Published Paper Details:

Regional Rural Banks plays an important role towards the economic development particularly in Rural India. According to M K Gandhi, �real India lies in village� and hence it can be said that village economy is the backbone of Indian economy. The objective of planning of economy cannot be achieved without the development of the rural economy. Financial Institutions along with banks plays an important role for the development of rural economy in our country. The role of these institutions in economic development is critically analyzed, policies framed and suggestions are given on the process of improvement and upliftment of the weaker sections of society. In the present study and attempt has been made to assess and examine how Regional Rural Banks have been trying to satisfy the needs of the rural citizens of India in general and in Odisha in particular. The study is also based on discussion on the rural credit structure and the role played by RRBs in the development of rural economy. In Odisha, the different financial institutions including RRBs are continuously been trying to fulfill the credit needs of small and marginal farmers and other small businessmen. The present research paper is exploratory in nature and makes use of secondary data. The relevant secondary data have been collected mainly through the data bases of reserve Bank of India (RBI), National Bank for Agriculture and Rural Development (NABARD). The study is confined only to the specific area like loan and advance made by the RRBs especially priority and none-priority sectors for the six years period starting for 2012-18. In order to analyze the data and draw conclusion in these study Mathematical tools like percentage and growth rate were used.