Published Paper Details:

Covid-19 Pandemic has impacted the whole world in all respect to the entire humanity. However, it has also a huge effect on the savings and investment of people due to huge impact on income and liquidity position. It has disrupted our spending habits and preferred investment also. Now people cautiously spend money pondering - how, when and where to spend .Due to above the change in spending and savings are quite obviously happened. Worldwide/Nationwide lockdowns helped to reduce the massive spread of Covid-19 but it disrupted the entire business activity which made business and job to suffer at a greater extent. In this challenging scenario, saving and investment has emerged as two strong pillars of our economy that helped to sail through in survival from pandemic. Savings in general is a deep rooted and ancestral prudence in our country. It has saved us several times from economic disaster since centuries. The purpose of writing this is to analyse the effect of Covid-19 impact on Saving habits of individuals in Pune . The aim is to understand to what extent did savings help a normal citizen ride out the massive storm of Covid-19 and what are the changes have happened in the saving and investment patterns.