ISSN2320-2882
Impact Factor9.17
UGC ParametersAligned
Low Cost₹1501 / $59
CrossRefDOI
ESTD2013
Peer ReviewTransparent
AccessOpen
Submission: Always Open

Paper Title

OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING

Authors

Rajma T. M. R. , Dr. A. Shridhar

Keywords

Muslim Women, Karnataka, Koppal, Financial Empowerment.

Abstract

Financial literacy is more than just understanding finance--it involves applying that knowledge in daily life to manage money effectively. The digital revolution has reshaped the financial sector, bringing both opportunities and challenges for financial inclusion, especially among vulnerable groups. Financial literacy enables the common person to understand their financial position and make proper use of the various products and services offered by financial institutions, thereby enhancing the pace of financial inclusion. This exploratory study examines the financial literacy of rural Muslim women in the Koppal district of Karnataka. It aims to analyze their demographic profile, financial practices, attitudes, and knowledge within the growing landscape of digital financial services. To identify specific knowledge gaps in areas such as saving habits, expenditure patterns, investment behavior, mobile banking, digital payments, financial planning tools, and investment avenues, the study uses primary data collected through a structured questionnaire. By identifying these gaps, the research seeks to guide financial institutions and policymakers in designing targeted interventions that can empower rural Muslim women in the digital era and promote their overall financial well-being.

How To Cite

Choose the style your journal or department asks for, then copy it. Every version below is generated from this paper's own record.

IJCRT — journal style
"OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.14, Issue 1, page no.b744-b752, January 2026, Available :https://ijcrt.org/papers/IJCRT2601208.pdf
APA — 7th edition
R., R. T. M., & Shridhar, A. (2026). OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING. International Journal of Creative Research Thoughts, 14(1), b744-b752. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208
MLA — 9th edition
R., Rajma T. M., and A. Shridhar. "OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING." International Journal of Creative Research Thoughts, vol. 14, no. 1, 2026, pp. b744-b752, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208.
Chicago — 17th, bibliography
R., Rajma T. M., and A. Shridhar. "OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING." International Journal of Creative Research Thoughts 14, no. 1 (2026): b744-b752. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208.
Harvard — author–date
R., R.T.M. and Shridhar, A. (2026) 'OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING', International Journal of Creative Research Thoughts, 14(1), pp. b744-b752. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208
IEEE — numbered reference
R. T. M. R. and A. Shridhar, "OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING," IJCRT, vol. 14, no. 1, pp. b744-b752, Jan. 2026.
Vancouver — biomedical
R. RTM, Shridhar A. OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING. IJCRT. 2026 Jan;14(1):b744-b752.
AMA — 11th edition
R. RTM, Shridhar A. OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING. IJCRT. 2026;14(1):b744-b752. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2601208, author = {Rajma T. M. R. and A. Shridhar}, title = {OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING}, journal = {International Journal of Creative Research Thoughts}, volume = {14}, number = {1}, pages = {b744-b752}, year = {2026}, month = {January}, issn = {2320-2882}, url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208} }
RIS — EndNote, RefWorks
TY - JOUR AU - R., Rajma T. M. AU - Shridhar, A. TI - OPINION OF KOPPAL DISTRICT'S MUSLIM WOMEN ON FINANCIAL LITERACY, EMPOWERING WOMEN AND STRENGTHENING T2 - International Journal of Creative Research Thoughts JA - IJCRT VL - 14 IS - 1 PY - 2026 SN - 2320-2882 UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601208 SP - b744-b752 ER -

Issue

Volume 14 Issue 1, January-2026
Pages : b744-b752

Article Information

Pages
b744-b752
Published
January 2026
Registration ID
IJCRT_300103
Published Paper ID
IJCRT2601208
Research Area
Social Science All
Author Type
Indian Author
Location
Hampi, Karnataka, India
Licence
CC BY 4.0 · Open Access
ISSN & Impact Factor
2320-2882 · IF 9.17
Downloads
195

Summarise this Paper with AI

Opens your assistant with a prepared prompt. AI summaries can be incomplete or wrong — read the full paper before citing it.

Share This Article

Author Services

Certificates, printed copies and official reports for this paper

Published authors can request a hard copy of their certificate or of the printed journal, and obtain the transparent peer review and plagiarism reports for this article — each issued against this paper’s registration record.

Registration ID IJCRT_300103

About Publisher

International Journal of Creative Research Thoughts Published by IJCRT Publication
2320-2882 ISSN
9.17 Impact Factor
2013 ESTD Year
Open Access
Impact Factor 9.17, calculated from Google Scholar citation data — see how it is worked out.
An international scholarly open access journal: peer-reviewed, refereed, multidisciplinary, monthly and multilingual, with Crossref DOI registration, rich metadata and a citation generator. Verified indexing & discovery records.
IJCRT is a Transparent, Peer-Reviewed, Open Access Journal (Refereed Journal). Following the discontinuation of UGC and UGC-CARE journal listing, IJCRT is aligned with UGC’s Suggested Parameters for Choosing Peer-Reviewed Journals. UGC Public Notice

Licence

© 2026 — Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition. This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits unrestricted use, distribution and reproduction in any medium, provided the original author and source are credited.
 Disclaimer: The content, data and findings in this article are based on the authors’ research and have been peer-reviewed for academic purposes only. Readers are advised to verify all information before practical or commercial use. The journal and its editorial board are not liable for any errors, losses or consequences arising from its use.

Declarations

Funding

No external funding was received for this study.

Conflict of Interest

The authors declare that they have no conflict of interest.

Acknowledgements

The authors would like to thank the reviewers and the editorial board of International Journal of Creative Research Thoughts for their careful reading and constructive comments, and all colleagues who supported the preparation of this manuscript.

About the Journal
9.17Impact Factor UGC AlignedSuggested Parameters TransparentPeer Review
Open AccessNo Paywall
CrossrefDOI Available
Monthly12 Issues / Year
Since 2013Established
2320-2882ISSN

Article Impact

35Views
30Downloads
65Total reads
Jan 2026Published
Published · 273 days ago Today · last read today
65 TOTAL
Views 35Downloads 30
86%
Readers who went on to take the PDF
Abstract views35
PDF downloads30

1.6 views and 1.4 downloads per day over 22 days counted.

Counts exclude identified crawler traffic and repeat hits from the same reader within 30 minutes. Downloads reached directly through a search engine or an existing citation link are not included, so the figure is a conservative count of activity through this site. Full statistics

Discovery & Indexing

Find this paper on search engines and scholarly indexes, and check the journal’s verified records.

Find this paperSearch
  • Google ScholarExact-title search, with citing articles once indexed.Search
  • CrossrefMetadata search across all Crossref records.Search
  • Semantic ScholarAI-powered literature search.Search
  • BASEBielefeld Academic Search Engine — open-access harvester.Search
  • ResearchGateResearch network publication search.Search

“Search” opens a live search for this paper; “Verified” opens a journal record checked on the Indexing & Discovery page. Third-party services index at their own discretion, often several weeks after publication.

Research & Publication Timeline
Indexed, Abstracted & Author Benefits
Just ₹1501
Publish in a UGC CARE Approved Journal | Low Cost ₹1501 Indian Author | 🌐 $59 USD International
CrossRef DOI Google Scholar Transparent Review ISSN Registered 1–2 Days UGC CARE
Submit Paper →