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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.
ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 13 | Issue 9 | Month- September 2025
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Paper Title: "Transforming Rural Economies: The Role of Rural Banks in Poverty Reduction and Development in India"
Author Name(s): Dr Mohammed Irfanulla Khan
Published Paper ID: - IJCRT1135860
Register Paper ID - 274568
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135860 and DOI :
Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135860 Published Paper PDF: download.php?file=IJCRT1135860 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135860.pdf
Your Paper Publication Details:
Title: "TRANSFORMING RURAL ECONOMIES: THE ROLE OF RURAL BANKS IN POVERTY REDUCTION AND DEVELOPMENT IN INDIA"
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: December 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 1-11
Year: December 2013
Downloads: 246
E-ISSN Number: 2320-2882
Abstract
Rural development and poverty alleviation have been central to India's economic policies since independence. Rural banks, especially Regional Rural Banks (RRBs), have played a catalytic role in achieving these objectives, addressing gaps in rural credit, promoting financial inclusion, and encouraging entrepreneurship among the economically disadvantaged. This paper evaluates the role of rural banks in transforming rural economies in India. Using empirical data from 1980-2012, it analyzes trends in credit disbursement, non-performing assets (NPAs), and the impact of rural banks on poverty reduction. The findings suggest that targeted credit delivery, sectoral lending strategies, and financial literacy programs have contributed significantly to rural upliftment and highlight areas of improvement for sustainable rural development.
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Keywords
Rural banking, poverty alleviation, Regional Rural Banks (RRBs), rural development, financial inclusion, agriculture credit, India
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Paper Title: HISTORICAL PERCEPTION OF DISABILITY
Author Name(s): Prasanna Udipikar
Published Paper ID: - IJCRT1135826
Register Paper ID - 271819
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135826 and DOI :
Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135826 Published Paper PDF: download.php?file=IJCRT1135826 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135826.pdf
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Title: HISTORICAL PERCEPTION OF DISABILITY
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: November 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 763-765
Year: November 2013
Downloads: 245
E-ISSN Number: 2320-2882
Abstract
The specially-abled would like to be viewed as people with challenges and not condemned as persons with defective body. Physical deficiencies present in the body could be from birth or could have been developed over a period of time, or could have occurred accidently. They are not ashamed of their disabilities and they do not want to be pitied. But society looks down upon them as products of pity, disgrace and uselessness, there by stigmatizing and marginalizing them. To know the reason for the formation of such kind of negative attitude towards specially-abled and caregivers, it is quintessential to study the historical perception of disability.
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Keywords
specially abled, disability, mythology, attitude
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Paper Title: Assessing the Impact of Cultural Competency in English Language Curriculum Design
Author Name(s): Gaddala Subbarao
Published Paper ID: - IJCRT1135785
Register Paper ID - 270894
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135785 and DOI :
Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135785 Published Paper PDF: download.php?file=IJCRT1135785 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135785.pdf
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Title: ASSESSING THE IMPACT OF CULTURAL COMPETENCY IN ENGLISH LANGUAGE CURRICULUM DESIGN
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: October 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 490-497
Year: October 2013
Downloads: 222
E-ISSN Number: 2320-2882
Abstract
This study examines the impact of cultural competency on English language curriculum design, aiming to enhance students' engagement, motivation, and overall learning experiences. As globalization increasingly shapes educational environments, it is crucial to incorporate cultural awareness into English language teaching (ELT). This research employs a mixed-methods approach, utilizing surveys and interviews with educators and students across diverse educational settings. The findings reveal that integrating cultural competency into curriculum design fosters a more inclusive learning atmosphere, improves student participation, and enhances language acquisition. The study highlights essential strategies for developing culturally responsive curricula that address the diverse backgrounds of learners. The implications for educators and curriculum developers underscore the need for ongoing professional development in cultural competency to create effective and meaningful ELT programs.
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Keywords
Cultural Competency , English Language Teaching (ELT), Curriculum Design, Inclusivity , Student Engagement, Language Acquisition and Professional Development
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Paper Title: A brief Survey of Ancient Indian Administration
Author Name(s): Rabia Siddika
Published Paper ID: - IJCRT1135742
Register Paper ID - 268995
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135742 and DOI :
Author Country : Indian Author, India, 783384 , bongaigaon, 783384 , | Research Area: Social Science All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135742 Published Paper PDF: download.php?file=IJCRT1135742 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135742.pdf
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Title: A BRIEF SURVEY OF ANCIENT INDIAN ADMINISTRATION
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: December 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Social Science All
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 115-118
Year: December 2013
Downloads: 280
E-ISSN Number: 2320-2882
Abstract
Kautilya's Arthashastra is an important treatise on Public Administration in Ancient India. The article is not an attempt to question the veracity of Kautilya's Arthashastra. It focuses on certain salient elements of the template of public administration inscribed in Arthashastra (KA: 15.1). Arthashastra deals with the perennial problem of "acquiring and maintaining the earth". "Thus this Shastra," writes Kautilya, " is composed as a guide to acquire and secure this world" (KA: 5.1.).In the words of Kautilya, "In the happiness of the subjects lies the happiness of the king and in what is beneficial to the subjects his own benefit. What is dear to the king is not beneficial to him, but what is dear to the subjects is beneficial to him", (Bandopadya, 1980). Kautilya's Arthashastra is one of the most comprehensive treatises ever produced on state power, its acquisition, exercise and disruption (Rangarajan,1992). Several characters of the Arthashastra render it particularly relevant to the present context. The purpose of the paper is to explore the very idea on the different indicators and contexts of good governance espoused by Kautilya during the fourth century BCE.The Mauryan government also took effective and energetic measures to relieve the distress of the people. Elaborate precautions and remedial measures were enforced during famines, floods, droughts, rat-menace, outbreak of fire, menace from serpents and wild animals and evil spirits. 30 To prevent an outbreak of fire in summer, city and village people were required to cook outside, and nvever under the roof. Every hous-holder had to keep ready ten fire-fighting implements. People who worked with fire were to live in one locality.
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Keywords: Arthashastra, Public administration, Good governance.
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Paper Title: Street Vendors - A Case Study of Malda Town in West Bengal
Author Name(s): Manik Aich Sarkar
Published Paper ID: - IJCRT1135735
Register Paper ID - 268712
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135735 and DOI :
Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135735 Published Paper PDF: download.php?file=IJCRT1135735 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135735.pdf
Your Paper Publication Details:
Title: STREET VENDORS - A CASE STUDY OF MALDA TOWN IN WEST BENGAL
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: November 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 66-78
Year: November 2013
Downloads: 293
E-ISSN Number: 2320-2882
Abstract
Street vendors are identified as self-employed workers in informal sector are coming from the marginalized section of the society. The paper tries to highlight the working life of street vendors in Malda Town. The study has been conducted to analyze the socio-economic conditions of street vendors in Malda Town of Malda District in the state of West Bengal. The working life of street vendors is explained in terms of their financial conditions, their working hours, and the issue of valuable services, legal status and contribution to the urban economy. The study is based on primary data collected from field survey. 120 street vendors have been randomly selected from six important business centre like Rathbari More near Netaji market, Post Office More near Chittaranjan market, Malda Rly Station, Malda District Hospital and Medical College, Mukdampur market and Sukanta more for the study. The study shows that vendors have been able to increase their financial empowerment regarding income, expenditure, savings and access of credits from different financial institutions. Although, vending is one of the sensitive jobs, vendors always be active and alert with opened eye, ear and mouth and they have extremely a long working hours. It has been further found that vendors are more united to establish their rights at workplace. Now they are facing a lot of problems of opposition from Public, Municipal authority and policemen, but their service contribution to the people in urban economy cannot be ignored.
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Keywords
Vendors, Employment, Economic Empowerment, Problems at Work Place.
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Paper Title: Iddu elladdu kadambariyalli Shedre mathu Astikya pragnegala jignase
Author Name(s): Dr. Basavaraj Pujar
Published Paper ID: - IJCRT1135698
Register Paper ID - 267496
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135698 and DOI :
Author Country : Indian Author, Iceland, 57700555 , dd, 57700555 , | Research Area: Arts1 All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135698 Published Paper PDF: download.php?file=IJCRT1135698 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135698.pdf
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Title: IDDU ELLADDU KADAMBARIYALLI SHEDRE MATHU ASTIKYA PRAGNEGALA JIGNASE
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: December 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts1 All
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 759-762
Year: December 2013
Downloads: 262
E-ISSN Number: 2320-2882
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Paper Title: Sharana Sahithyadalli manava darma
Author Name(s): Dr. Basavaraj Pujar
Published Paper ID: - IJCRT1135697
Register Paper ID - 267494
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135697 and DOI :
Author Country : Indian Author, Iceland, 57700555 , dd, 57700555 , | Research Area: Arts1 All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135697 Published Paper PDF: download.php?file=IJCRT1135697 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135697.pdf
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Title: SHARANA SAHITHYADALLI MANAVA DARMA
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: December 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts1 All
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 756-758
Year: December 2013
Downloads: 246
E-ISSN Number: 2320-2882
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Paper Title: Vaydehiyavaru Abivaykthisida vaykthi Chitragalu nenapu yari thatha kruthi vimarshe
Author Name(s): Dr. Basavaraj Pujar
Published Paper ID: - IJCRT1135696
Register Paper ID - 267493
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135696 and DOI :
Author Country : Indian Author, Iceland, 57700555 , dd, 57700555 , | Research Area: Arts1 All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135696 Published Paper PDF: download.php?file=IJCRT1135696 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135696.pdf
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Title: VAYDEHIYAVARU ABIVAYKTHISIDA VAYKTHI CHITRAGALU NENAPU YARI THATHA KRUTHI VIMARSHE
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: November 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts1 All
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 752-755
Year: November 2013
Downloads: 270
E-ISSN Number: 2320-2882
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Paper Title: Mugasaleyavara kavya payana ondu avalokana
Author Name(s): Dr. Basavaraj Pujar
Published Paper ID: - IJCRT1135695
Register Paper ID - 267492
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135695 and DOI :
Author Country : Indian Author, Iceland, 57700555 , dd, 57700555 , | Research Area: Arts1 All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135695 Published Paper PDF: download.php?file=IJCRT1135695 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135695.pdf
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Title: MUGASALEYAVARA KAVYA PAYANA ONDU AVALOKANA
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: November 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts1 All
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 748-751
Year: November 2013
Downloads: 288
E-ISSN Number: 2320-2882
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Paper Title: Mallika Gantiyavarta kavya vimarshe
Author Name(s): Dr. Basavaraj Pujar
Published Paper ID: - IJCRT1135694
Register Paper ID - 267491
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT1135694 and DOI :
Author Country : Indian Author, Iceland, 57700555 , dd, 57700555 , | Research Area: Arts1 All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT1135694 Published Paper PDF: download.php?file=IJCRT1135694 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT1135694.pdf
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Title: MALLIKA GANTIYAVARTA KAVYA VIMARSHE
DOI (Digital Object Identifier) :
Pubished in Volume: 1 | Issue: 3 | Year: November 2013
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts1 All
Author type: Indian Author
Pubished in Volume: 1
Issue: 3
Pages: 744-747
Year: November 2013
Downloads: 216
E-ISSN Number: 2320-2882
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