ISSN2320-2882
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Paper Title
Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala
Authors
Vaishnavi R , Nagesh S
Keywords
Agriculture Risk ,Restructured Weather Based Crop Insurance ,Paddy,Climate Change
Abstract
Agriculture is one of the major economic activities in Kerala which is largely affected by Climate change. Insurance is seen as an effective tool to adapt to weather adversities. The study evaluated the present status, constraints and prospects of Restructured Weather based crop insurance for Paddy in Palakkad in the most insured blocks of Kollengode , Nenmara and Alathur. A specific analysis was made to present the claims ratio, breakeven ratio and Compound Annual Growth Rate. Despite a positive growth in enrolment (CAGR 0.13) and an increase in gross premium (CAGR 0.36), farmers continue to face significant challenges with the scheme. Delays in claim settlements (34.76), concerns over AWS reliability (47.14), and the distant location of weather stations (38.1) have made participation less appealing. Analyzing claims ratios, breakeven points, and penetration trends reveals a clear need for better coverage and a more reliable system. This paper provides an overview of the paddy cultivators' perception of crop insurance.
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IJCRT — journal style
"Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.14, Issue 1, page no.a924-a932, January 2026, Available :https://ijcrt.org/papers/IJCRT2601115.pdf
APA — 7th edition
R, V., & S, N. (2026). Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala. International Journal of Creative Research Thoughts, 14(1), a924-a932. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115
MLA — 9th edition
R, Vaishnavi, and Nagesh S. "Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala." International Journal of Creative Research Thoughts, vol. 14, no. 1, 2026, pp. a924-a932, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115.
Chicago — 17th, bibliography
R, Vaishnavi, and Nagesh S. "Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala." International Journal of Creative Research Thoughts 14, no. 1 (2026): a924-a932. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115.
Harvard — author–date
R, V. and S, N. (2026) 'Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala', International Journal of Creative Research Thoughts, 14(1), pp. a924-a932. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115
IEEE — numbered reference
V. R and N. S, "Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala," IJCRT, vol. 14, no. 1, pp. a924-a932, Jan. 2026.
Vancouver — biomedical
R V, S N. Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala. IJCRT. 2026 Jan;14(1):a924-a932.
AMA — 11th edition
R V, S N. Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala. IJCRT. 2026;14(1):a924-a932. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2601115,
author = {Vaishnavi R and Nagesh S},
title = {Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala},
journal = {International Journal of Creative Research Thoughts},
volume = {14},
number = {1},
pages = {a924-a932},
year = {2026},
month = {January},
issn = {2320-2882},
url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115}
}
RIS — EndNote, RefWorks
TY - JOUR
AU - R, Vaishnavi
AU - S, Nagesh
TI - Restructured Weather-Based Crop Insurance And Its Impact On Paddy Farmers: A Case Study From Palakkad, Kerala
T2 - International Journal of Creative Research Thoughts
JA - IJCRT
VL - 14
IS - 1
PY - 2026
SN - 2320-2882
UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115
SP - a924-a932
ER -
Issue
Volume 14 Issue 1,
January-2026
Pages : a924-a932
Article Information
- Pages
- a924-a932
- Published
- January 2026
- Registration ID
- IJCRT_299953
- Published Paper ID
- IJCRT2601115
- Research Area
- Medical Science All
- Author Type
- Indian Author
- Location
- kanyakumari, Tamil Nadu, India
- Peer Review
- Request Peer Review Report
- Licence
- CC BY 4.0 · Open Access
- ISSN & Impact Factor
- 2320-2882 · IF 9.17
- Downloads
- 271
- Permanent Link
- https://ijcrt.org/viewpaperforall.php?paper=IJCRT2601115
- Published Paper PDF
- https://ijcrt.org/papers/IJCRT2601115.pdf
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