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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 12 | Issue 7 | Month- July 2024
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Paper Title
FINANCIAL INCLUSION AMONG THE TEA GARDEN WORKERS IN ASSAM
Authors
Priyanka Dutta, Gayatri Goswami
Keywords
Financial Inclusion; Tea Garden Worker; Assam
Abstract
Using data from a sample survey conducted in six districts of Assam, this study empirically examines the behaviour of tea garden workers of Assam towards the use of basic financial services. The study investigates the use of financial services namely deposit, credit and insurance among the tea garden workers by employing simple arithmetic tools. Our results reveal that, a considerable number of tea garden workers in the state have access to bank accounts; however, most of them seldom visit banks and use banking facilities. In addition, use of alternate banking channels is also very low among the tea garden workers. The idea of self-help groups is also not very popular among them. The tea garden workers hardly have any access to formal credit. Almost half of the sample is ignorant about insurance. Moreover, awareness about government-sponsored financial scheme is also found to be low among the tea garden workers.
IJCRT's Publication Details
Unique Identification Number - IJCRT1893014
Paper ID - 190338
Page Number(s) - 104-110
Pubished in - Volume 6 | Issue 2 | APRIL 2018
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Priyanka Dutta, Gayatri Goswami, "FINANCIAL INCLUSION AMONG THE TEA GARDEN WORKERS IN ASSAM", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.6, Issue 2, pp.104-110, APRIL 2018, Available at :http://www.ijcrt.org/papers/IJCRT1893014.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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