Published Paper Details:

Saving and Investment are two crucial elements of macro-economics. The term Saving & Investment sometimes make us confusing and we use these terms in interchangeably. So concept of Saving & Investment should be cleared. Spending less on consumption than available one's disposable income called individual saving or simply saving. It bears no risk or a slight of risk at all. The rural economy of the country is laboured oriented and traditional. As India is a developing country our per capita income is low as compared to the industrially developed nations of the world and low standard of the people found in the developing nations only become lower income. This study focus the pattern savings and investment by peoples residing in rural area. Because majority of people in India lives in rural area. Therefore it is essential to study the savings and investment pattern of rural peoples. Because their savings will proportionally increase nation savings. Altogether it will help to attain economic stability along with increased standard of living. Using Descriptive analysis and convenience sampling method this research has been undertaken with a sample of 100 respondents only at Puthur gramapanchayath