Published Paper Details:

India's digital programme is a government initiative with the main goal of transforming India into a knowledge economy and a digital society. There are several digital payment options available as part of the effort to promote cashless transactions and make India a country with less cash. Demonetization had changed the nation's economic structure. The last decade has seen tremendous growth in use of internet and mobile phone in India. Increasing use of internet, mobile penetration and government initiative such as Digital India are acting as catalyst which leads to exponential growth in use of digital payment. Electronics Consumer transaction made at point of sale (POS) for services and products either through internet banking or mobile banking using smart phone or card payment are called as digital payment. The consumer perception of digital payment has a significant and positive impact on adoption of digital payment. The structured questionnaire was used as research tool for understanding consumer perception of digital payment. Data was analysed with the help of descriptive statics, t-test and ANOVA. The findings of the study revealed that, there is a significant difference between age and perception of consumers on digital payment Systems, and it also proved that, there is no significant difference between gender, educational qualification and perception of consumers on digital payment systems.