ISSN2320-2882
Impact Factor9.17
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Paper Title

Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology

Authors

Prof. Pranalini Joshi , Ankush Jaykar , Atharva Kulkarni , Sangita Mirashi , Mansi Parmar

Keywords

Blockchain, Public Funds, Hyperledger Fabric, Citizen Verification.

Abstract

NITI-Ledger introduces a blockchain-powered platform designed to improve transparency and security in the management of public funds. By leveraging Hyperledger Fabric, the system creates tamper-resistant records, allows realtime monitoring of fund disbursement, and incorporates stakeholder validation using document hashes, detailed audits, and citizen-submitted geotagged photographs. Additionally, a CRISP-DM-inspired fraud detection module enhances the capabilities of role-based dashboards for administrators, auditors, agencies, and citizens. This approach aims to increase accountability, minimize fund misuse, and build greater trust in public governance

How To Cite

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IJCRT — journal style
"Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.13, Issue 10, page no.d75-d81, October 2025, Available :https://ijcrt.org/papers/IJCRT2510367.pdf
APA — 7th edition
Joshi, P., Jaykar, A., Kulkarni, A., Mirashi, S., & Parmar, M. (2025). Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology. International Journal of Creative Research Thoughts, 13(10), d75-d81. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367
MLA — 9th edition
Joshi, Pranalini, et al. "Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology." International Journal of Creative Research Thoughts, vol. 13, no. 10, 2025, pp. d75-d81, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367.
Chicago — 17th, bibliography
Joshi, Pranalini, et al. "Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology." International Journal of Creative Research Thoughts 13, no. 10 (2025): d75-d81. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367.
Harvard — author–date
Joshi, P. et al. (2025) 'Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology', International Journal of Creative Research Thoughts, 13(10), pp. d75-d81. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367
IEEE — numbered reference
P. Joshi, A. Jaykar, A. Kulkarni, S. Mirashi and M. Parmar, "Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology," IJCRT, vol. 13, no. 10, pp. d75-d81, Oct. 2025.
Vancouver — biomedical
Joshi P, Jaykar A, Kulkarni A, Mirashi S, Parmar M. Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology. IJCRT. 2025 Oct;13(10):d75-d81.
AMA — 11th edition
Joshi P, Jaykar A, Kulkarni A, Mirashi S, Parmar M. Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology. IJCRT. 2025;13(10):d75-d81. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2510367, author = {Pranalini Joshi and Ankush Jaykar and Atharva Kulkarni and Sangita Mirashi and Mansi Parmar}, title = {Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology}, journal = {International Journal of Creative Research Thoughts}, volume = {13}, number = {10}, pages = {d75-d81}, year = {2025}, month = {October}, issn = {2320-2882}, url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367} }
RIS — EndNote, RefWorks
TY - JOUR AU - Joshi, Pranalini AU - Jaykar, Ankush AU - Kulkarni, Atharva AU - Mirashi, Sangita AU - Parmar, Mansi TI - Niti Ledger - Systematic Fund Allocation and Governance Using Distributed Ledger Technology T2 - International Journal of Creative Research Thoughts JA - IJCRT VL - 13 IS - 10 PY - 2025 SN - 2320-2882 UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2510367 SP - d75-d81 ER -

Issue

Volume 13 Issue 10, October-2025
Pages : d75-d81

Article Information

Pages
d75-d81
Published
October 2025
Registration ID
IJCRT_295145
Published Paper ID
IJCRT2510367
Research Area
Science and Technology
Author Type
Indian Author
Location
Pune, Maharashtra, India
Licence
CC BY 4.0 · Open Access
ISSN & Impact Factor
2320-2882 · IF 9.17
Downloads
195

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International Journal of Creative Research Thoughts Published by IJCRT Publication
2320-2882 ISSN
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Impact Factor 9.17, calculated from Google Scholar citation data — see how it is worked out.
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Licence

© 2025 — Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition. This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits unrestricted use, distribution and reproduction in any medium, provided the original author and source are credited.
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Declarations

Funding

No external funding was received for this study.

Conflict of Interest

The authors declare that they have no conflict of interest.

Acknowledgements

The authors would like to thank the reviewers and the editorial board of International Journal of Creative Research Thoughts for their careful reading and constructive comments, and all colleagues who supported the preparation of this manuscript.

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