Published Paper Details:

The demonetization resulted in tremendous growth in digital payments. Technology has also become one of the most important factors for bringing changes in the business environment as well. The usages of internet and mobile phones have also increased in the past years, and this has also helped in the boost of digital payments. The slogan of �Faceless, Paperless, and Cashless� promoted by Digital India is the echo of e-commerce today. This project was done in Ernakulam City to determine the level to which people understood digital payment mechanisms and to know which form of digital payment is used the most by them. The current study is focused towards understanding the perception of digital payments among the people and to establish the reasons as to why they use digital payments. It will also help ascertain the usage of digital payments. The continued growth in digital transactions since the rollout of demonetization in November 2016 is in line with the government�s sustained efforts to turn India into a digital economy.