Published Paper Details:

The main objective of this study was to analysis of the connection between the contributions of underwriter and therefore the growth of SMEs in Kolkata, exploitation National Insurance Company Limited, Kolkata, city as a case study. Also, the most objective is to check main factors that affects the expansion of SMEs, to judge the role of insurance firms to the progress of SMEs and to look at the factors obstructing the acquisition of insurance cover by SME. 2 analysis hypotheses were developed and tested exploitation the t-test, to attain the objectives of this study. Percentages and frequencies are utilized within the analysis. The analysis was descriptive in nature involving quantitative ways that was administered through secondary knowledge. Findings disclosed that innovation could be a sturdy empirical proof for quick growing SMEs, competition features a nice impact on SMEs trade and credit remains an excellent challenge to the expansion of SMEs. Besides that, insurance firms mitigate risks and enhance loan acceptableness by SMEs sector with banks. It was terminated that improvement in business skills will increase the performance of SMEs. Also, social insurance Company restricted have to be compelled to have a recent check up on the scope and spectrum of services provided to SMEs and have a far better understanding on the size of enterprise sector. However, insurance firms don't lower the insurance rates and supply protection to SMEs financial gain statements. additionally, SMEs being tiny in size and their inability to totally perceive the document limits them to induce insurance cover. it had been counseled that management of social insurance Company restricted required to create an excellent relationship with SMEs as their client so as to develop and grow trust in them & conjointly lower the premium rates to SMEs so as to develop their performance. Also, social insurance Company restricted must have a recent check up on the scope & spectrum of services provided to SMEs and acquire a far better understanding of the size the enterprise sector.