Published Paper Details:

The study is a novel idea aimed at evaluating the quarterly performance of public sector banks in India in the last year (FY 2020-21). There has been a major revamp of the public sector banks in the country in the last year, after the central government has announced the merger of ten (10) nationalized banks in the country, which has come into effect from April 1st, 2020. This has resulted in monitoring closely the performance of the banks at regular intervals for taking any necessary measures for betterment in their efficiency levels. Evaluating and assessing the efficiency will help banks to recognize the areas of inefficiency and frame appropriate strategies to increase its position in the market. The present study focuses on the analysis of the quarterly efficiencies of all the 12 public sector banks in India for the most recent three-quarters of FY 2020-21 using the non-parametric performance evaluation technique of Data Envelopment Analysis (DEA). The total population of 12 public sector banks was taken for the study. The contribution is a novel thatch demonstrates that an efficiently performing bank may not always remain efficient and vice versa and management has to continuously monitor the performance. The study also recommends target input levels for underperforming banks to become efficient. The input slacks give direction for bank management to identify the areas of optimization viz. minimisation of inputs for efficient performance.