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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 12 | Issue 6 | Month- June 2024
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Published Paper Details:
Paper Title
DEA FUND (Unclaimed Deposit) - A FORGOTTEN FORTUNE
Authors
Aashish Bansal
Keywords
Unclaimed Deposit, (DEA) Fund, DEAF, UDGAM Portal, Banking, Bank
Abstract
The most prominent reasons for rising (DEA) funds are "unavailability of correct contact details of customers" and "unawareness among public". People often open accounts in multiple banks and tend to forget closure of accounts which are infrequently used. Banks are putting lots of efforts to reduce (DEA) fund however all their efforts get "lost in vain" when they either have incomplete or not updated contact details of the customers. New age technology like whats app banking and mobile banking, could be used for addressing the drivers leading to an increase in (DEA) fund. The research has gathered feedback from bankers handling unclaimed deposit accounts and reversal of it. Through focused interviews with bankers, it finds the root cause of rising (DEA) funds and problems faced by bankers and public in claiming back their lost fortune.
IJCRT's Publication Details
Unique Identification Number - IJCRT2312863
Paper ID - 248824
Page Number(s) - h664-h673
Pubished in - Volume 11 | Issue 12 | December 2023
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Aashish Bansal, "DEA FUND (Unclaimed Deposit) - A FORGOTTEN FORTUNE", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.11, Issue 12, pp.h664-h673, December 2023, Available at :http://www.ijcrt.org/papers/IJCRT2312863.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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