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  Published Paper Details:

  Paper Title

AN EMPIRICAL STUDY ON SPENDING BEHAVIOUR OF CREDIT CARD HOLDERS

  Authors

  Prof S Kavitha Devi

  Keywords

Credit card, Bank, Spending behavior, Personal finance, Myth

  Abstract


Behavior is caused. Even spending behavior too. Various factors influence the behavioral aspects of raising finance, investment pattern, and even personal finance. A person's value system, beliefs, upbringing, family pattern, education, occupation and others influence his personal finance. The present study is an attempt to examine whether there is any association between a person's background and use of credit cards. Our study indicates that there is an association between credit card spending behavior and educational qualifications, occupation, gender and whether one's spouse is employed or not. On the contrary, this sort of association was not found between the spending behavior and credit card issue bank, religion and number of dependents.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2305691

  Paper ID - 237254

  Page Number(s) - f734-f743

  Pubished in - Volume 11 | Issue 5 | May 2023

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Prof S Kavitha Devi,   "AN EMPIRICAL STUDY ON SPENDING BEHAVIOUR OF CREDIT CARD HOLDERS", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.11, Issue 5, pp.f734-f743, May 2023, Available at :http://www.ijcrt.org/papers/IJCRT2305691.pdf

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ISSN: 2320-2882
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Journal Starting Year (ESTD) : 2013
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ISSN and 7.97 Impact Factor Details


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ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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