Published Paper Details:

Online banking is a collection of services offered by a number of centralised bank offices. Customers of the bank can use the internet to access their funds from any of the participating branches or offices. The legitimacy of the user is the underlying problem with online banking. It is difficult to imagine that data on the web is secure given the inescapable hacking of online databases. We are suggesting a solution that is a combination of data concealing and visual cryptography to address this verification issue. This paper offers a review of visual cryptography and steganography techniques while also introducing a novel method for handling a user's transaction key in which the key is first embedded in a picture and then split into two parts. When two shares are created, one of them is stored in the bank's database and the other is either maintained by the client or sent to a photo server. In most of his interactions, the client must introduce the offer. To obtain the initial Transaction key, stack this offer with the primary offer. The correlation technique is used to decide whether to accept or reject the yield and to verify the client.