Published Paper Details:

While people now have far more money than they were given in previous generations, according to financial specialists, the level of information about how to handle that money has not caught up at all. For every individual, it is crucial to take control of our financial strategy and handling and put it into effect. This helps us create our home budget as well as our retirement savings and investment plans. The definition of financial management, its significance, and how each person may manage and organize the money. The purpose of this application is to inform readers about financial planning and management and to encourage them to do so.Personal finance smartphone applications increase several metrics used to assess financial knowledge and abilities, attitudes and motives, and financially competent actions in low-income households. Those who received smartphone applications showed enhanced self-control in delaying gratification, financial knowledge, and a sense of being able to affect change. They also showed higher confidence in making financial decisions. Changes in financially responsible behavior included being better able to manage unforeseen expenses and keep track of funds. Targeting users with a particular financial decision-making issue, customizing the applications through push notifications to encourage continued user interaction, and including gaming features might all increase user engagement with finance apps.The platform's major objective is to offer thorough analysis of people's earnings, outgoings, and assets so that users may get unmatched financial knowledge. This is accomplished by carefully combining sophisticated visualization and data analysis tools.