Published Paper Details:

The usage of mobile payments has become more popular nowadays. However, most of the people prefer mobile payments for their transactions which is one of the fintech product. The purpose of this study is to determine the factors influencing retailer's intention to adopt the mobile payments. Previous researches of mobile payments mainly concentrated on the expectations and opinions of the consumers and the regular users of the mobile payments. This study focused on the retailer's perspective of the mobile payments' usage in the business and how well this mobile payment adoption fit well with their business. The samples of the study are the 351 respondents. Primary data was obtained from 351 respondents through structured questionnaire. This data was analyzed using the descriptive statistics, correlation, regression, chi-square. SPSS 20 was used for the analysis purpose. The findings indicates that the image, intention to use, perceived ease of use, perceived usefulness have a significant impact on the intention to use and the usage behaviour. Variables like compatibility, result demonstrability, risk and voluntariness does not have any impact on the intention to use. and the usage behaviour.