Published Paper Details:

Capital markets have arisen to be at the Centre stage of the Indian economic device from a miniscule impact it had upon the financial markets a decade earlier. Capital market in India has also witnessed a substantial increase in institutional setup and development. Institutions have developed and developed in the form of a assorted shape of mutual funds. Mutual Fund is a trust - pools the savings of a range of investors, who share a frequent financial goal. The money, accordingly collected, is then invested in capital market units such as shares, debentures and other securities. Earnings - earned through mutual fund investments and the capital grasp realized is shared by unit holders in share to the quantity of units owned by them. Thus a Mutual Fund is the most appropriate investment for the common man as it presents an possibility to invest in a diversified, professionally managed basket of securities at a extraordinarily low cost. Monthly Income Plans or MIPs make investments most of their whole corpus in debt instruments whilst they take minimum exposure in equities. It gets benefit of each equity and debt market. These schemes rank slightly excessive on the risk-return matrix when in contrast with different debt schemes.