Published Paper Details:

Abstract Agriculture is a major source of livelihood for majority of the population. As per an ILO estimate employment in agriculture sector as percentage of the total employment was approximately 44 per cent in the year 2018. To stimulate the productivity of these activities, Government of India has, from time to time, given policy thrusts which led to the various agricultural revolutions As a result, the agriculture sector has not only become self-sufficient but has emerged as the net exporter of several agricultural commodities like rice, marine products, cotton etc. The banks as a mediating force for agricultural credit occupy a crucial role since the agricultural sector faces the critical problem of shortage of finance to invest in the agricultural operations. In order to have a better performance in agricultural credit system, all the adverse forces affecting the lenders and borrowers are to be corrected. All the important aspects of agricultural credit are to be given extreme attention by the policy makers, which will be favourable to the bankers as well as borrowers, so that the society can enjoy a productive result of agricultural credit delivery system.