Published Paper Details:

ABSTRACT As the global landscape of commerce continues its digital evolution, the imperative to ensure the privacy and security of user information within online payment systems remains paramount. This study embarks on a rigorous exploration of the challenges and solutions associated with preserving the sanctity of digital transactions. By delving into the intricate interplay between technology, regulation, and user behavior, this research seeks to contribute to the ongoing dialogue surrounding the enhancement of privacy and security in the dynamic realm of online payment systems. This study uses Descriptive Research Design and is based on secondary data collected from authentic sources such as peer-reviewed journals , and articles. This study comprehensively investigates the intricate landscape of privacy and security concerns surrounding diverse online payment systems. It examines the multifaceted challenges inherent in preserving the confidentiality and protection of user information across a spectrum of digital payment methods. By scrutinizing existing vulnerabilities and potential threats, the research delineates an array of innovative solutions aimed at fortifying the privacy and security dimensions of online transactions. By examining a variety of digital payment methods, the research identifies the challenges faced in safeguarding user information. Drawing upon an extensive analysis of existing solutions, the study explores strategies aimed at enhancing the privacy and security aspects of online transactions. The findings of this study would benefit users by empowering them with knowledge to safeguard their personal and financial data, assist businesses and service providers in enhancing their security measures, inform regulatory authorities for better industry oversight, support academic research and cybersecurity professionals in developing effective solutions, educate consumer advocacy groups in raising awareness, aid financial institutions in protecting customer transactions, guide cybersecurity solution providers in tailoring their offerings, and ultimately foster public trust in the security of digital payment methods.