ISSN2320-2882
Impact Factor9.17
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ESTD2013
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Paper Title
Trends of Household Finance : Income, Savings, and Expenditure Patterns
Authors
Pinki Gorai
Keywords
Household finance, savings, expenditure, income distribution, Paschim Bardhaman, financial behaviour.
Abstract
This paper examines evolving trends in household finance in Paschim Bardhaman district of West Bengal, focusing on income levels, savings behaviour, and expenditure patterns. Drawing on primary survey data and broader state-level socioeconomic statistics, the study documents the financial behaviour of households within the district and situates local patterns within broader Indian household finance trends. The analysis highlights the linkages between income levels, savings choices, and consumption behaviour, offering policy implications for financial inclusion and socioeconomic welfare.
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IJCRT — journal style
"Trends of Household Finance : Income, Savings, and Expenditure Patterns", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.14, Issue 3, page no.a175-a179, March 2026, Available :https://ijcrt.org/papers/IJCRT2603022.pdf
APA — 7th edition
Gorai, P. (2026). Trends of Household Finance : Income, Savings, and Expenditure Patterns. International Journal of Creative Research Thoughts, 14(3), a175-a179. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022
MLA — 9th edition
Gorai, Pinki. "Trends of Household Finance : Income, Savings, and Expenditure Patterns." International Journal of Creative Research Thoughts, vol. 14, no. 3, 2026, pp. a175-a179, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022.
Chicago — 17th, bibliography
Gorai, Pinki. "Trends of Household Finance : Income, Savings, and Expenditure Patterns." International Journal of Creative Research Thoughts 14, no. 3 (2026): a175-a179. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022.
Harvard — author–date
Gorai, P. (2026) 'Trends of Household Finance : Income, Savings, and Expenditure Patterns', International Journal of Creative Research Thoughts, 14(3), pp. a175-a179. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022
IEEE — numbered reference
P. Gorai, "Trends of Household Finance : Income, Savings, and Expenditure Patterns," IJCRT, vol. 14, no. 3, pp. a175-a179, Mar. 2026.
Vancouver — biomedical
Gorai P. Trends of Household Finance : Income, Savings, and Expenditure Patterns. IJCRT. 2026 Mar;14(3):a175-a179.
AMA — 11th edition
Gorai P. Trends of Household Finance : Income, Savings, and Expenditure Patterns. IJCRT. 2026;14(3):a175-a179. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2603022,
author = {Pinki Gorai},
title = {Trends of Household Finance : Income, Savings, and Expenditure Patterns},
journal = {International Journal of Creative Research Thoughts},
volume = {14},
number = {3},
pages = {a175-a179},
year = {2026},
month = {March},
issn = {2320-2882},
url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022}
}
RIS — EndNote, RefWorks
TY - JOUR
AU - Gorai, Pinki
TI - Trends of Household Finance : Income, Savings, and Expenditure Patterns
T2 - International Journal of Creative Research Thoughts
JA - IJCRT
VL - 14
IS - 3
PY - 2026
SN - 2320-2882
UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022
SP - a175-a179
ER -
Issue
Volume 14 Issue 3,
March-2026
Pages : a175-a179
Article Information
- Pages
- a175-a179
- Published
- March 2026
- Registration ID
- IJCRT_302250
- Published Paper ID
- IJCRT2603022
- Research Area
- Commerce All
- Author Type
- Indian Author
- Location
- Asansol, West Bengal, India
- Peer Review
- Request Peer Review Report
- Licence
- CC BY 4.0 · Open Access
- ISSN & Impact Factor
- 2320-2882 · IF 9.17
- Downloads
- 200
- Permanent Link
- https://ijcrt.org/viewpaperforall.php?paper=IJCRT2603022
- Published Paper PDF
- https://ijcrt.org/papers/IJCRT2603022.pdf
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International Journal of Creative Research Thoughts
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2320-2882
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No external funding was received for this study.
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The authors declare that they have no conflict of interest.
Acknowledgements
The authors would like to thank the reviewers and the editorial board of International Journal of Creative Research Thoughts for their careful reading and constructive comments, and all colleagues who supported the preparation of this manuscript.
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