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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 12 | Issue 7 | Month- July 2024
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Published Paper Details:
Paper Title
Role of Fintech in Bridging the Credit Gap; In Context of Indian MSMEs
Authors
Jyoti Parjapati, Kamranullah, Dr. Jai Kishan Chandel
Keywords
Fintech, Digital lending, Digital Financial Inclusion, Indian MSMEs
Abstract
The MSMEs sector contributes 30% to Indian GDP and support 11.1 crore jobs, with a 42% increase in budget allocation for FY 2023-24. Despite being pivotal component of Indian economy and effective medium of financial inclusion, the lack of financial deepening has been a grave issue before MSMEs. This study outlines the credit gap in Indian MSMEs and describes how fintech, by creating proprietary alternative credit evaluation models, helps tackle the mentioned problem. The study considers descriptive and qualitative research methodologies to examine the issue and validates its findings.
IJCRT's Publication Details
Unique Identification Number - IJCRT2310077
Paper ID - 244543
Page Number(s) - a635-a646
Pubished in - Volume 11 | Issue 10 | October 2023
DOI (Digital Object Identifier) - http://doi.one/10.1729/Journal.38503
Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Jyoti Parjapati, Kamranullah, Dr. Jai Kishan Chandel, "Role of Fintech in Bridging the Credit Gap; In Context of Indian MSMEs", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.11, Issue 10, pp.a635-a646, October 2023, Available at :http://www.ijcrt.org/papers/IJCRT2310077.pdf
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Volume 12 | Issue 7
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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