601687
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601687.pdf

  Your Paper Publication Details:

  Title: A STUDY TO ASSESS THE EFFECT OF SMART PHONE USAGE IN ADOLESCENTS AT SELECTED HIGH SCHOOL IN TIRUPATI

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Humanities All

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f567-f568

 Year: January 2026

 Downloads: 58

  E-ISSN Number: 2320-2882

 Abstract

ABSTRACT INTRODUCTION: The advent of smartphones has revolutionized the way people communicate, access information, and entertains themselves. In recent years, the use of smartphones has become ubiquitous, with people of all ages owning a smartphone. According to a report by the International Telecommunication Union (ITU), the number of mobile phone users worldwide is projected to reach 7.1 billion by 2025, with India being one of the largest contributors to this growth. The widespread adoption of smartphones has transformed the way people live, work, and interacts with each other. The impact of smartphone usage on adolescents is a topic of significant interest and concern. Adolescence is a critical stage of development, characterized by significant physical, emotional, and social changes. During this stage, adolescents are vulnerable to various influences, including peer pressure, social media, and technology. The increasing accessibility and affordability of smartphones have made them an integral part of adolescent life, influencing various aspects of their development, including physical and mental health, social relationships, and academic performance. STATEMENT OF THE PROBLEM: "A study to assess the effect of smart phone usage in adolescents at selected high school in Tirupati" OBJECTIVES: 1. To assess the effect of smart phone usage in adolescents at selected high school Tirupati. 2. To associate the level of effect of smart phone usage in adolescents with selected demographical variables. METHODOLOGY: The research approach used in the study was Quantitative and the research design was Descriptive design. Sampling technique used was simple random sampling technique for an objective group. The self-structured questionnaire was used to assess the effect of smart phone usage in adolescents at selected high school in Tirupati. A sample of 100 adolescent students were selected for the study. The reliability for the tool r=0.8. Descriptive statistics and inferential statistics were used to analyse the data of study. RESULT: The study findings include, Effect of smart phone usage is moderate among adolescents that is 35. 34 of Adolescents were with mild effect and 31 of adolescents were with severe effect. There is no significant association with socio demographic variables. The other variables were not found to have any significant association with the effect of smart phone usage among Adolescents. CONCLUSION: The present study concludes that smartphone usage has a moderate overall effect on adolescents studying in the selected high school at Tirupati, with a considerable proportion experiencing mild to severe effects. Although demographic variables largely showed no significant association with the impact of smartphone use, the findings highlight that excessive or unmanaged smartphone usage can influence adolescents' well-being and daily functioning. These results emphasize the need for awareness programs, parental guidance, and school-based interventions to promote responsible smartphone use among adolescents and to minimize its potential negative effects on their physical, mental, and academic development.


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 Keywords

Smartphone usage, Adolescents, Effect High school students, Descriptive study, Tirupati

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  Paper Title: Controlling Ocean Governance: Analysing the Development and Significance of UNCLOS 1982

  Author Name(s): Tanuja. H.B, Prof (Dr). Maruthi. .T. R.

  Published Paper ID: - IJCRT2601686

  Register Paper ID - 300892

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601686 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601686
Published Paper PDF: download.php?file=IJCRT2601686
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  Title: CONTROLLING OCEAN GOVERNANCE: ANALYSING THE DEVELOPMENT AND SIGNIFICANCE OF UNCLOS 1982

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f556-f566

 Year: January 2026

 Downloads: 83

  E-ISSN Number: 2320-2882

 Abstract

This paper illuminates the importance of Ocean Governance and upholds and clarifies the ongoing significance of UNCLOS 1982 in promoting collaboration, harmony, and sustainable growth throughout the world's seas, therefore enhancing and promoting marine sustainability and fair resource administration. A keystone in regulating ocean affairs is the 1982 United Nations Convention on the Law of the Sea (UNCLOS), offering a thorough legal framework to control a range of activities and interests in the world's seas. The paper analyses the relevance of UNCLOS in forming global marine governance, which examines the historical background, development, main clauses, and impacts of the Convention. This paper aims to clarify the ongoing significance of UNCLOS in promoting cooperation, peace, and sustainable development throughout the world's seas by exploring the influence of the Convention on current difficulties and its applicability in tackling upcoming concerns. This paper provides a thorough study that advances knowledge of UNCLOS's function in navigating the challenges of ocean governance and promoting attempts to manage resources fairly and sustainably in the ocean.


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 Keywords

UNCLOS 1982, UNCLOS and Maritime Governance, UNCLOS and Sustainable Development

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  Paper Title: Time-Dependent Assessment of Diazepam Overdosing on Serum Levels of Marker Enzymes of Toxicity in a Mice Model

  Author Name(s): Miss. Megha Yadav, Miss. Yashika Patel, Miss. Blessi N. Uikey, Dr. Rohit Seth, Dr. Ajay Amit

  Published Paper ID: - IJCRT2601685

  Register Paper ID - 300782

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601685 and DOI : https://doi.org/10.56975/ijcrt.v14i1.300782

  Author Country : Indian Author, India, 495009 , Bilaspur, 495009 , | Research Area: Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601685
Published Paper PDF: download.php?file=IJCRT2601685
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601685.pdf

  Your Paper Publication Details:

  Title: TIME-DEPENDENT ASSESSMENT OF DIAZEPAM OVERDOSING ON SERUM LEVELS OF MARKER ENZYMES OF TOXICITY IN A MICE MODEL

 DOI (Digital Object Identifier) : https://doi.org/10.56975/ijcrt.v14i1.300782

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science All

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f545-f555

 Year: January 2026

 Downloads: 90

  E-ISSN Number: 2320-2882

 Abstract

Diazepam (Dz) is considered to be very safe initially, but later on it has been revealed that it may cause dependency. Since Dz is a drug of abuse, too, it may also cause intentional dependency. This intentional dependency is more serious due to the undefined nature of Dz consumption (Dose and frequency) and subsequent possible toxicity, which are generally not associated with therapeutic use of Dz. To evaluate the cellular toxic impact of Dz abuse, this study aimed to assess the impact of the number of defined overdoses of Dz on the cellular level of established enzyme markers for toxicity, i.e. TRAP-5b, ALT, AST, LDH and GST in the Swiss albino mice model. This study is unique as it monitors the serum level of these enzymes at various time intervals after discontinuation of Dz overdosing. The results of this study established a link between the number of Dz overdoses and irregularities in the serum levels of enzymes. It has been observed that the appearance of irregularities in the serum level of the chosen enzymes has been delayed after discontinuation of Dz abuse. Additionally, it is also evident that the persistence of this abnormality in the serum level of enzymes may depend on the number of doses of Dz (the higher the number of Dz overdoses, the longer the persistence of abnormalities). These irregularities are directly linked to Dz abuse with cellular toxicity as well as bone health.


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Diazepam, Drug abuse, Drug toxicity, Drug dependency, Bone health

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  Paper Title: Basel III Norms and its effect on the profitability of Indian Commercial Banks

  Author Name(s): Baishali Pathak, Prof. Ajanta Borgohain Rajkonwar, Prof. Jutimala Bora

  Published Paper ID: - IJCRT2601684

  Register Paper ID - 300863

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2601684 and DOI :

  Author Country : Indian Author, India, 781011 , Guwahati, 781011 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2601684
Published Paper PDF: download.php?file=IJCRT2601684
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2601684.pdf

  Your Paper Publication Details:

  Title: BASEL III NORMS AND ITS EFFECT ON THE PROFITABILITY OF INDIAN COMMERCIAL BANKS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 14  | Issue: 1  | Year: January 2026

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 14

 Issue: 1

 Pages: f534-f544

 Year: January 2026

 Downloads: 67

  E-ISSN Number: 2320-2882

 Abstract

Banks are the financial intermediaries that serve as a bridge between assurances and general public. Banking business is therefore prone to high risk in the changing economic conditions. With the introduction and revision of Basel Norms, banks in India have also started to accept the importance of capital adequacy requirement and maintaining optimum profitability and operational efficiency to remain relevant in the market. This paper is an attempt to analyze the effect of various profitability parameters in the era of Basel Norms III and compare the performance of select public and private sector banks on the basis of NIM, PPE and ROE. 8 banks were taken as sample and data was collected from the banks' annual report and RBI's official website. Through analysis, it could be concluded that ROE and PPE are very much significant as parameters of profitability as compared to NIM. Private sector banks, mainly HDFC and ICICI give very good indicators of efficient resources management over the years as compare to public sector banks. The study indicates that banks are well verged with guidelines given under Basel III as they are exerted with pressure to maintain higher liquidity and profitability for improved financial resilience and stability.


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

profitability, banks, Basel Norms, NIM, PPE, ROE

  License

Creative Commons Attribution 4.0 and The Open Definition



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ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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