ISSN2320-2882
Impact Factor9.17
UGC ParametersAligned
Low Cost₹1501 / $59
CrossRefDOI
ESTD2013
Peer ReviewTransparent
AccessOpen
Submission: Always Open

Paper Title

SIP AWARENESS AND INVESTMENT DECISIONS

Authors

Srijal Tripathi , Dr. Rekha Khosla

Keywords

SIP Awareness and Investment Decisions, SIP, Mutual Funds, FDS, Smart Investments

Abstract

The Systematic Investment Plans (SIPs) have proved to be one of the most organized and convenient methods of investing in the Indian mutual fund sector. By allowing the investor to make a systematic investment of a fixed amount of money periodically in mutual fund schemes, SIPs help the investor to make disciplined investments, overcome the psychological factor of market timing, and make use of the power of compounding. In recent years, there has been a substantial rise in the number of SIP registrations and monthly investments in India, thanks to the efforts of the Association of Mutual Funds in India, which has been conducting awareness programs across the country under the guidance of the Securities and Exchange Board of India

How To Cite

Choose the style your journal or department asks for, then copy it. Every version below is generated from this paper's own record.

IJCRT — journal style
"SIP AWARENESS AND INVESTMENT DECISIONS", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.14, Issue 3, page no.a673-a679, March 2026, Available :https://ijcrt.org/papers/IJCRT2603083.pdf
APA — 7th edition
Tripathi, S., & Khosla, R. (2026). SIP AWARENESS AND INVESTMENT DECISIONS. International Journal of Creative Research Thoughts, 14(3), a673-a679. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083
MLA — 9th edition
Tripathi, Srijal, and Rekha Khosla. "SIP AWARENESS AND INVESTMENT DECISIONS." International Journal of Creative Research Thoughts, vol. 14, no. 3, 2026, pp. a673-a679, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083.
Chicago — 17th, bibliography
Tripathi, Srijal, and Rekha Khosla. "SIP AWARENESS AND INVESTMENT DECISIONS." International Journal of Creative Research Thoughts 14, no. 3 (2026): a673-a679. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083.
Harvard — author–date
Tripathi, S. and Khosla, R. (2026) 'SIP AWARENESS AND INVESTMENT DECISIONS', International Journal of Creative Research Thoughts, 14(3), pp. a673-a679. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083
IEEE — numbered reference
S. Tripathi and R. Khosla, "SIP AWARENESS AND INVESTMENT DECISIONS," IJCRT, vol. 14, no. 3, pp. a673-a679, Mar. 2026.
Vancouver — biomedical
Tripathi S, Khosla R. SIP AWARENESS AND INVESTMENT DECISIONS. IJCRT. 2026 Mar;14(3):a673-a679.
AMA — 11th edition
Tripathi S, Khosla R. SIP AWARENESS AND INVESTMENT DECISIONS. IJCRT. 2026;14(3):a673-a679. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2603083, author = {Srijal Tripathi and Rekha Khosla}, title = {SIP AWARENESS AND INVESTMENT DECISIONS}, journal = {International Journal of Creative Research Thoughts}, volume = {14}, number = {3}, pages = {a673-a679}, year = {2026}, month = {March}, issn = {2320-2882}, url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083} }
RIS — EndNote, RefWorks
TY - JOUR AU - Tripathi, Srijal AU - Khosla, Rekha TI - SIP AWARENESS AND INVESTMENT DECISIONS T2 - International Journal of Creative Research Thoughts JA - IJCRT VL - 14 IS - 3 PY - 2026 SN - 2320-2882 UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603083 SP - a673-a679 ER -

Issue

Volume 14 Issue 3, March-2026
Pages : a673-a679

Article Information

Pages
a673-a679
Published
March 2026
Registration ID
IJCRT_302506
Published Paper ID
IJCRT2603083
Research Area
Commerce and Management, MBA All Branch
Author Type
Indian Author
Location
Lucknow, Uttar Pradesh, India
Licence
CC BY 4.0 · Open Access
ISSN & Impact Factor
2320-2882 · IF 9.17
Downloads
180

Summarise this Paper with AI

Opens your assistant with a prepared prompt. AI summaries can be incomplete or wrong — read the full paper before citing it.

Share This Article

Author Services

Certificates, printed copies and official reports for this paper

Published authors can request a hard copy of their certificate or of the printed journal, and obtain the transparent peer review and plagiarism reports for this article — each issued against this paper’s registration record.

Registration ID IJCRT_302506

About Publisher

International Journal of Creative Research Thoughts Published by IJCRT Publication
2320-2882 ISSN
9.17 Impact Factor
2013 ESTD Year
Open Access
Impact Factor 9.17, calculated from Google Scholar citation data — see how it is worked out.
An international scholarly open access journal: peer-reviewed, refereed, multidisciplinary, monthly and multilingual, with Crossref DOI registration, rich metadata and a citation generator. Verified indexing & discovery records.
IJCRT is a Transparent, Peer-Reviewed, Open Access Journal (Refereed Journal). Following the discontinuation of UGC and UGC-CARE journal listing, IJCRT is aligned with UGC’s Suggested Parameters for Choosing Peer-Reviewed Journals. UGC Public Notice

Licence

© 2026 — Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition. This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits unrestricted use, distribution and reproduction in any medium, provided the original author and source are credited.
 Disclaimer: The content, data and findings in this article are based on the authors’ research and have been peer-reviewed for academic purposes only. Readers are advised to verify all information before practical or commercial use. The journal and its editorial board are not liable for any errors, losses or consequences arising from its use.

Declarations

Funding

No external funding was received for this study.

Conflict of Interest

The authors declare that they have no conflict of interest.

Acknowledgements

The authors would like to thank the reviewers and the editorial board of International Journal of Creative Research Thoughts for their careful reading and constructive comments, and all colleagues who supported the preparation of this manuscript.

About the Journal
9.17Impact Factor UGC AlignedSuggested Parameters TransparentPeer Review
Open AccessNo Paywall
CrossrefDOI Available
Monthly12 Issues / Year
Since 2013Established
2320-2882ISSN

Article Impact

24Views
20Downloads
44Total reads
Mar 2026Published
Published · 218 days ago Today · last read yesterday
44 TOTAL
Views 24Downloads 20
83%
Readers who went on to take the PDF
Abstract views24
PDF downloads20

1.3 views and 1.1 downloads per day over 18 days counted.

Counts exclude identified crawler traffic and repeat hits from the same reader within 30 minutes. Downloads reached directly through a search engine or an existing citation link are not included, so the figure is a conservative count of activity through this site. Full statistics

Discovery & Indexing

Find this paper on search engines and scholarly indexes, and check the journal’s verified records.

Find this paperSearch
  • Google ScholarExact-title search, with citing articles once indexed.Search
  • CrossrefMetadata search across all Crossref records.Search
  • Semantic ScholarAI-powered literature search.Search
  • BASEBielefeld Academic Search Engine — open-access harvester.Search
  • ResearchGateResearch network publication search.Search

“Search” opens a live search for this paper; “Verified” opens a journal record checked on the Indexing & Discovery page. Third-party services index at their own discretion, often several weeks after publication.

Research & Publication Timeline
Indexed, Abstracted & Author Benefits
Just ₹1501
Publish in a UGC CARE Approved Journal | Low Cost ₹1501 Indian Author | 🌐 $59 USD International
CrossRef DOI Google Scholar Transparent Review ISSN Registered 1–2 Days UGC CARE
Submit Paper →