Published Paper Details:

In spite of rigorous efforts from Government of India by launching many schemes for increasing financial inclusion in India still there is lack of financial inclusion in rural area of India. Existing government is also trying to increase financial inclusion in household of rural area thorough various schemes such as Pradhan Mantri jan dhan yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana, Atal Pension Yojna. Lack of financial literacy, lack of awareness and lower knowledge of financial product are among the few factors which are affecting the growth of financial inclusion. Financial inclusion is essential for the development of India. The objective to launch these schemes is to bring millions of people in the ambit of banking which is the major challenge for the banks & the main aim behind these schemes is to link Indians together to move towards the path of economic growth and development. So, from this research study researcher wants to find the effect of financial inclusion schemes, awareness of schemes, factor affecting of the schemes and identify cause of selected schemes in rural area of navsari region. For that researcher prepare a stucture questionnaire for data collection. Area for data collection is Navsari city.