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  Published Paper Details:

  Paper Title

PRESENT STATUS OF DEPOSIT INSURANCE IN INDIA

  Authors

  Dr. Ram Niwas Sangwan

  Keywords

Deposit Insurance, DIC, CGCI, DICGC, Guarantee, Financial System etc.

  Abstract


Deposit insurance was formed to protect small unit banks in the United States when branching regulations existed. In India, Deposit Insurance was introduced in 1962. The Deposit Insurance Corporation commenced functioning on January 1, 1962 under the aegis of the Reserve Bank of India (RBI). 1971 witnessed the establishment of another institution, the Credit Guarantee Corporation of India Ltd. (CGCI). In 1978, the DIC and the CGCI were merged to form the Deposit Insurance and Credit Guarantee Corporation (DICGC). Deposit Insurance and Credit Guarantee Corporation (DICGC) is a wholly owned subsidiary of Reserve Bank of India. It was established on 15 July 1978 under the Deposit Insurance and Credit Guarantee Corporation Act, 1961 for the purpose of providing insurance of deposits and guaranteeing of credit facilities. Deposit insurance is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank's inability to pay its debts when due. Deposit insurance systems are one component of a financial system safety net that promotes financial stability.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2207509

  Paper ID - 223672

  Page Number(s) - d826-d831

  Pubished in - Volume 10 | Issue 7 | July 2022

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Dr. Ram Niwas Sangwan,   "PRESENT STATUS OF DEPOSIT INSURANCE IN INDIA", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.10, Issue 7, pp.d826-d831, July 2022, Available at :http://www.ijcrt.org/papers/IJCRT2207509.pdf

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ISSN: 2320-2882
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ISSN and 7.97 Impact Factor Details


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ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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