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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 12 | Issue 5 | Month- May 2024
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Published Paper Details:
Paper Title
FINANCIAL LITERACY AMONG THE YOUTH: THE FIRST STEP TO FINANCIAL INDEPENDENCE
Authors
Dr. Shaili Gala
Keywords
Financial Literacy, Youth, MMRDA, Financial knowledge, financial behaviour
Abstract
Financial literacy is a must for every person. If a person is earning without proper financial management, it results in mismanagement of the resources. In a few years the saving rate among Indians has gone down from 34.6% in March, 2012 to 30% in 2017 to 28% in 2021 due to various reasons. This paper focuses on the financial literacy of the youth in MMRDA as they are likely to spend more and save less compared to other age groups. 205 respondents were approached from Mumbai, Thane & Navi-Mumbai via online structured questionnaire, with objectives to study the awareness and misconceptions about financial literacy. Researcher found that though most of the youth have theoretic knowledge but they lack in practical aspect. Researcher strongly suggests that governments and education institutions should take more initiative to inculcate savings habits and awareness about the management of finance among all the students.
IJCRT's Publication Details
Unique Identification Number - IJCRT2207031
Paper ID - 222856
Page Number(s) - a287-a297
Pubished in - Volume 10 | Issue 7 | July 2022
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Dr. Shaili Gala, "FINANCIAL LITERACY AMONG THE YOUTH: THE FIRST STEP TO FINANCIAL INDEPENDENCE", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.10, Issue 7, pp.a287-a297, July 2022, Available at :http://www.ijcrt.org/papers/IJCRT2207031.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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