Published Paper Details:

Abstract: Social capital is the expected collective on common benefit derived from the potential treatment and cooperation between individuals and groups. The social capital theory gained the importance through integration of the classical sociological theory with the description of an intangible form of capital. Many studies on social capital starts with the early evolution of the concept of social capital which has relevance in understanding the historic development of the concept , not the term which has deep roots in the early sociology and economics . The concept of social capital or the value that can be derived from social ties created by goodwill, mutual support, shared languages, common beliefs and a sense of mutual obligation, has been applied to a number of fields from sociology to management. Social capital is generated collectively but can also be used individually, bridging the dichotonomized approach. Over the last few years there has been a remarkable increase in the number of published studied dealing with social capital issues. However, there are scanty studies at village level relating to social capital and bank performance. In this background the present study examines how social capital affects bank�s efficiency for a sample of financial institutions in Kaipamangalamgramapanchayath.