Published Paper Details:

Over time, digital payments have altered our lives. In India, digital payments became more prevalent after demonetization, and the trend of digital payments has exploded since then. The Digital India programme is the government of India's flagship initiative, with the goal of transforming India into a digitally empowered society and knowledge economy. One of Digital India's stated goals is to be "faceless, paperless, and cashless." There has been a surge in digital payments since the introduction of the "Digital India" programme. Digital payments have improved in terms of technology and security over time, with the goal of reducing cybercrime. Digital payments have surged tenfold, according to the Money Control Record. This study aims to collect people's thoughts on digital payments and determine whether they believe digital payments are the way of the future in India. The inquiry will also look into the platforms' cyber security to guarantee that consumers' privacy is protected.