ISSN2320-2882
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Paper Title
Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups
Authors
Sonali Dhimmar , Dr. Richa Agarwal
Keywords
C93, D71, G21, I38, O17
Abstract
Women's Self-Help Groups (SHGs) are a powerful tool for financial inclusion and social empowerment in developing countries. However, not all groups grow at the same pace. Some thrive while others struggle. This study examines how group cohesion and group efficiency interact to influence the development of SHGs in the microfinance sector. It also looks at the role of loan size as a moderator and group efficiency as a mediator in this relationship. Data from 200 SHGs were analyzed using structural equation modeling in SmartPLS 4.0. The results show that cohesion and efficiency together strengthen group development. Collaborative decision-making, mutual support, and participatory culture improve communication, confidence, and help members achieve literacy and income goals. Larger loan sizes further enhance efficiency and strengthen these benefits. The study offers practical insights for policymakers and practitioners, highlighting that targeted interventions to build cohesion and efficiency can make SHGs more sustainable.
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IJCRT — journal style
"Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.13, Issue 11, page no.j244-j250, November 2025, Available :https://ijcrt.org/papers/IJCRT25A1197.pdf
APA — 7th edition
Dhimmar, S., & Agarwal, R. (2025). Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups. International Journal of Creative Research Thoughts, 13(11), j244-j250. https://doi.org/10.56975/ijcrt.v13i11.297831
MLA — 9th edition
Dhimmar, Sonali, and Richa Agarwal. "Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups." International Journal of Creative Research Thoughts, vol. 13, no. 11, 2025, pp. j244-j250, https://doi.org/10.56975/ijcrt.v13i11.297831.
Chicago — 17th, bibliography
Dhimmar, Sonali, and Richa Agarwal. "Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups." International Journal of Creative Research Thoughts 13, no. 11 (2025): j244-j250. https://doi.org/10.56975/ijcrt.v13i11.297831.
Harvard — author–date
Dhimmar, S. and Agarwal, R. (2025) 'Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups', International Journal of Creative Research Thoughts, 13(11), pp. j244-j250. Available at: https://doi.org/10.56975/ijcrt.v13i11.297831
IEEE — numbered reference
S. Dhimmar and R. Agarwal, "Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups," IJCRT, vol. 13, no. 11, pp. j244-j250, Nov. 2025, doi: 10.56975/ijcrt.v13i11.297831.
Vancouver — biomedical
Dhimmar S, Agarwal R. Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups. IJCRT. 2025 Nov;13(11):j244-j250. doi: 10.56975/ijcrt.v13i11.297831
AMA — 11th edition
Dhimmar S, Agarwal R. Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups. IJCRT. 2025;13(11):j244-j250. doi:10.56975/ijcrt.v13i11.297831
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT25A1197,
author = {Sonali Dhimmar and Richa Agarwal},
title = {Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups},
journal = {International Journal of Creative Research Thoughts},
volume = {13},
number = {11},
pages = {j244-j250},
year = {2025},
month = {November},
issn = {2320-2882},
doi = {10.56975/ijcrt.v13i11.297831},
url = {https://doi.org/10.56975/ijcrt.v13i11.297831}
}
RIS — EndNote, RefWorks
TY - JOUR
AU - Dhimmar, Sonali
AU - Agarwal, Richa
TI - Exploring the Synergetic Role of Group Cohesion and Group Efficiency in the Development of Women's Self-Help Groups
T2 - International Journal of Creative Research Thoughts
JA - IJCRT
VL - 13
IS - 11
PY - 2025
SN - 2320-2882
DO - 10.56975/ijcrt.v13i11.297831
UR - https://doi.org/10.56975/ijcrt.v13i11.297831
SP - j244-j250
ER -
Issue
Volume 13 Issue 11,
November-2025
Pages : j244-j250
Article Information
- Published In
- International Journal of Creative Research Thoughts — Volume 13, Issue 11, November 2025
- Pages
- j244-j250
- Published
- November 2025
- Registration ID
- IJCRT_297831
- Published Paper ID
- IJCRT25A1197
- Research Area
- Management All
- Author Type
- Indian Author
- Location
- Surat, Gujarat, India
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- Request Peer Review Report
- Licence
- CC BY 4.0 · Open Access
- ISSN & Impact Factor
- 2320-2882 · IF 9.17
- Downloads
- 317
- Permanent Link
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- Published Paper PDF
- https://ijcrt.org/papers/IJCRT25A1197.pdf
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International Journal of Creative Research Thoughts
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