ISSN2320-2882
Impact Factor9.17
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ESTD2013
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Paper Title
Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra
Authors
Ankur Agrawal
Keywords
Artificial intelligence, Cost reduction, Operational efficiency, Private sector banks, Western Vidarbha, India
Abstract
"The advent of Artificial Intelligence (AI) in the banking sector is perhaps the most profound technological change the profession has seen." The research paper aims to discuss the impact of artificial intelligence on cost reduction and the achievement of greater efficiencies within the banking industry of the private sector. While the advent of artificial intelligence represents a profound change to the Indian financial system, research examining the impact of AI within the Western Vidarbha region of the state of Maharashtra represents a noticeable absence within the academic literature. Thus, though studies at the national level prove the benefits of the adoption of AI in the banking sector of India as a whole, the detailed information available at the regional level for the Western Vidarbha region, which covers the districts of Amravati, Akola, Yavatmal, Buldhana, and Washim, is not available in scholarly studies. This level of geographical specificity is not normally within the scope of scholarly studies, which normally focus on the macro-level situation or large-scale adoption in major banking institutions such as HDFC Bank, ICICI Bank, AXIS bank, Kotak Mahindra Bank, IDFC First Bank, or the assessment of the situation at the level of the Reserve Bank of India (RBI) or the NITI Aayog.
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IJCRT — journal style
"Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.14, Issue 3, page no.h761-h769, March 2026, Available :https://ijcrt.org/papers/IJCRT2603933.pdf
APA — 7th edition
Agrawal, A. (2026). Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra. International Journal of Creative Research Thoughts, 14(3), h761-h769. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933
MLA — 9th edition
Agrawal, Ankur. "Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra." International Journal of Creative Research Thoughts, vol. 14, no. 3, 2026, pp. h761-h769, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933.
Chicago — 17th, bibliography
Agrawal, Ankur. "Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra." International Journal of Creative Research Thoughts 14, no. 3 (2026): h761-h769. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933.
Harvard — author–date
Agrawal, A. (2026) 'Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra', International Journal of Creative Research Thoughts, 14(3), pp. h761-h769. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933
IEEE — numbered reference
A. Agrawal, "Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra," IJCRT, vol. 14, no. 3, pp. h761-h769, Mar. 2026.
Vancouver — biomedical
Agrawal A. Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra. IJCRT. 2026 Mar;14(3):h761-h769.
AMA — 11th edition
Agrawal A. Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra. IJCRT. 2026;14(3):h761-h769. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2603933,
author = {Ankur Agrawal},
title = {Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra},
journal = {International Journal of Creative Research Thoughts},
volume = {14},
number = {3},
pages = {h761-h769},
year = {2026},
month = {March},
issn = {2320-2882},
url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933}
}
RIS — EndNote, RefWorks
TY - JOUR
AU - Agrawal, Ankur
TI - Impact Of AI On Cost Reduction & Efficiency With Special Reference To Private Sector Banks Of Western Vidarbha Region, Maharashtra
T2 - International Journal of Creative Research Thoughts
JA - IJCRT
VL - 14
IS - 3
PY - 2026
SN - 2320-2882
UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933
SP - h761-h769
ER -
Issue
Volume 14 Issue 3,
March-2026
Pages : h761-h769
Article Information
- Pages
- h761-h769
- Published
- March 2026
- Registration ID
- IJCRT_304268
- Published Paper ID
- IJCRT2603933
- Research Area
- Commerce All
- Author Type
- Indian Author
- Location
- Khamgaon, Maharashtra, India
- Peer Review
- Request Peer Review Report
- Licence
- CC BY 4.0 · Open Access
- ISSN & Impact Factor
- 2320-2882 · IF 9.17
- Downloads
- 129
- Permanent Link
- https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603933
- Published Paper PDF
- https://ijcrt.org/papers/IJCRT2603933.pdf
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International Journal of Creative Research Thoughts
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