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This article aims to give the current scenario of Indian commercial banks. It plays a essential part in the national development. In our economy there are lot of ups and downs in recent times. The banking system forms origin of the money management of any economy. The assimilation of 14 big banks in 1969 and another 6 banks in 1980 and implementation of reforms, appear a change in class and mass banking, traditional banking to e-banking to more profitable, efficient and sound banking system. However, especially the defenseless groups, like as lower category and lower groups of income, carry forward and to go on expected from even the most important services and also some opportunities provided by the financial sector. To issue of such financial exclusion in a holistic manner, it is essential to know about the services given by banks is available to every individual. A important part is being carry on by monetary policy for full betterment across the global to renew monetarily eliminate community and that is counted as 2.5 billion, of which, one third is populated in India. Financial inclusion is taken from the initiatives of United Nations, which extensively reported the important goals of the policy as access to deep limits of economic services to all at an affordable cost, which started its operation efficiently in India in the year 2015.