Published Paper Details:

Abstract The paper aims at analysing the performances of the banking sector in rural development in general and Regional Rural Bank (RRB) in particular in the state of Tripura. 18 Public Sector Banks (PSBs), 13 private sector Banks and 3 cooperative banks with 542 total bank branches are operating their business in this state as on 31st December 2019. The CD ratio and Credit plus Investment Deposit ratio of banks in this state was 56% and 79% respectively. In India the journey of RRBs was started on 2nd October 1975 under the provisions of an Ordinance passed on 26 September 1975 and the Regional Rural Banks Act 1976 with a view to developing the rural economy by providing banking facilities in unbanked rural areas. Tripura Gramin Bank (TGB) has been performing as only RRB in this state since 1976. The CD ratio and Credit plus Investment Deposit ratio of RRB in this state was 39% and 112% respectively in 2019. Contribution of the RRB in total priority sector lending as on 31st December 2019 is observed 21.83%. RRB has also taken initiatives in implementation of PMJDY, a biggest financial inclusion scheme of the country as well as social security Schemes introduced by the Government of India time to time to bring unbanked, under privileged rural habitants in the arena of formal financial institution for their economic upliftment. In this backdrop the paper based on secondary data, is an effort to highlight the performances of banks in Tripura and to make a comparison between the performances of all PSBs and the RRB in promoting the rural development in this state. Appropriate statistical tools are to be used for analysis of data. The paper is to be divided into three sections. Section- I is an introductory in nature, highlighting methodology, objectives of the study and review of literature, Section � II deals with discussion and analysis, Section � III remains for conclusion and suggestions.