Published Paper Details:

The incidence of NPA is the focal threat of banking sector. The Non-Performing Assets (NPAs) problem is one of the foremost and the most formidable problems that have shaken the whole banking sector in India like an earthquake. Like a cancer worm, it has been eating the banking system from within, since long. It has grown like a cancer and has infected every limb of the banking system. It has an effect on profitability and liquidity along posing threat on asset quality and survival of banks. The NPAs are considered as an important parameter to judge the performance and financial health of banks. The growing NPAs have been a cause of concern for the entire banking industry. Researcher has tried to study the sector wise pattern of Advances and NPA. Between Priority or Non Priority sector, which is more responsible for NPAs. Sector wise analysis showed that NPA in Non Priority Sector was more than priority sector NPA in PNB. Though, there is no significant difference in Industry, Service sector of Priority and Non Priority Sector NPA but there is significant difference in Agriculture and Personal Loan sector of Priority and Non Priority Sector NPA.