Published Paper Details:

The objective of this research paper is to determine the impact of M & As on the financial health of banks in India. In order to create globally competitive banks, the Government of India has initiated the consolidation of smaller public sector banks in bigger entities. The research is based on the quarterly financial statements of certain banks that are scheduled to be released between 2019 and 2022. The CAMEL model is used for analysis, with ratings ranging from 1 to 5 depending on the results of the study. In order to derive conclusions from the data based on a comparison analysis, the t-test was used as an inferential statistic in this research. As the research showed, there is a notable performance gap between certain combined public sector banks and private banks, and the public sector is still unable to compete with the private sector even after the merging of public sector banks. To keep their investment in these institutions, different parties, including investors, banking sectors, government, workers, consumers, management, and society at large, would find this research useful and realistic.