Published Paper Details:

The universal development of the society and economy largely depends on the growth of agricultural sector. It is rightly said that if agriculture goes wrong nothing else will remain right. Availability of low cost, timely and adequate agricultural credit is important for agricultural development as availability of credit helps the farmers to come out of vicious circle of poverty and encourages them to use modern technology in agriculture which in turn results in rural transformation. Credit Cooperatives have been instrumental in making an unprecedented contribution towards agricultural development by making available long-term credit delivery. Credit Cooperatives have three-tier structure in which District Central Cooperative Banks are placed at the center and they play a crucial role in agricultural development by providing credit to needy farmers through PACs. This research paper is an attempt to study the impact on socio-economic conditions of farmers by agricultural credit of District Central Cooperative Bank in Satara district of Maharashtra.